XP.FINANE是XRP Ledger（XRPL）上分散融資（DEFI）的下一步的重要下一步

XP. FINANCE完全可以解鎖XRP的全部潛力，提供無與倫比的財務自主權，快速交易速度和有意義的激勵措施

In 2025, Ripple is making headlines for its strategic partnerships, a $10 billion bid for Circle’s USDC stablecoin, and a $25 million pledge in its RLUSD stablecoin to support teachers and educational initiatives across the United States.

2025年，Ripple成為其戰略合作夥伴關係的頭條新聞，Circle的USDC Stablecoin的100億美元出價，以及其RLUSD StableCoin的2500萬美元承諾，以支持整個美國的教師和教育計劃。

But while these initiatives are certainly noteworthy, there’s another development that has the entire decentralized finance (DeFi) space buzzing: the upcoming launch of Xp.Finance, the essential next step for DeFi on the XRP Ledger (XRPL).

但是，儘管這些舉措肯定是值得注意的，但還有另一個發展具有整個分散的財務（DEFI）空間嗡嗡聲：即將推出XP.Finance。 Finance，這是XRP Ledger（XRPL）上Defi的重要下一步。

Designed as XRPL’s first fully decentralized, non-custodial lending and borrowing protocol, Xp.Finance is poised to unlock XRP’s potential to the fullest, delivering rapid transaction speeds and rewarding incentives through its innovative XPF token.

XP. Finance設計為XRPL的第一個完全分散的，非監護的貸款和借貸協議，有望通過其創新的XPF代幣將XRP的潛力解鎖到最大的速度，並提供快速的交易速度和有益的激勵措施。

Here’s a closer look at why Xp.Finance is setting a new standard in blockchain-powered financial autonomy.

這是一個仔細研究XP.Finance為什麼在區塊鏈供電的財務自治中設定新標準的原因。

Why Xp.Finance Is the Most Anticipated Launch of 2025

為什麼XP.Finance是2025年最受期待的推出

Imagine transforming your idle XRP holdings into productive, income-generating assets instantly. That’s the promise of Xp.Finance, which is facilitating fast, secure, and over-collateralized loans, all non-custodial and without intermediaries.

想像一下，將您的閒置XRP持有量轉變為生產性，收入產生的資產。這就是XP.Finance的承諾，該費用促進了快速，安全和過度合併的貸款，所有這些貸款都是非監測的，沒有中間人。

Moreover, Xp.Finance is delivering this advanced lending protocol on XRPL, renowned for its lightning-fast transaction speeds, low costs, and unmatched scalability. Together, these factors are setting the stage for a new era of DeFi, defined by efficient and rapid lending, minimal fees, and an optimal user experience.

此外，XP.Finance在XRPL上提供了該高級貸款協議，以其閃電交易速度，低成本和無與倫比的可伸縮性而聞名。這些因素在一起為新的Defi時代奠定了基礎，該時代由高效且快速貸款，最低費用和最佳用戶體驗定義。

Introducing $XPF: The Utility Token You Can’t Afford to Miss

介紹$ XPF：您無力錯過的實用程序令牌

At the heart of Xp.Finance lies the XPF token, your gateway to governance power and passive income opportunities:

XP的核心是XPF代幣，這是您的治理能力和被動收入機會的門戶：

Real Governance, Real Power: XPF token holders actively shape the platform’s future by voting on critical aspects such as borrowable assets, risk parameters, and strategic expansions.

真正的治理，真正的權力：XPF代幣持有人通過對諸如可藉用的資產，風險參數和戰略擴張等關鍵方面進行投票，從而積極塑造平台的未來。

Earn Passive XRP Income: Every lending and borrowing transaction generates fees, which are distributed directly to XPF holders. By simply staking your tokens, you receive a consistent stream of XRP rewards, aligning the platform’s growth directly with your financial benefit.

賺取被動XRP收入：每筆貸款和借貸交易都會產生直接分配給XPF持有人的費用。只需簡單地存放令牌即可獲得一致的XRP獎勵流，將平台的增長與您的經濟利益保持一致。

Tokenomics Built for Massive Growth & Sustainability

為大量增長和可持續性而建立的象徵學

Total Supply: 200 million XPF tokens

總供應：2億XPF令牌

Presale Allocation: 30% (exclusive early access) Public Sale Allocation: 20%

預售分配：30％（獨家早期訪問）公共銷售分配：20％

Liquidity Provision: 20%

流動性提供：20％

Community Airdrops: 10%

社區氣流：10％

Team & Development (transparently vested): 10%

團隊與發展（透明既有）：10％

Marketing & Strategic Partnerships: 10%

營銷與戰略合作夥伴關係：10％

These carefully crafted tokenomics ensure that early adopters benefit greatly, making now the perfect time to secure your position during the upcoming presale.

