支付公司 Visa (V) 創建了一項新產品，幫助銀行在以太坊網路上發行由貨幣支持的代幣。
Payment company Visa (NYSE:V) has created a new offering to assist banks in issuing tokens backed by currency on the Ethereum network.The Visa Tokenized Asset Platform (VTAP) will enable fiat-backed tokens driven by smart contracts. This will assist in digitizing and automating current procedures and enabling the exchange of real-world assets (RWAs).A bank would use Visa’s new platform to purchase tokenized RWAs. It is done with funds with near real-time settlement, such as bonds or commodities.BBVA Plots Its Ethereum Blockchain Pilot By 2025 Using VTAPFamously, Banco Bilbao Vizcaya Argentaria (BBVA) (NYSE:BBVA) of Spain has already begun using the platform this year. The trial conducted by that bank used the technology in Spain, based on the themes of creating, transferring, and redeeming. BBVA will implement the first pilot of the blockchain system based on Ethereum by the end of 2025. Its functionality will reportedly be restrained from several users. This was highlighted by famous cryptocurrency analyst Abdullah Nassif in an X post.The report adds that BBVA’s continued relationship with an organization like Visa showcases how decentralized technology is disrupting traditional banking systems. The bank securitizes money in the banks and other forms of assets to enable its clients to have effective tools to manage financial operations. The financial company understood the importance of setting international standards for the incorporation of blockchain in financial services. In addition, it allows for strategic cohesion and future compliance with the principles of the sector.Stablecoin innovation has largely been spearheaded by fintech businesses like PayPal. Now Visa’s drive indicates that major financial institutions are prepared to experiment with blockchain technology. Recently, Paypal leveraged Solana for PYUSD stability.Visa’s VTAP Aims To Set Global Standards For Blockchain IntegrationFollowing the BBVA plot, Visa wants to create international best practices for communication across financial institutions. Cuy Sheffield, Visa’s crypto head, shared,
支付公司Visa（NYSE：V）創建了一項新產品，幫助銀行在以太坊網路上發行由貨幣支援的代幣。的法幣支持代幣。這將有助於當前程序的數位化和自動化，並實現現實世界資產（RWA）的交換。它是透過債券或大宗商品等近乎即時結算的資金來完成的。證券交易所股票代碼：BBVA）今年已經開始使用該平台年。該銀行進行的試驗使用了西班牙的技術，以創建、轉移和贖回為主題。 BBVA 將在 2025 年底前實施基於以太坊的區塊鏈系統的第一個試點。著名加密貨幣分析師 Abdullah Nassif 在 X 貼文中強調了這一點。該銀行將銀行資金和其他形式的資產證券化，使其客戶能夠擁有有效的工具來管理金融營運。該金融公司了解為將區塊鏈納入金融服務制定國際標準的重要性。此外，它還可以實現戰略凝聚力以及未來對行業原則的遵守。現在Visa的推動顯示主要金融機構已經準備好嘗試區塊鏈技術。最近，Paypal 利用 Solana 來實現 PYUSD 的穩定性。 Visa 的加密貨幣負責人 Cuy Sheffield 分享道，
“We think that creates a significant opportunity for banks to issue their own fiat-backed tokens on blockchains, do it in a regulated way and enable their customers to access and participate in these on-chain capital markets.”
「我們認為，這為銀行在區塊鏈上發行自己的法幣支持的代幣創造了一個重要的機會，以受監管的方式進行，並使他們的客戶能夠訪問和參與這些鏈上資本市場。
Visa has participated in several central bank digital currency (CBDC) trial programs, including those with the Central Bank of Brazil and the Hong Kong Monetary Authority. Among other initiatives, Visa is participating in the Brazilian pilot, known as Drex, alongside XP, one of the country’s major independent brokers. The platform improves investment opportunities and enhances liquidity by enabling the provision of direct market access for on-chain capital markets.Moreover, Visa was a part of a few campaigns, for instance, the Digital Hong Kong Dollar program of Hong Kong Monetary Authority. HSBC and Hang Seng bank were participating partners in the effort and tested live interbank B2B payments through a pilot project that visa ran last year.
Visa 已參與多個央行數位貨幣 (CBDC) 試驗計劃，包括巴西中央銀行和香港金融管理局的試驗計劃。除其他措施外，Visa 還與該國主要獨立經紀商之一 XP 一起參與了名為 Drex 的巴西試點計畫。該平台透過為鏈上資本市場提供直接市場准入來改善投資機會並增強流動性。匯豐銀行和恆生銀行是該計畫的參與合作夥伴，並透過 Visa 去年運行的試點計畫測試了即時銀行間 B2B 支付。
