支付公司 Visa (V) 创建了一项新产品，帮助银行在以太坊网络上发行由货币支持的代币。
Payment company Visa (NYSE:V) has created a new offering to assist banks in issuing tokens backed by currency on the Ethereum network.The Visa Tokenized Asset Platform (VTAP) will enable fiat-backed tokens driven by smart contracts. This will assist in digitizing and automating current procedures and enabling the exchange of real-world assets (RWAs).A bank would use Visa’s new platform to purchase tokenized RWAs. It is done with funds with near real-time settlement, such as bonds or commodities.BBVA Plots Its Ethereum Blockchain Pilot By 2025 Using VTAPFamously, Banco Bilbao Vizcaya Argentaria (BBVA) (NYSE:BBVA) of Spain has already begun using the platform this year. The trial conducted by that bank used the technology in Spain, based on the themes of creating, transferring, and redeeming. BBVA will implement the first pilot of the blockchain system based on Ethereum by the end of 2025. Its functionality will reportedly be restrained from several users. This was highlighted by famous cryptocurrency analyst Abdullah Nassif in an X post.The report adds that BBVA’s continued relationship with an organization like Visa showcases how decentralized technology is disrupting traditional banking systems. The bank securitizes money in the banks and other forms of assets to enable its clients to have effective tools to manage financial operations. The financial company understood the importance of setting international standards for the incorporation of blockchain in financial services. In addition, it allows for strategic cohesion and future compliance with the principles of the sector.Stablecoin innovation has largely been spearheaded by fintech businesses like PayPal. Now Visa’s drive indicates that major financial institutions are prepared to experiment with blockchain technology. Recently, Paypal leveraged Solana for PYUSD stability.Visa’s VTAP Aims To Set Global Standards For Blockchain IntegrationFollowing the BBVA plot, Visa wants to create international best practices for communication across financial institutions. Cuy Sheffield, Visa’s crypto head, shared,
支付公司 Visa（纽约证券交易所股票代码：V）创建了一项新产品，帮助银行在以太坊网络上发行由货币支持的代币。Visa 代币化资产平台（VTAP）将支持由智能合约驱动的法币支持代币。这将有助于当前程序的数字化和自动化，并实现现实世界资产（RWA）的交换。银行将使用 Visa 的新平台购买代币化的 RWA。它是通过债券或大宗商品等近乎实时结算的资金来完成的。 BBVA 计划在 2025 年使用 VTAPF 进行以太坊区块链试点 值得注意的是，西班牙毕尔巴鄂比斯开银行 (BBVA)（纽约证券交易所股票代码：BBVA）今年已经开始使用该平台年。该银行进行的试验使用了西班牙的技术，以创建、转让和赎回为主题。 BBVA 将在 2025 年底前实施基于以太坊的区块链系统的第一个试点。据报道，其功能将受到多个用户的限制。著名加密货币分析师 Abdullah Nassif 在 X 帖子中强调了这一点。报告补充说，BBVA 与 Visa 等组织的持续关系展示了去中心化技术如何颠覆传统银行系统。该银行将银行中的资金和其他形式的资产证券化，使其客户能够拥有有效的工具来管理金融运营。该金融公司了解为将区块链纳入金融服务制定国际标准的重要性。此外，它还可以实现战略凝聚力以及未来对行业原则的遵守。稳定币创新主要是由 PayPal 等金融科技企业带头的。现在Visa的推动表明主要金融机构已经准备好尝试区块链技术。最近，Paypal 利用 Solana 来实现 PYUSD 的稳定性。 Visa 的 VTAP 旨在为区块链集成制定全球标准 按照 BBVA 的计划，Visa 希望为金融机构之间的通信创建国际最佳实践。 Visa 的加密货币负责人 Cuy Sheffield 分享道，
“We think that creates a significant opportunity for banks to issue their own fiat-backed tokens on blockchains, do it in a regulated way and enable their customers to access and participate in these on-chain capital markets.”
“我们认为，这为银行在区块链上发行自己的法币支持的代币创造了一个重要的机会，以受监管的方式进行，并使他们的客户能够访问和参与这些链上资本市场。”
Visa has participated in several central bank digital currency (CBDC) trial programs, including those with the Central Bank of Brazil and the Hong Kong Monetary Authority. Among other initiatives, Visa is participating in the Brazilian pilot, known as Drex, alongside XP, one of the country’s major independent brokers. The platform improves investment opportunities and enhances liquidity by enabling the provision of direct market access for on-chain capital markets.Moreover, Visa was a part of a few campaigns, for instance, the Digital Hong Kong Dollar program of Hong Kong Monetary Authority. HSBC and Hang Seng bank were participating partners in the effort and tested live interbank B2B payments through a pilot project that visa ran last year.
Visa 已参与多个央行数字货币 (CBDC) 试验计划，包括巴西中央银行和香港金融管理局的试验计划。除其他举措外，Visa 还与该国主要独立经纪商之一 XP 一起参与了名为 Drex 的巴西试点项目。该平台通过为链上资本市场提供直接市场准入来改善投资机会并增强流动性。此外，Visa 还参与了一些活动，例如香港金融管理局的数字港元计划。汇丰银行和恒生银行是该项目的参与合作伙伴，并通过 Visa 去年运行的试点项目测试了实时银行间 B2B 支付。
