簽證，穩定幣和付款：全球交易的新時代

Visa涉足Stablecoins正在重塑國際付款，有望更快，更便宜，更合規的交易。發現最新的趨勢和見解。

Visa, Stablecoins, and Payments: A New Era for Global Transactions

簽證，穩定幣和付款：全球交易的新時代

Visa's recent initiatives integrating stablecoins into its payment infrastructure signal a major shift in the world of finance. The move aims to revolutionize cross-border payments, making them faster, cheaper, and more efficient. This is a breakdown of what's happening.

Visa最近將Stablecoins整合到其支付基礎設施中的舉措表明，金融界發生了重大轉變。此舉旨在徹底改變跨境支付，使其更快，更便宜，更高效。這是正在發生的事情的細分。

Visa's Stablecoin Pilot Program: A Game Changer

Visa的Stablecoin試點計劃：改變遊戲規則的人

Visa is not just dipping its toes into the world of stablecoins; it's diving in headfirst. The company launched a pilot program integrating stablecoins into its Visa Direct service. Announced in late September 2025, this initiative allows banks, remittance providers, and enterprises to pre-fund cross-border payouts using stablecoins like USD Coin (USDC) and Euro Coin (EURC).

簽證不僅將其腳趾浸入了穩定的世界中；它首先跳水。該公司啟動了一項試點計劃，將Stablecoins整合到其簽證直接服務中。該倡議於2025年9月下旬宣布，允許銀行，匯款提供商和企業使用諸如USD Coin（USDC）和Euro Coin（EURC）之類的Stablecoins預付跨境支出。

The goal? To kill the inefficiencies, costs, and delays that have long plagued international payments. By using stablecoins, settlement times are slashed, and capital lockups are reduced. It's like upgrading from snail mail to email for international money transfers.

目標？殺死長期困擾國際付款的效率低下，成本和延誤。通過使用Stablecoins，結算時間被削減，並減少了資本鎖定時間。這就像從蝸牛郵件升級到郵件以進行國際貨幣轉移一樣。

Why Stablecoins?

為什麼要stablecoins？

Stablecoins have been talked about as a practical and cost-effective way to move money across borders. Traditionally, companies had to maintain separate reserves in each country, which could cause delays, especially on weekends and holidays. Stablecoins solve these problems.

穩定幣已被談論是一種實用且具有成本效益的方式，可以使跨境轉移資金。傳統上，公司必須在每個國家維持單獨的儲備，這可能會導致延誤，尤其是在周末和假期。 Stablecoins解決了這些問題。

Visa's pilot allows businesses to make international payments without needing to hold a bunch of dollar or euro reserves. Recipients get their funds directly in their local currency, making transactions real-time. That’s a big deal for businesses operating globally.

Visa的飛行員允許企業進行國際付款，而無需持有一堆美元或歐元儲備。收件人直接以當地貨幣獲得資金，實時使交易實時。對於全球運營的企業來說，這很重要。

Broader Implications for the Payments Landscape

對付款格局的更廣泛影響

This move isn't happening in a vacuum. Other major players are also exploring blockchain-enabled alternatives to traditional settlement systems. Even SWIFT is getting in on the action with its own blockchain initiative. It seems like everyone's racing to adapt to a tokenized future.

這一舉動並沒有在真空中發生。其他主要參與者還在探索傳統定居系統的支持區鏈替代方案。即使是斯威夫特（Swift），也正在採用自己的區塊鏈計劃進行。似乎每個人都在適應象徵化的未來。

Visa’s global network, which spans over 200 countries, means that stablecoin integration could seriously transform liquidity management and cut down on operational headaches. Plus, it reassures regulated institutions that are interested in digital assets but worried about compliance. It's like Visa is building a bridge between the wild west of blockchain and the established world of regulatory frameworks.

Visa的全球網絡覆蓋了200多個國家，這意味著Stablecoin集成可以嚴重改變流動性管理並減少運營頭痛。另外，它保證了對數字資產感興趣但擔心合規性感興趣的機構。就像Visa正在區塊鏈的野生西部與既定的監管框架世界之間建造一座橋樑一樣。

What's Next?

接下來是什麼？

Visa is starting with a select group of financial institutions and remittance partners. If all goes well, we could see broader adoption of stablecoin-powered settlement across Visa’s vast network. This could also give Visa a competitive edge against fintech firms and blockchain-native payment providers.

Visa從一組精選的金融機構和匯款合作夥伴開始。如果一切順利，我們可以看到在Visa龐大的網絡中更廣泛地採用了穩定的定居點。這也可能使Visa對金融科技公司和區塊鏈本地支付提供商具有競爭優勢。

Regulators and financial folks will be watching Visa’s pilot program closely. Its success could shape the future of stablecoin adoption across the financial sector and influence ongoing debates about the role of digital assets in global finance.

監管機構和金融人員將密切觀看Visa的試點計劃。它的成功可以影響整個金融部門採用Stablecoin的未來，並影響有關數字資產在全球金融中的作用的持續辯論。

Notabene Flow: Streamlining B2B Stablecoin Payments

NOTABENE流量：簡化B2B Stablecoin付款

While Visa is making waves with its consumer-facing solutions, companies like Notabene are focusing on the B2B side of things. Notabene Flow is designed to bring typical banking payment functions into corporate wallets, making cross-border stablecoin transfers more manageable and compliant.

儘管Visa通過其面向消費者的解決方案引起轟動，但像Notabene這樣的公司將重點放在B2B方面。 Notabene Flow旨在將典型的銀行支付功能帶入公司錢包，從而使跨境Stablecoin轉移更易於管理和合規。

Flow integrates authorizations, invoicing, and dispute management directly into on-chain transfers. It’s all about control, traceability, and coordination between businesses. By using verified identifiers and structured messaging, Flow helps companies comply with regulations and reduce operational risks.

流將授權，發票和爭議管理直接集成到鏈上轉移中。這一切都與企業之間的控制，可追溯性和協調有關。通過使用經過驗證的標識符和結構化消息傳遞，Flow可以幫助公司遵守法規並降低運營風險。

The Future is Tokenized

未來是標記的

The integration of stablecoins into payment systems represents a major step forward. Visa's initiatives, along with solutions like Notabene Flow, are paving the way for a more efficient, transparent, and accessible financial future. As blockchain adoption accelerates, we can expect to see even more innovation in this space.

將Stablecoins的集成到付款系統中代表了向前邁出的重要一步。 Visa的舉措以及Notabene Flow等解決方案正在為更高效，透明和可訪問的財務未來鋪平道路。隨著區塊鏈採用的加速，我們可以期望在這個領域看到更多的創新。

So, keep an eye on Visa and other players in the stablecoin game. They’re not just changing how we pay; they’re building the financial infrastructure of tomorrow. Who knows, maybe one day we'll all be paying for our morning coffee with stablecoins. The future is looking pretty crypto-friendly, folks!

因此，請密切關注Stablecoin遊戲中的簽證和其他玩家。他們不僅在改變我們的付款方式；他們正在建立明天的金融基礎設施。誰知道，也許有一天我們都會用stablecoins為我們的早晨咖啡付費。伙計們，未來看起來非常適合加密貨幣！