XRP Ledger vs ChainLink：Messari报告真正告诉我们的内容

在一份详细的新报告中，加密研究公司Messari对XRP Ledger（XRPL）和Chainlink进行了并排比较，检查了他们的用例

In the dynamic landscape of cryptocurrency, researchers at Messari have delved into the distinct paths taken by XRP Ledger and Chainlink as they navigate the realm of institutional crypto adoption.

在加密货币的动态景观中，弥赛亚的研究人员深入研究了XRP Ledger和Chainlink在驾驶机构加密货币领域时所采取的独特途径。

On the surface, these two networks appear quite different. One is designed to revolutionize cross-border payments with speed and efficiency, while the latter focuses on providing critical data feeds for smart contracts. However, a closer look reveals that both are becoming major players in the narrative of institutions entering the crypto space.

从表面上看，这两个网络显得完全不同。一种旨在以速度和效率彻底改变跨境支付，而后者则重点是为智能合约提供关键的数据供稿。但是，仔细观察表明，两者都在进入加密货币空间的机构叙事中成为主要参与者。

In a recent analysis, TheCryptoBasic highlights the key takeaways from Messari’s report and the evolving narrative of these two prominent blockchain networks.

在最近的一项分析中，Thecryptobasic突出了弥赛亚报告的关键要点以及这两个突出的区块链网络的不断发展的叙述。

Both XRP Ledger, designed by Ripple Labs, and Chainlink are designed for low transaction fees and rapid throughput, aiming for a user experience optimized for large-scale, institutional-grade applications. XRP Ledger focuses on speed, low cost, and a flexible architecture that can be adapted for various financial use cases. It handles payments, a built-in DEX, and even tokenization of real-world assets.

由Ripple Labs设计的XRP Ledger和ChainLink均设计用于低交易费用和快速吞吐量，旨在实现针对大型机构应用程序优化的用户体验。 XRP Ledger专注于速度，低成本和灵活的体系结构，可以适用于各种财务用例。它处理付款，内置的DEX，甚至是现实世界资产的令牌化。

This setup is ideal for banks, payment providers, and central banks looking to modernize cross-border settlement, a domain where speed and low fees are paramount. In contrast, Chainlink operates as an oracle network on Ethereum. It doesn’t handle payments or host native smart contracts itself, but rather feeds off-chain data to other blockchains – like prices, weather, or FX rates. Without Chainlink, a huge portion of DeFi wouldn’t work, and its Cross-Chain Interoperability Protocol (CCIP) is a foundational piece for transferring tokenized assets across different networks.

此设置非常适合银行，付款提供商和希望现代化跨境和解的中央银行，这是一个最重要的速度和低费用的领域。相比之下，ChainLink是以太坊上的Oracle网络。它不处理付款或拥有本地智能合约本身，而是将链链数据提供给其他区块链，例如价格，天气或FX费率。没有链条，很大一部分DEFI就无法使用，其跨链互操作性协议（CCIP）是用于在不同网络上传输令牌资产的基础。

This makes Chainlink ideal for the institutions building the next generation of financial applications on blockchain. While XRP Ledger is attempting to replace and improve SWIFT, Chainlink is busy creating the data pipelines that will allow these new blockchain ecosystems to function.

这使ChainLink非常适合在区块链上建立下一代财务应用程序的机构。当XRP Ledger试图替换和改善SWIFT时，ChainLink忙于创建数据管道，这些数据管道将允许这些新的区块链生态系统运行。

A Deeper Look at the Numbers

更深入地看数字

The differing market caps of the two projects also highlight the distinct stages they’ve reached in their development.

