XP.FINANE是XRP Ledger（XRPL）上分散融资（DEFI）的下一步的重要下一步

XP. FINANCE完全可以解锁XRP的全部潜力，提供无与伦比的财务自主权，快速交易速度和有意义的激励措施

In 2025, Ripple is making headlines for its strategic partnerships, a $10 billion bid for Circle’s USDC stablecoin, and a $25 million pledge in its RLUSD stablecoin to support teachers and educational initiatives across the United States.

2025年，Ripple成为其战略合作伙伴关系的头条新闻，Circle的USDC Stablecoin的100亿美元出价，以及其RLUSD StableCoin的2500万美元承诺，以支持整个美国的教师和教育计划。

But while these initiatives are certainly noteworthy, there’s another development that has the entire decentralized finance (DeFi) space buzzing: the upcoming launch of Xp.Finance, the essential next step for DeFi on the XRP Ledger (XRPL).

但是，尽管这些举措肯定是值得注意的，但还有另一个发展具有整个分散的财务（DEFI）空间嗡嗡声：即将推出XP.Finance。Finance，这是XRP Ledger（XRPL）上Defi的重要下一步。

Designed as XRPL’s first fully decentralized, non-custodial lending and borrowing protocol, Xp.Finance is poised to unlock XRP’s potential to the fullest, delivering rapid transaction speeds and rewarding incentives through its innovative XPF token.

XP. Finance设计为XRPL的第一个完全分散的，非监护的贷款和借贷协议，有望通过其创新的XPF代币将XRP的潜力解锁到最大的速度，并提供快速的交易速度和有益的激励措施。

Here’s a closer look at why Xp.Finance is setting a new standard in blockchain-powered financial autonomy.

这是一个仔细研究XP.Finance为什么在区块链供电的财务自治中设定新标准的原因。

Why Xp.Finance Is the Most Anticipated Launch of 2025

为什么XP.Finance是2025年最受期待的推出

Imagine transforming your idle XRP holdings into productive, income-generating assets instantly. That’s the promise of Xp.Finance, which is facilitating fast, secure, and over-collateralized loans, all non-custodial and without intermediaries.

想象一下，将您的闲置XRP持有量转变为生产性，收入产生的资产。这就是XP.Finance的承诺，该费用促进了快速，安全和过度合并的贷款，所有这些贷款都是非监测的，没有中间人。

Moreover, Xp.Finance is delivering this advanced lending protocol on XRPL, renowned for its lightning-fast transaction speeds, low costs, and unmatched scalability. Together, these factors are setting the stage for a new era of DeFi, defined by efficient and rapid lending, minimal fees, and an optimal user experience.

此外，XP.Finance在XRPL上提供了该高级贷款协议，以其闪电交易速度，低成本和无与伦比的可伸缩性而闻名。这些因素在一起为新的Defi时代奠定了基础，该时代由高效且快速贷款，最低费用和最佳用户体验定义。

Introducing $XPF: The Utility Token You Can’t Afford to Miss

介绍$ XPF：您无力错过的实用程序令牌

At the heart of Xp.Finance lies the XPF token, your gateway to governance power and passive income opportunities:

XP的核心是XPF代币，这是您的治理能力和被动收入机会的门户：

Real Governance, Real Power: XPF token holders actively shape the platform’s future by voting on critical aspects such as borrowable assets, risk parameters, and strategic expansions.

真正的治理，真正的权力：XPF代币持有人通过对诸如可借用的资产，风险参数和战略扩张等关键方面进行投票，从而积极塑造平台的未来。

Earn Passive XRP Income: Every lending and borrowing transaction generates fees, which are distributed directly to XPF holders. By simply staking your tokens, you receive a consistent stream of XRP rewards, aligning the platform’s growth directly with your financial benefit.

赚取被动XRP收入：每笔贷款和借贷交易都会产生直接分配给XPF持有人的费用。只需简单地存放令牌即可获得一致的XRP奖励流，将平台的增长与您的经济利益保持一致。

Tokenomics Built for Massive Growth & Sustainability

为大量增长和可持续性而建立的象征学

Total Supply: 200 million XPF tokens

总供应：2亿XPF令牌

Presale Allocation: 30% (exclusive early access) Public Sale Allocation: 20%

预售分配：30％（独家早期访问）公共销售分配：20％

Liquidity Provision: 20%

流动性提供：20％

Community Airdrops: 10%

社区气流：10％

Team & Development (transparently vested): 10%

团队与发展（透明既有）：10％

Marketing & Strategic Partnerships: 10%

营销与战略合作伙伴关系：10％

These carefully crafted tokenomics ensure that early adopters benefit greatly, making now the perfect time to secure your position during the upcoming presale.

