探索针对弱势个人（尤其是寡妇）的加密ATM骗局的令人震惊的趋势，以及像斯波坎这样的城市如何反击。纽约是下一步吗？

Widow's Crypto Nightmare: How Crypto ATMs Fuel Scams in the Big Apple (and Beyond)

寡妇的加密噩梦：大苹果（及以后）的加密货币ATMS如何加油骗局

In a city that never sleeps, a new kind of hustle is preying on the vulnerable. The story of Olivia, a 77-year-old widow, losing her life savings through crypto ATMs is a stark warning about the growing threat of scams targeting older adults. The intersection of widows, scams, and crypto ATMs paints a concerning picture.

在一个永不入睡的城市中，一种新型的喧嚣正在捕食脆弱的人。奥利维亚（Olivia）是一个77岁的遗ow的故事，通过加密货币（Crypto ATMS）失去了生命的储蓄，这是一个明显的警告，警告涉嫌针对老年人的骗局日益严重。寡妇，骗局和加密货币ATM的交集描绘了有关图片的绘画。

The Crypto ATM Scam Epidemic: It's Not Just Spokane

加密ATM骗局流行病：不仅仅是斯波坎

While Spokane, Washington, has taken a bold step by banning crypto ATMs, the problem is far from isolated. The FBI reports staggering losses from crypto ATM scams, reaching $5.6 billion nationwide in 2023 alone. The situation is so dire that cities are scrambling to protect their residents. In 2024, the FBI received almost 11,000 complaints and reported $246 million in losses due to crypto ATM scams, marking a 31 percent increase compared to the previous year. Elderly residents, particularly those over 60, made up two-thirds of the victims, highlighting their vulnerability. This isn't just about Spokane; it's a national crisis. Even Australia has seen scams proliferate with law enforcement tracking prolific users of crypto ATMs, and has imposed a $5,000 limit on cash deposits and withdrawals for the machines.

尽管华盛顿斯波坎通过禁止加密自动柜迈出了大胆的一步，但问题远非孤立。联邦调查局报告说，Crypto ATM骗局造成了惊人的损失，仅2023年就在全国范围内达到56亿美元。这种情况是如此可怕，以至于城市正在争先恐后地保护其居民。 2024年，联邦调查局（FBI）收到了近11,000份投诉，报告了2.46亿美元的损失，这是由于加密货币ATM骗局，与上一年相比增加了31％。老年居民，特别是60岁以上的居民，占了受害者的三分之二，强调了他们的脆弱性。这不仅仅是斯波坎。这是一场民族危机。甚至澳大利亚也看到骗局随着执法部门跟踪加密ATM的多产用户而繁殖，并对机器的现金存款和提款限制了5,000美元。

Olivia's Story: A Cautionary Tale

奥利维亚的故事：一个警示的故事

Olivia's experience is heartbreakingly common. After connecting with a man online, she was convinced to send $433,000 through crypto ATMs. This wasn't a one-time mistake; it was a series of transactions, turning what should have been a simple process into a devastating loss. "The worst part was having to tell my daughter that I'd actually given my life savings," Olivia said, a sentiment that resonates with countless other victims.

奥利维亚的经历令人心碎。与在线人建立联系后，她被说服通过加密自动柜员机发送433,000美元。这不是一次性错误；这是一系列交易，将本来应该简单的过程变成了毁灭性的损失。奥利维亚说：“最糟糕的部分是必须告诉我的女儿，我实际上给了我一生的积蓄。”这种情绪引起了无数其他受害者的共鸣。

Why Crypto ATMs? The Perfect Storm for Scammers

为什么要加密自动柜？骗子的完美风暴

Crypto ATMs offer anonymity and ease of use, making them a prime tool for scammers. As Cybertrace CEO Dan Halpin notes, they're "ideal for crime," particularly targeting older generations who may find online crypto exchanges intimidating. The machines allow for quick conversion of cash into cryptocurrency, which can then be sent overseas, often to untraceable accounts. In Australia, about $275 million moves through Australian cryptocurrency ATMs every year. With more than 1,800 crypto ATMs Down Under, compared to just 23 in 2019, the sheer volume of transactions makes oversight a monumental task.

加密ATM提供匿名性和易用性，使其成为骗子的主要工具。正如Cyber​​trace首席执行官Dan Halpin所指出的那样，它们是“适合犯罪的理想之选”，特别是针对可能会发现在线加密交流的老一辈。这些机器允许将现金快速转换为加密货币，然后可以将其发送到海外，通常将其发送到无法追踪的帐户。在澳大利亚，每年约有2.75亿美元通过澳大利亚加密货币ATM。超过1,800个加密货币ATM的下降，而2019年仅23个，交易的数量使监督成为一项巨大的任务。

What's Being Done? (And What More Can Be?)

正在做什么？ （还有什么？）

Spokane's ban is a significant step, but it's not a complete solution. Other measures include:

斯波坎的禁令是重要的一步，但这不是一个完整的解决方案。其他措施包括：

• Educational Signage: Police are placing warnings near ATMs, but are people paying attention?
• Transaction Limits: AUSTRAC's $5,000 limit is a start, but scammers can work around it.
• Law Enforcement Crackdowns: Operations are underway, but the criminals are often overseas, making prosecution difficult.

The rising cases underscore the urgent need for consumer education and more stringent regulations. A multi-pronged approach will be required. This means educating vulnerable populations, imposing stricter regulations on crypto ATM operators, and enhancing law enforcement's ability to track and prosecute these crimes.

不断上升的案件强调了对消费者教育和更严格的法规的迫切需求。将需要一种多管齐的方法。这意味着教育脆弱的人群，对加密atm ATM操作员施加更严格的法规，并增强执法人员追踪和起诉这些犯罪的能力。

The NYC Angle: Are We Next?

纽约角度：我们下一步吗？

New York City, with its large elderly population and vibrant crypto scene, could be a prime target. While there's no ban in place yet, it's time for lawmakers to consider proactive measures. Could NYC be the next to follow Spokane's lead? The stakes are too high to wait and see.

纽约市拥有庞大的老年人和充满活力的加密货币，可能是一个主要目标。虽然尚无禁令，但现在是立法者考虑主动措施的时候了。纽约市是下一步跟随斯波坎的领导者吗？赌注太高了，无法等待。

Aonecoin: A Red Herring?

Aonecoin：红鲱鱼？

One of the articles discusses Aonecoin, an AI-driven crypto trading platform. While it claims to offer a secure and user-friendly experience, it's crucial to remember that no platform is immune to risk. The allure of automated trading and high returns can be tempting, but caution is always advised.

其中一篇文章讨论了AI-Driven Crypto交易平台Aonecoin。尽管它声称提供安全且用户友好的体验，但要记住，没有平台不受风险的影响至关重要。自动交易和高回报的魅力可能很诱人，但总是建议您谨慎。

The Bottom Line: Stay Vigilant, New York!

底线：保持警惕，纽约！

The rise of crypto ATM scams is a serious threat, particularly to vulnerable populations. It’s crucial to stay informed, educate your loved ones, and demand action from lawmakers. Don't let the fast money of crypto turn into a nightmare. Now, go grab a slice and stay safe out there!

加密ATM骗局的兴起是一个严重的威胁，尤其是对脆弱人群的威胁。保持知情，教育您的亲人并要求立法者采取行动至关重要。不要让加密货币的迅速金钱变成噩梦。现在，去抓住一块，保持安全！