這些精心製作的令牌組學確保了早期採用者受益匪淺，現在使得在即將到來的預售期間確保您的位置的最佳時機。

Game-Changing Roadmap & Features

改變遊戲規則的路線圖和功能

Xp.Finance isn’t stopping at simple lending and borrowing, it’s setting new DeFi standards:

XP.Finance並沒有停止簡單的貸款和借入，它設定了新的Defi標準：

* Incentivized Testnet (Q3 2025): Participate early and earn generous XPF token rewards for helping to refine the platform.

*激勵測試網（Q3 2025）：提早參加並獲得慷慨的XPF代幣獎勵，以幫助完善平台。

* Mainnet Launch: The first fully decentralized peer-to-peer lending market on XRPL goes live, creating unprecedented opportunities for lenders and borrowers.

*主網發布：XRPL上的第一個完全分散的點對點貸款市場上線，為貸方和借款人創造了前所未有的機會。

* NFT Bonds: Loans become tradable assets, allowing lenders to liquidate their positions at any time.

* NFT債券：貸款成為可交易的資產，使貸方可以隨時清算其頭寸。

* NFT Bond Marketplace: Dedicated venue to trade loan positions seamlessly, boosting liquidity.

* NFT債券市場：無縫交易貸款頭寸的專用場所，促進流動性。

* Multi-Asset Lending & Borrowing: Flexibility to borrow and lend across multiple XRPL-native tokens.

*多資產貸款和借貸：在多個XRPL本地代幣中藉貸和借貸的靈活性。

* Reverse Borrower Requests (Liquidity Deposits): Lenders set customized loan terms proactively via smart contracts, simplifying borrowing.

*反向借款人請求（流動性存款）：貸方通過智能合約主動設置自定義貸款條款，簡化借貸。

Why Xp.Finance Is Different (and Why It Matters)

為什麼XP. FINANCE有所不同（以及為什麼重要）

Unlike existing platforms on XRPL, Xp.Finance prioritizes transparency, decentralization, and genuine community control:

與XRPL上的現有平台不同，XP.Finance優先考慮透明度，權力下放和真正的社區控制：

* Fully Non-Custodial: Users always retain full control over their XRP.

*完全非習慣：用戶始終保留對XRP的完全控制。

* Transparent & Verifiable: Every yield is clearly generated and traceable on-chain.

*透明且可驗證：每個產率都是明確產生的，並且可以在鏈上追溯。

* Eco-Friendly & Cost-Efficient: Built on XRPL’s eco-conscious infrastructure, ensuring minimal environmental impact.

*生態友好和成本效益：建立在XRPL的生態意識基礎設施上，確保環境影響最小。

Don’t Miss the Presale, Your Gateway to XRPL’s Future

不要錯過預售，即您通往XRPL的未來的門戶

History has shown that DeFi’s earliest movers tend to capture the most significant returns, and with Ripple’s blockchain adoption surging rapidly, along with global DeFi markets booming, Xp.Finance is poised to become the go-to lending protocol on XRPL.

歷史表明，Defi最早的推動者傾向於捕捉最重要的回報，並且隨著Ripple的區塊鏈採用迅速增長，隨著全球Defi市場的蓬勃發展，XP. Finance有望成為XRPL上的借貸協議。

To learn more and secure your spot in the upcoming presale, visit the links below.

要了解更多並在即將到來的預售中確保您的位置，請訪問以下鏈接。

About Xp.Finance

大約XP。金額

Headquartered in Vilnius, Lithuania and led by a team of blockchain experts, Xp.Finance is committed to unlocking the full financial potential of XRP.

XP. Finance總部位於立陶宛Vilnius，由區塊鏈專家團隊領導，並致力於釋放XRP的全部財務潛力。

Powered by the XPF governance token, Xp.Finance combines decentralized governance and fee-sharing to reward and empower its community.

XP. Finance在XPF治理令牌的支持下，結合了分散的治理和收費分擔，以獎勵和賦予其社區權力。

Get Involved & Stay Updated

參與並保持更新

Website: https://xp.finance

網站：https：//xp.finance

X: https://x.com/xpfinancexrp

X：https：//x.com/xpfinancexrp

Telegram: https://t.me/xpfinancexrp

電報：https：//t.me/xpfinancexrp