XRP（加密：XRP）是2025年1月最热门的加密货币之一

2025年1月，XRP（加密：XRP）是地球上最热门的加密货币之一。有一次，XRP上升了近600％

January 2025 saw some cryptocurrency prices surging to highs, while others stalled out. One surprising pick that performed well in the first half of the year was XRP (CRYPTO: XRP), which shot up nearly 600% at one point. It was also one of the cryptocurrency stocks that analysts were expecting to see applied for a U.S. ETF listing this year.

2025年1月，一些加密货币价格飙升至高点，而另一些则停滞不前。 XRP（加密：XRP）在今年上半年表现出色，一个令人惊讶的选秀权，一点点近600％。这也是分析师期望看到的加密货币股票之一，今年将申请美国ETF上市。

What happened with XRP in 2024?After the 2024 presidential election, XRP was one of the hottest cryptocurrency stocks on the market. At one point, the token was up nearly 600% from its lows, and it helped to usher in a new bull market for cryptocurrencies.

XRP在2024年发生了什么？2024年总统大选后，XRP是市场上最热门的加密货币股票之一。有一次，令牌比其低点增长了近600％，它有助于引入新的加密货币市场。

For more than four years, the SEC tried to classify XRP as a "security," which would have huge implications for the future of the cryptocurrency sector in the U.S. However, given the pro-crypto approach of the Trump administration and the claims being made by the SEC, it was no surprise to see the agency backing away from its claims.

在四年多的时间里，SEC试图将XRP归类为“安全”，这将对美国的加密货币部门的未来产生巨大影响，但是鉴于特朗普政府的亲联合方法以及SEC提出的索赔，这并不奇怪，看到该机构退出索赔。

This case has now been closed, and the legal battle against Ripple (the company behind the XRP token) has come to an end.

此案现已关闭，与Ripple（XRP令牌背后的公司）的法律斗争已经结束。

This development opens the door for massive new expansion and growth at Ripple, especially within the U.S. market. It's a big reason why the price of XRP skyrocketed in value after the 2024 election, as investors were already beginning to price in the upside potential for XRP under a crypto-friendly administration.

这一发展为波纹的大量新扩张和增长打开了大门，尤其是在美国市场。这是XRP的价格在2024年大选后价值飙升的重要原因，因为投资者已经开始在加密友好的政府下以XRP的上涨潜力的价格定价。

Earlier in the year, XRP appeared to be a frontrunner as the next cryptocurrency to gain SEC approval for a new spot ETF. Only two other cryptocurrencies -- Bitcoin and Ethereum -- have spot ETFs, so XRP would be in some pretty exclusive company.

在今年早些时候，XRP似乎是领先者，作为获得新景点ETF的SEC批准的下一个加密货币。只有另外两种加密货币（比特币和以太坊）具有斑点ETF，因此XRP将成为一些非常独特的公司。

A new spot ETF would open the door for a much broader range of retail and institutional investors to buy XRP, helping to push up its price over time. However, given the current tariff uncertainty, it looks like the SEC won't be approving any new spot ETFs until the end of 2025 at the earliest.

一个新的ETF将为零售和机构投资者购买XRP的范围更广泛，有助于提高其价格，随着时间的推移，它会为其开辟大门。但是，鉴于当前的关税不确定性，直到2025年底，SEC似乎才批准任何新的ETF。

But even if the ETF catalyst doesn't work out as planned, there are other potential catalysts for XRP. One of the most exciting of these involves stablecoins, which have become a $200 billion industry.

但是，即使ETF催化剂无法按计划起作用，XRP还有其他潜在的催化剂。其中最令人兴奋的是稳定币，这已成为2000亿美元的行业。

Stablecoins are cryptocurrencies that are pegged 1:1 to the U.S. dollar, and backed by cash and cash equivalents. They're important because they are the bridge between the worlds of traditional finance (which needs physical dollars) and decentralized finance (which needs digital dollars).

