探索針對弱勢個人（尤其是寡婦）的加密ATM騙局的令人震驚的趨勢，以及像斯波坎這樣的城市如何反擊。紐約是下一步嗎？

Widow's Crypto Nightmare: How Crypto ATMs Fuel Scams in the Big Apple (and Beyond)

寡婦的加密噩夢：大蘋果（及以後）的加密貨幣ATMS如何加油騙局

In a city that never sleeps, a new kind of hustle is preying on the vulnerable. The story of Olivia, a 77-year-old widow, losing her life savings through crypto ATMs is a stark warning about the growing threat of scams targeting older adults. The intersection of widows, scams, and crypto ATMs paints a concerning picture.

在一個永不入睡的城市中，一種新型的喧囂正在捕食脆弱的人。奧利維亞（Olivia）是一個77歲的遺ow的故事，通過加密貨幣（Crypto ATMS）失去了生命的儲蓄，這是一個明顯的警告，警告涉嫌針對老年人的騙局日益嚴重。寡婦，騙局和加密貨幣ATM的交集描繪了有關圖片的繪畫。

The Crypto ATM Scam Epidemic: It's Not Just Spokane

加密ATM騙局流行病：不僅僅是斯波坎

While Spokane, Washington, has taken a bold step by banning crypto ATMs, the problem is far from isolated. The FBI reports staggering losses from crypto ATM scams, reaching $5.6 billion nationwide in 2023 alone. The situation is so dire that cities are scrambling to protect their residents. In 2024, the FBI received almost 11,000 complaints and reported $246 million in losses due to crypto ATM scams, marking a 31 percent increase compared to the previous year. Elderly residents, particularly those over 60, made up two-thirds of the victims, highlighting their vulnerability. This isn't just about Spokane; it's a national crisis. Even Australia has seen scams proliferate with law enforcement tracking prolific users of crypto ATMs, and has imposed a $5,000 limit on cash deposits and withdrawals for the machines.

儘管華盛頓斯波坎通過禁止加密自動櫃邁出了大膽的一步，但問題遠非孤立。聯邦調查局報告說，Crypto ATM騙局造成了驚人的損失，僅2023年就在全國范圍內達到56億美元。這種情況是如此可怕，以至於城市正在爭先恐後地保護其居民。 2024年，聯邦調查局（FBI）收到了近11,000份投訴，報告了2.46億美元的損失，這是由於加密貨幣ATM騙局，與上一年相比增加了31％。老年居民，特別是60歲以上的居民，佔了受害者的三分之二，強調了他們的脆弱性。這不僅僅是斯波坎。這是一場民族危機。甚至澳大利亞也看到騙局隨著執法部門跟踪加密ATM的多產用戶而繁殖，並對機器的現金存款和提款限制了5,000美元。

Olivia's Story: A Cautionary Tale

奧利維亞的故事：一個警示的故事

Olivia's experience is heartbreakingly common. After connecting with a man online, she was convinced to send $433,000 through crypto ATMs. This wasn't a one-time mistake; it was a series of transactions, turning what should have been a simple process into a devastating loss. "The worst part was having to tell my daughter that I'd actually given my life savings," Olivia said, a sentiment that resonates with countless other victims.

奧利維亞的經歷令人心碎。與在線人建立聯繫後，她被說服通過加密自動櫃員機發送433,000美元。這不是一次性錯誤；這是一系列交易，將本來應該簡單的過程變成了毀滅性的損失。奧利維亞說：“最糟糕的部分是必須告訴我的女兒，我實際上給了我一生的積蓄。”這種情緒引起了無數其他受害者的共鳴。

Why Crypto ATMs? The Perfect Storm for Scammers

為什麼要加密自動櫃？騙子的完美風暴

Crypto ATMs offer anonymity and ease of use, making them a prime tool for scammers. As Cybertrace CEO Dan Halpin notes, they're "ideal for crime," particularly targeting older generations who may find online crypto exchanges intimidating. The machines allow for quick conversion of cash into cryptocurrency, which can then be sent overseas, often to untraceable accounts. In Australia, about $275 million moves through Australian cryptocurrency ATMs every year. With more than 1,800 crypto ATMs Down Under, compared to just 23 in 2019, the sheer volume of transactions makes oversight a monumental task.

加密ATM提供匿名性和易用性，使其成為騙子的主要工具。正如Cyber​​​​trace首席執行官Dan Halpin所指出的那樣，它們是“適合犯罪的理想之選”，特別是針對可能會發現在線加密交流的老一輩。這些機器允許將現金快速轉換為加密貨幣，然後可以將其發送到海外，通常將其發送到無法追踪的帳戶。在澳大利亞，每年約有2.75億美元通過澳大利亞加密貨幣ATM。超過1,800個加密貨幣ATM的下降，而2019年僅23個，交易的數量使監督成為一項巨大的任務。

What's Being Done? (And What More Can Be?)

正在做什麼？ （還有什麼？）

Spokane's ban is a significant step, but it's not a complete solution. Other measures include:

斯波坎的禁令是重要的一步，但這不是一個完整的解決方案。其他措施包括：

• Educational Signage: Police are placing warnings near ATMs, but are people paying attention?
• Transaction Limits: AUSTRAC's $5,000 limit is a start, but scammers can work around it.
• Law Enforcement Crackdowns: Operations are underway, but the criminals are often overseas, making prosecution difficult.

The rising cases underscore the urgent need for consumer education and more stringent regulations. A multi-pronged approach will be required. This means educating vulnerable populations, imposing stricter regulations on crypto ATM operators, and enhancing law enforcement's ability to track and prosecute these crimes.

不斷上升的案件強調了對消費者教育和更嚴格的法規的迫切需求。將需要一種多管齊的方法。這意味著教育脆弱的人群，對加密atm ATM操作員施加更嚴格的法規，並增強執法人員追踪和起訴這些犯罪的能力。

The NYC Angle: Are We Next?

紐約角度：我們下一步嗎？

New York City, with its large elderly population and vibrant crypto scene, could be a prime target. While there's no ban in place yet, it's time for lawmakers to consider proactive measures. Could NYC be the next to follow Spokane's lead? The stakes are too high to wait and see.

紐約市擁有龐大的老年人和充滿活力的加密貨幣，可能是一個主要目標。雖然尚無禁令，但現在是立法者考慮主動措施的時候了。紐約市是下一步跟隨斯波坎的領導者嗎？賭注太高了，無法等待。

Aonecoin: A Red Herring?

Aonecoin：紅鯡魚？

One of the articles discusses Aonecoin, an AI-driven crypto trading platform. While it claims to offer a secure and user-friendly experience, it's crucial to remember that no platform is immune to risk. The allure of automated trading and high returns can be tempting, but caution is always advised.

其中一篇文章討論了AI-Driven Crypto交易平台Aonecoin。儘管它聲稱提供安全且用戶友好的體驗，但要記住，沒有平台不受風險的影響至關重要。自動交易和高回報的魅力可能很誘人，但總是建議您謹慎。

The Bottom Line: Stay Vigilant, New York!

底線：保持警惕，紐約！

The rise of crypto ATM scams is a serious threat, particularly to vulnerable populations. It’s crucial to stay informed, educate your loved ones, and demand action from lawmakers. Don't let the fast money of crypto turn into a nightmare. Now, go grab a slice and stay safe out there!

加密ATM騙局的興起是一個嚴重的威脅，尤其是對脆弱人群的威脅。保持知情，教育您的親人並要求立法者採取行動至關重要。不要讓加密貨幣的迅速金錢變成噩夢。現在，去抓住一塊，保持安全！