这两个项目的不同市值也强调了他们在开发中达到的不同阶段。

Source: Messari

资料来源：Messari

Both projects have achieved significant milestones in their respective domains. XRP Ledger has secured major partnerships with central banks and financial players, testing and deploying cross-border payment solutions, CBDCs, and even custody solutions with their new RLUSD stablecoin. Recent noteworthy moves include:

这两个项目在各自领域都取得了重要的里程碑。 XRP Ledger与中央银行和财务参与者建立了主要合作伙伴关系，测试和部署跨境支付解决方案，CBDCS，甚至使用其新的RLUSD StableCoin进行了监护解决方案。最近的值得注意的举动包括：

* A partnership with the central bank of the Bahamas to explore integrating XRP Ledger with the country’s digital currency, Sand Dollar.

*与巴哈马中央银行建立合作伙伴关系，探索将XRP Ledger与该国的数字货币Sand Dollar集成。

* Collaboration with European Central Bank officials to discuss the potential use cases of XRP Ledger in the future of EU financial technology.

*与欧洲中央银行官员合作，讨论欧盟金融技术未来XRP Ledger的潜在用例。

* Partnerships with several large banks in Southeast Asia for cross-border payment solutions, aiming to streamline remittances and reduce costs.

*与东南亚的几家大型银行建立跨境支付解决方案的合作伙伴关系，旨在简化汇款和降低成本。

Meanwhile, Chainlink has silently built one of the strongest institutional pipelines in crypto. Major financial giants like SWIFT, Citibank, BNY Mellon, and Euroclear are using Chainlink’s tech to test and execute cross-chain token transfers and real-world asset tokenization.

同时，Chainlink默默地建造了加密货币中最强的机构管道之一。 Swift，Citibank，BNY Mellon和Euroclear等主要金融巨头正在使用Chainlink的技术来测试和执行跨链代币转移和现实世界中的资产令牌。

In essence, XRP is focused on onboarding the existing banks and payment rails, while Chainlink is setting up the backend data rails for the entire multi-chain future that these institutions will use.

从本质上讲，XRP专注于登上现有的银行和付款导轨，而ChainLink则为这些机构将使用的整个多链未来设置后端数据导轨。

The Unexpected Twist: Not Rivals, But Collaborators

意外的转折：不是竞争对手，而是合作者

One of the most interesting takeaways from the thread is the integration of Ripple and Chainlink. Ripple is now using Chainlink’s decentralized oracle feeds to support price accuracy for RLUSD, the new stablecoin, across both XRPL and Ethereum.

线程中最有趣的收获之一是Ripple和Chainlink的集成。 Ripple现在正在使用Chainlink的分散甲骨文饲料来支持XRPL和以太坊中新的Stablecoin Rlusd的价格准确性。

This is a subtle but powerful message – blockchain isn’t a zero-sum game. The future of institutional adoption will likely be interconnected, not competitive. Chainlink and XRP may operate in different niches, but when combined, they enhance each other’s capabilities – faster payments with accurate price feeds, secure data with reliable settlement.

这是一个微妙但有力的信息 - 区块链不是零和游戏。机构采用的未来可能会相互联系，而不是竞争力。 ChainLink和XRP可能会在不同的壁nikes中运行，但是合并后，它们可以增强彼此的功能 - 使用准确的价格提要，可靠的数据可靠的数据，可以更快地付款。

The Bottom Line

底线

The Messari report, and this thread, make one thing abundantly clear: both XRP Ledger and Chainlink are attracting serious interest from institutions, albeit in different capacities.

Messari报告和该线程非常清楚：XRP Ledger和Chainlink都引起了机构的严重兴趣，尽管其能力不同。

And as the partnership between Ripple and Chainlink demonstrates, the real victors in blockchain may not be those who strive for dominance, but rather those who prioritize connection and collaboration. In an industry as rapidly evolving as crypto, partnerships and integration could be the key to unlocking the next stage of institutional adoption.

正如Ripple和Chainlink之间的伙伴关系所表明的那样，区块链中真正的胜利者可能不是那些努力统治的人，而是那些优先考虑联系和协作的人。在像加密货币一样迅速发展的行业中，合作伙伴关系和整合可能是释放下一阶段机构采用的关键。