签证，稳定币和付款：全球交易的新时代

Visa涉足Stablecoins正在重塑国际付款，有望更快，更便宜，更合规的交易。发现最新的趋势和见解。

Visa, Stablecoins, and Payments: A New Era for Global Transactions

签证，稳定币和付款：全球交易的新时代

Visa's recent initiatives integrating stablecoins into its payment infrastructure signal a major shift in the world of finance. The move aims to revolutionize cross-border payments, making them faster, cheaper, and more efficient. This is a breakdown of what's happening.

Visa最近将Stablecoins整合到其支付基础设施中的举措表明，金融界发生了重大转变。此举旨在彻底改变跨境支付，使其更快，更便宜，更高效。这是正在发生的事情的细分。

Visa's Stablecoin Pilot Program: A Game Changer

Visa的Stablecoin试点计划：改变游戏规则的人

Visa is not just dipping its toes into the world of stablecoins; it's diving in headfirst. The company launched a pilot program integrating stablecoins into its Visa Direct service. Announced in late September 2025, this initiative allows banks, remittance providers, and enterprises to pre-fund cross-border payouts using stablecoins like USD Coin (USDC) and Euro Coin (EURC).

签证不仅将其脚趾浸入了稳定的世界中；它首先跳水。该公司启动了一项试点计划，将Stablecoins整合到其签证直接服务中。该倡议于2025年9月下旬宣布，允许银行，汇款提供商和企业使用诸如USD Coin（USDC）和Euro Coin（EURC）之类的Stablecoins预付跨境支出。

The goal? To kill the inefficiencies, costs, and delays that have long plagued international payments. By using stablecoins, settlement times are slashed, and capital lockups are reduced. It's like upgrading from snail mail to email for international money transfers.

目标？杀死长期困扰国际付款的效率低下，成本和延误。通过使用Stablecoins，结算时间被削减，并减少了资本锁定时间。这就像从蜗牛邮件升级到邮件以进行国际货币转移一样。

Why Stablecoins?

为什么要stablecoins？

Stablecoins have been talked about as a practical and cost-effective way to move money across borders. Traditionally, companies had to maintain separate reserves in each country, which could cause delays, especially on weekends and holidays. Stablecoins solve these problems.

稳定币已被谈论是一种实用且具有成本效益的方式，可以使跨境转移资金。传统上，公司必须在每个国家维持单独的储备，这可能会导致延误，尤其是在周末和假期。 Stablecoins解决了这些问题。

Visa's pilot allows businesses to make international payments without needing to hold a bunch of dollar or euro reserves. Recipients get their funds directly in their local currency, making transactions real-time. That’s a big deal for businesses operating globally.

Visa的飞行员允许企业进行国际付款，而无需持有一堆美元或欧元储备。收件人直接以当地货币获得资金，实时使交易实时。对于全球运营的企业来说，这很重要。

Broader Implications for the Payments Landscape

对付款格局的更广泛影响

This move isn't happening in a vacuum. Other major players are also exploring blockchain-enabled alternatives to traditional settlement systems. Even SWIFT is getting in on the action with its own blockchain initiative. It seems like everyone's racing to adapt to a tokenized future.

这一举动并没有在真空中发生。其他主要参与者还在探索传统定居系统的支持区链替代方案。即使是斯威夫特（Swift），也正在采用自己的区块链计划进行。似乎每个人都在适应象征化的未来。

Visa’s global network, which spans over 200 countries, means that stablecoin integration could seriously transform liquidity management and cut down on operational headaches. Plus, it reassures regulated institutions that are interested in digital assets but worried about compliance. It's like Visa is building a bridge between the wild west of blockchain and the established world of regulatory frameworks.

Visa的全球网络覆盖了200多个国家，这意味着Stablecoin集成可以严重改变流动性管理并减少运营头痛。另外，它保证了对数字资产感兴趣但担心合规性感兴趣的机构。就像Visa正在区块链的野生西部与既定的监管框架世界之间建造一座桥梁一样。

What's Next?

接下来是什么？

Visa is starting with a select group of financial institutions and remittance partners. If all goes well, we could see broader adoption of stablecoin-powered settlement across Visa’s vast network. This could also give Visa a competitive edge against fintech firms and blockchain-native payment providers.

Visa从一组精选的金融机构和汇款合作伙伴开始。如果一切顺利，我们可以看到在Visa庞大的网络中更广泛地采用了稳定的定居点。这也可能使Visa对金融科技公司和区块链本地支付提供商具有竞争优势。

Regulators and financial folks will be watching Visa’s pilot program closely. Its success could shape the future of stablecoin adoption across the financial sector and influence ongoing debates about the role of digital assets in global finance.

监管机构和金融人员将密切观看Visa的试点计划。它的成功可以影响整个金融部门采用Stablecoin的未来，并影响有关数字资产在全球金融中的作用的持续辩论。

Notabene Flow: Streamlining B2B Stablecoin Payments

NOTABENE流量：简化B2B Stablecoin付款

While Visa is making waves with its consumer-facing solutions, companies like Notabene are focusing on the B2B side of things. Notabene Flow is designed to bring typical banking payment functions into corporate wallets, making cross-border stablecoin transfers more manageable and compliant.

尽管Visa通过其面向消费者的解决方案引起轰动，但像Notabene这样的公司将重点放在B2B方面。 Notabene Flow旨在将典型的银行支付功能带入公司钱包，从而使跨境Stablecoin转移更易于管理和合规。

Flow integrates authorizations, invoicing, and dispute management directly into on-chain transfers. It’s all about control, traceability, and coordination between businesses. By using verified identifiers and structured messaging, Flow helps companies comply with regulations and reduce operational risks.

流将授权，发票和争议管理直接集成到链上转移中。这一切都与企业之间的控制，可追溯性和协调有关。通过使用经过验证的标识符和结构化消息传递，Flow可以帮助公司遵守法规并降低运营风险。

The Future is Tokenized

未来是标记的

The integration of stablecoins into payment systems represents a major step forward. Visa's initiatives, along with solutions like Notabene Flow, are paving the way for a more efficient, transparent, and accessible financial future. As blockchain adoption accelerates, we can expect to see even more innovation in this space.

将Stablecoins的集成到付款系统中代表了向前迈出的重要一步。 Visa的举措以及Notabene Flow等解决方案正在为更高效，透明和可访问的财务未来铺平道路。随着区块链采用的加速，我们可以期望在这个领域看到更多的创新。

So, keep an eye on Visa and other players in the stablecoin game. They’re not just changing how we pay; they’re building the financial infrastructure of tomorrow. Who knows, maybe one day we'll all be paying for our morning coffee with stablecoins. The future is looking pretty crypto-friendly, folks!

因此，请密切关注Stablecoin游戏中的签证和其他玩家。他们不仅在改变我们的付款方式；他们正在建立明天的金融基础设施。谁知道，也许有一天我们都会用stablecoins为我们的早晨咖啡付费。伙计们，未来看起来非常适合加密货币！