这些精心制作的令牌组学确保了早期采用者受益匪浅，现在使得在即将到来的预售期间确保您的位置的最佳时机。

Game-Changing Roadmap & Features

改变游戏规则的路线图和功能

Xp.Finance isn’t stopping at simple lending and borrowing, it’s setting new DeFi standards:

XP.Finance并没有停止简单的贷款和借入，它设定了新的Defi标准：

* Incentivized Testnet (Q3 2025): Participate early and earn generous XPF token rewards for helping to refine the platform.

*激励测试网（Q3 2025）：提早参加并获得慷慨的XPF代币奖励，以帮助完善平台。

* Mainnet Launch: The first fully decentralized peer-to-peer lending market on XRPL goes live, creating unprecedented opportunities for lenders and borrowers.

*主网发布：XRPL上的第一个完全分散的点对点贷款市场上线，为贷方和借款人创造了前所未有的机会。

* NFT Bonds: Loans become tradable assets, allowing lenders to liquidate their positions at any time.

* NFT债券：贷款成为可交易的资产，使贷方可以随时清算其头寸。

* NFT Bond Marketplace: Dedicated venue to trade loan positions seamlessly, boosting liquidity.

* NFT债券市场：无缝交易贷款头寸的专用场所，促进流动性。

* Multi-Asset Lending & Borrowing: Flexibility to borrow and lend across multiple XRPL-native tokens.

*多资产贷款和借贷：在多个XRPL本地代币中借贷和借贷的灵活性。

* Reverse Borrower Requests (Liquidity Deposits): Lenders set customized loan terms proactively via smart contracts, simplifying borrowing.

*反向借款人请求（流动性存款）：贷方通过智能合约主动设置自定义贷款条款，简化借贷。

Why Xp.Finance Is Different (and Why It Matters)

为什么XP. FINANCE有所不同（以及为什么重要）

Unlike existing platforms on XRPL, Xp.Finance prioritizes transparency, decentralization, and genuine community control:

与XRPL上的现有平台不同，XP.Finance优先考虑透明度，权力下放和真正的社区控制：

* Fully Non-Custodial: Users always retain full control over their XRP.

*完全非习惯：用户始终保留对XRP的完全控制。

* Transparent & Verifiable: Every yield is clearly generated and traceable on-chain.

*透明且可验证：每个产率都是明确产生的，并且可以在链上追溯。

* Eco-Friendly & Cost-Efficient: Built on XRPL’s eco-conscious infrastructure, ensuring minimal environmental impact.

*生态友好和成本效益：建立在XRPL的生态意识基础设施上，确保环境影响最小。

Don’t Miss the Presale, Your Gateway to XRPL’s Future

不要错过预售，即您通往XRPL的未来的门户

History has shown that DeFi’s earliest movers tend to capture the most significant returns, and with Ripple’s blockchain adoption surging rapidly, along with global DeFi markets booming, Xp.Finance is poised to become the go-to lending protocol on XRPL.

历史表明，Defi最早的推动者倾向于捕捉最重要的回报，并且随着Ripple的区块链采用迅速增长，随着全球Defi市场的蓬勃发展，XP. Finance有望成为XRPL上的借贷协议。

To learn more and secure your spot in the upcoming presale, visit the links below.

要了解更多并在即将到来的预售中确保您的位置，请访问以下链接。

About Xp.Finance

大约XP。金额

Headquartered in Vilnius, Lithuania and led by a team of blockchain experts, Xp.Finance is committed to unlocking the full financial potential of XRP.

XP. Finance总部位于立陶宛Vilnius，由区块链专家团队领导，并致力于释放XRP的全部财务潜力。

Powered by the XPF governance token, Xp.Finance combines decentralized governance and fee-sharing to reward and empower its community.

XP. Finance在XPF治理令牌的支持下，结合了分散的治理和收费分担，以奖励和赋予其社区权力。

Get Involved & Stay Updated

参与并保持更新

Website: https://xp.finance

网站：https：//xp.finance

X: https://x.com/xpfinancexrp

X：https：//x.com/xpfinancexrp

Telegram: https://t.me/xpfinancexrp

电报：https：//t.me/xpfinancexrp