XRP（加密：XRP）是2025年1月最熱門的加密貨幣之一

2025年1月，XRP（加密：XRP）是地球上最熱門的加密貨幣之一。有一次，XRP上升了近600％

January 2025 saw some cryptocurrency prices surging to highs, while others stalled out. One surprising pick that performed well in the first half of the year was XRP (CRYPTO: XRP), which shot up nearly 600% at one point. It was also one of the cryptocurrency stocks that analysts were expecting to see applied for a U.S. ETF listing this year.

2025年1月，一些加密貨幣價格飆升至高點，而另一些則停滯不前。 XRP（加密：XRP）在今年上半年表現出色，一個令人驚訝的選秀權，一點點近600％。這也是分析師期望看到的加密貨幣股票之一，今年將申請美國ETF上市。

What happened with XRP in 2024?After the 2024 presidential election, XRP was one of the hottest cryptocurrency stocks on the market. At one point, the token was up nearly 600% from its lows, and it helped to usher in a new bull market for cryptocurrencies.

XRP在2024年發生了什麼？ 2024年總統大選後，XRP是市場上最熱門的加密貨幣股票之一。有一次，令牌比其低點增長了近600％，它有助於引入新的加密貨幣市場。

For more than four years, the SEC tried to classify XRP as a "security," which would have huge implications for the future of the cryptocurrency sector in the U.S. However, given the pro-crypto approach of the Trump administration and the claims being made by the SEC, it was no surprise to see the agency backing away from its claims.

在四年多的時間裡，SEC試圖將XRP歸類為“安全”，這將對美國的加密貨幣部門的未來產生巨大影響，但是鑑於特朗普政府的親聯合方法以及SEC提出的索賠，這並不奇怪，看到該機構退出索賠。

This case has now been closed, and the legal battle against Ripple (the company behind the XRP token) has come to an end.

此案現已關閉，與Ripple（XRP令牌背後的公司）的法律鬥爭已經結束。

This development opens the door for massive new expansion and growth at Ripple, especially within the U.S. market. It's a big reason why the price of XRP skyrocketed in value after the 2024 election, as investors were already beginning to price in the upside potential for XRP under a crypto-friendly administration.

這一發展為波紋的大量新擴張和增長打開了大門，尤其是在美國市場。這是XRP的價格在2024年大選後價值飆升的重要原因，因為投資者已經開始在加密友好的政府下以XRP的上漲潛力的價格定價。

Earlier in the year, XRP appeared to be a frontrunner as the next cryptocurrency to gain SEC approval for a new spot ETF. Only two other cryptocurrencies -- Bitcoin and Ethereum -- have spot ETFs, so XRP would be in some pretty exclusive company.

在今年早些時候，XRP似乎是領先者，作為獲得新景點ETF的SEC批准的下一個加密貨幣。只有另外兩種加密貨幣（比特幣和以太坊）具有斑點ETF，因此XRP將成為一些非常獨特的公司。

A new spot ETF would open the door for a much broader range of retail and institutional investors to buy XRP, helping to push up its price over time. However, given the current tariff uncertainty, it looks like the SEC won't be approving any new spot ETFs until the end of 2025 at the earliest.

一個新的ETF將為零售和機構投資者購買XRP的範圍更廣泛，有助於提高其價格，隨著時間的推移，它會為其開闢大門。但是，鑑於當前的關稅不確定性，直到2025年底，SEC似乎才批准任何新的ETF。

But even if the ETF catalyst doesn't work out as planned, there are other potential catalysts for XRP. One of the most exciting of these involves stablecoins, which have become a $200 billion industry.

但是，即使ETF催化劑無法按計劃起作用，XRP還有其他潛在的催化劑。其中最令人興奮的是穩定幣，這已成為2000億美元的行業。

Stablecoins are cryptocurrencies that are pegged 1:1 to the U.S. dollar, and backed by cash and cash equivalents. They're important because they are the bridge between the worlds of traditional finance (which needs physical dollars) and decentralized finance (which needs digital dollars).

