象徵股票與金融：羅賓尼（Robinhood）的24/7革命

Robinhood的支持區塊鏈的計劃可以通過使股票和其他資產來拆除傳統的為期五天的華爾街工作週。

Tokenizing Stocks & Finance: Robinhood's 24/7 Revolution

象徵股票與金融：羅賓尼（Robinhood）的24/7革命

The world of finance is on the cusp of a major shift, driven by the tokenization of assets like stocks, bonds, and even real estate. Robinhood's innovative approach promises to disrupt the traditional Wall Street work week and usher in a new era of accessible, 24/7 finance.

財務世界正處於重大轉變的風口浪尖，這是由股票，債券甚至房地產等資產的令牌化驅動的。 Robinhood的創新方法有望破壞傳統的華爾街工作週，並迎來24/7金融的新時代。

Robinhood's Three-Phase Plan

羅比尼的三相計劃

At the "To Catch A Token" event in France, Robinhood CEO Vlad Tenev unveiled a three-phase plan to revolutionize how assets are transacted. The core of this plan is the "Robinhood Chain," a layer-two solution on Ethereum designed to enable near-instant transactions with low fees.

在法國的“捕捉令牌”事件中，羅賓希德首席執行官弗拉德·特內夫（Vlad Tenev）公佈了三階段的計劃，以徹底改變資產的交易方式。該計劃的核心是“ Robinhood Chain”，這是一種以太坊上的兩層解決方案，旨在使近乎固有的交易具有低費用。

Phase 1: Tokenization Engine

階段1：令牌化引擎

When a customer buys a share on Robinhood, that share will be sent to the “tokenization engine” and a tokenized form of the share will be minted and sent back to the user. The user receives their shares in this tokenized form, versus receiving shares of the asset. It’s an added step in the stock purchase. Meaning the user will hold a tokenized form of the share in their account and enjoy similar benefits to holding a traditional share, such as receiving dividends.

當客戶在Robinhood上購買股份時，該份額將發送到“令牌化引擎”，並將股份的令牌形式發送給用戶。用戶以這種令牌化形式接收其股票，而不是接收資產的股票。這是股票購買的額外步驟。這意味著用戶將在其帳戶中持有份額的令牌形式，並享有與持有傳統份額（例如獲得股息）相似的好處。

Phase 2: 24/7 Trading with Bitstamp

階段2：與BitStamp交易24/7

Robinhood's acquisition of cryptocurrency exchange Bitstamp opens the door to 24/7 trading of tokenized stocks. This means shareholders can buy or sell their tokenized shares at any time, on any day, breaking free from the constraints of traditional market hours. It marries the crypto market that already trades 24/7 with the traditional financial system.

Robinhood對加密貨幣交易所BitStamp的收購為標記股票的24/7貿易打開了。這意味著股東可以隨時隨地在任何時候購買或出售其令牌化股票，從而擺脫傳統市場時間的限制。它與已經將24/7全天候交易的加密貨幣市場與傳統金融體系相結合。

Phase 3: The Robinhood Chain and DeFi

第三階段：洛式鍊和defi

The Robinhood Chain brings self-custody to users, allowing them to hold their tokenized assets directly. This unlocks the potential for decentralized finance (DeFi) solutions, such as lending, borrowing, and yield farming, giving tokenized stocks greater utility. Imagine borrowing stablecoins against your Apple shares to buy a home, or locking in a guaranteed dividend yield to finance tuition payments.

Robinhood Chain將自我觀念帶給用戶，從而使他們可以直接持有令牌資產。這釋放了分散融資（DEFI）解決方案的潛力，例如貸款，借貸和產生耕作，使標記股票更大。想像一下，借用與您的蘋果股份購買房屋的穩定幣，或鎖定保證的股息收益率以融資學費。

The Broader Implications of Tokenization

令牌化的更廣泛含義

Tokenization isn't just about stocks; it's about transforming various marketplaces, including real estate and art. A recent report from RWA.xyz notes that the value of real-world assets on-chain surpassed $24 billion in June 2024, showing the growing interest in tokenized real-world assets.

令牌化不僅僅是股票；這是關於改變各種市場，包括房地產和藝術品。 RWA.XYZ最近的一份報告指出，鏈上現實世界資產的價值在2024年6月超過了240億美元，表明對代幣化現實世界中的資產的興趣日益增長。

JPMorgan is also making strides in the space. Their blockchain division, Kinexys, is working on a carbon credit tokenization system. By converting carbon credits into blockchain tokens, they aim to improve transparency and reliability in a market plagued by inefficiencies.

摩根大通也在該空間中取得了長足進步。他們的區塊鏈部門Kinexys正在研究碳信用令牌化系統。通過將碳信用額轉換為區塊鏈代幣，它們旨在提高效率低下的市場的透明度和可靠性。

A New Era of Finance

新的金融時代

Tokenized stocks have the potential to change how we use our assets, and smart contracts allow a degree of financial autonomy that is unthinkable in legacy banking and investment institutions. The ability to make assets more productive and work for their holders unlocks use cases we can barely imagine today. Banks will begin scrambling to compete in this new public and permissionless blockchain environment.

令牌化股票有可能改變我們使用資產的方式，智能合約允許在傳統銀行和投資機構中無法想像的一定程度的財務自治權。使資產提高生產力和為持有人工作的能力解鎖了我們今天幾乎無法想像的用例。銀行將開始爭取在這個新的公眾和無許可的區塊鏈環境中競爭。

So, buckle up, folks! The financial world is about to get a whole lot more interesting. Who knows, maybe one day we'll be using tokenized shares to pay for our morning coffee. The future is now, and it's tokenized!

所以，搭扣，伙計們！金融界即將變得更加有趣。誰知道，也許有一天我們將使用令牌化的股票為我們的早晨咖啡付費。現在的未來是，它已被象徵化！