稳定币是将1：1固定在1：1美元的加密货币，并以现金和现金同等价值的支持。它们很重要，因为它们是传统金融世界（需要实体美元）和分散财务（需要数字美元）之间的桥梁。

At the end of 2024, Ripple launched a stablecoin of its own called Ripple USD (CRYPTO: RLUSD). The thinking was that Ripple USD would help spur growth of the XRP payment network. Currently, the primary use case for XRP is making cheap, fast cross-border payments. But if XRP has a companion stablecoin, then Ripple can start to offer all sorts of new financial products and services featuring XRP.

在2024年底，Ripple推出了自己的一个名为Ripple USD（Crypto：Rlusd）的Stablecoin。思想是，Ripple USD将有助于刺激XRP支付网络的增长。目前，XRP的主要用例正在进行便宜，快速的跨境支付。但是，如果XRP有伴侣Stablecoin，那么Ripple可以开始提供各种以XRP为特色的新金融产品和服务。

It all sounds great, but unfortunately, Ripple USD hasn't grown quite as quickly as expected.

这听起来很棒，但是不幸的是，Ripple USD并没有像预期的那样快。

To help accelerate the process, Ripple recently launched a $5 billion acquisition bid for Circle, the company behind the much bigger USDC (CRYPTO: USDC) stablecoin. That bid has now been rejected, but the current speculation is that Ripple could soon raise its bid to $20 billion for Circle. Stablecoins have become a big business, and Ripple wants to be part of it.

为了加速这一过程，Ripple最近为Circle推出了50亿美元的收购竞标，这是更大的USDC（Crypto：USDC）Stablecoin背后的公司。该竞标现已被拒绝，但目前的猜测是，波纹很快就会将其竞标提高到200亿美元。 Stablecoins已成为一项大生意，Ripple希望成为其中的一部分。

How high can XRP go in 2050?If there's any cryptocurrency that's prone to wild, pie-in-the-sky forecasts, it's XRP. It's incredibly easy to find price forecasts for XRP above $10, and even above the $100 price mark. There are even some AI-powered predictions suggesting that XRP could skyrocket above $500 by 2050.

XRP在2050年能有多高？如果有任何加密货币容易出现狂野的，天空的预测，那就是XRP。找到XRP超过10美元的价格预测，甚至高于100美元的价格，这是非常容易的。甚至有一些AI驱动的预测表明，到2050年，XRP可能超过500美元。

It's worth noting that the all-time high for XRP is just $3.84, and that occurred in 2018.

值得注意的是，XRP的历史最高高点仅为3.84美元，并且发生在2018年。

Yes, XRP came close to regaining that all-time high in January, but other than that, it has never come close. If you take a look at a long-term chart for XRP, you'll notice that it's fairly unremarkable, aside from the massive price spikes in 2018 and 2024.

是的，XRP几乎在一月份重新获得了历史最高的高位，但是除此之外，它永远不会接近。如果您查看XRP的长期图表，您会注意到它的价格相当不明显，除了2018年和2024年的巨额价格上涨。

For XRP to hit a price above $10 by 2030, it would likely require a massive surge in institutional adoption. And I mean massive.

为了使XRP到2030年达到10美元以上的价格，这可能需要大量的机构采用。我的意思是巨大。

Ripple CEO Brad Garlinghouse, for example, has suggested that the XRP payment network might eventually challenge SWIFT as the premier cross-border payment network in the world.

例如，Ripple首席执行官布拉德·加林豪斯（Brad Garlinghouse）建议，XRP支付网络最终可能会挑战斯威夫特（Swift）作为世界上首屈一指的跨境支付网络。

As Garlinghouse recently pointed out in a Fox Business interview, SWIFT is based on 50-year-old technology. So Ripple has the potential to offer

正如加林豪斯（Garlinghouse）最近在Fox商业采访中指出的那样，Swift是基于50年历史的技术。因此，Ripple有可能提供