穩定幣是將1：1固定在1：1美元的加密貨幣，並以現金和現金同等價值的支持。它們很重要，因為它們是傳統金融世界（需要實體美元）和分散財務（需要數字美元）之間的橋樑。

At the end of 2024, Ripple launched a stablecoin of its own called Ripple USD (CRYPTO: RLUSD). The thinking was that Ripple USD would help spur growth of the XRP payment network. Currently, the primary use case for XRP is making cheap, fast cross-border payments. But if XRP has a companion stablecoin, then Ripple can start to offer all sorts of new financial products and services featuring XRP.

在2024年底，Ripple推出了自己的一個名為Ripple USD（Crypto：Rlusd）的Stablecoin。思想是，Ripple USD將有助於刺激XRP支付網絡的增長。目前，XRP的主要用例正在進行便宜，快速的跨境支付。但是，如果XRP有伴侶Stablecoin，那麼Ripple可以開始提供各種以XRP為特色的新金融產品和服務。

It all sounds great, but unfortunately, Ripple USD hasn't grown quite as quickly as expected.

這聽起來很棒，但是不幸的是，Ripple USD並沒有像預期的那樣快。

To help accelerate the process, Ripple recently launched a $5 billion acquisition bid for Circle, the company behind the much bigger USDC (CRYPTO: USDC) stablecoin. That bid has now been rejected, but the current speculation is that Ripple could soon raise its bid to $20 billion for Circle. Stablecoins have become a big business, and Ripple wants to be part of it.

為了加速這一過程，Ripple最近為Circle推出了50億美元的收購競標，這是更大的USDC（Crypto：USDC）Stablecoin背後的公司。該競標現已被拒絕，但目前的猜測是，波紋很快就會將其競標提高到200億美元。 Stablecoins已成為一項大生意，Ripple希望成為其中的一部分。

How high can XRP go in 2050?If there's any cryptocurrency that's prone to wild, pie-in-the-sky forecasts, it's XRP. It's incredibly easy to find price forecasts for XRP above $10, and even above the $100 price mark. There are even some AI-powered predictions suggesting that XRP could skyrocket above $500 by 2050.

XRP在2050年能有多高？如果有任何加密貨幣容易出現狂野的，天空的預測，那就是XRP。找到XRP超過10美元的價格預測，甚至高於100美元的價格，這是非常容易的。甚至有一些AI驅動的預測表明，到2050年，XRP可能超過500美元。

It's worth noting that the all-time high for XRP is just $3.84, and that occurred in 2018.

值得注意的是，XRP的歷史最高高點僅為3.84美元，並且發生在2018年。

Yes, XRP came close to regaining that all-time high in January, but other than that, it has never come close. If you take a look at a long-term chart for XRP, you'll notice that it's fairly unremarkable, aside from the massive price spikes in 2018 and 2024.

是的，XRP幾乎在一月份重新獲得了歷史最高的高位，但是除此之外，它永遠不會接近。如果您查看XRP的長期圖表，您會注意到它的價格相當不明顯，除了2018年和2024年的巨額價格上漲。

For XRP to hit a price above $10 by 2030, it would likely require a massive surge in institutional adoption. And I mean massive.

為了使XRP到2030年達到10美元以上的價格，這可能需要大量的機構採用。我的意思是巨大。

Ripple CEO Brad Garlinghouse, for example, has suggested that the XRP payment network might eventually challenge SWIFT as the premier cross-border payment network in the world.

例如，Ripple首席執行官布拉德·加林豪斯（Brad Garlinghouse）建議，XRP支付網絡最終可能會挑戰斯威夫特（Swift）作為世界上首屈一指的跨境支付網絡。

As Garlinghouse recently pointed out in a Fox Business interview, SWIFT is based on 50-year-old technology. So Ripple has the potential to offer

正如加林豪斯（Garlinghouse）最近在Fox商業採訪中指出的那樣，Swift是基於50年曆史的技術。因此，Ripple有可能提供