象徵性的斯特林：英國財政大膽邁向解決方案的大膽步驟

英國財務帶頭率先與主要銀行建立了一個令牌的Sterling飛行員，旨在通過提高的支付速度，安全性和透明度來徹底改變英國的財務狀況。

Tokenized Sterling: UK Finance's Bold Step Towards Settlement Enhancement

象徵性的斯特林：英國財政大膽邁向解決方案的大膽步驟

The UK financial landscape is on the cusp of a revolution, with tokenized sterling leading the charge. UK Finance, representing over 300 financial firms, is pioneering a pilot program to digitize commercial bank money. This initiative aims to enhance payment speed, security, and transparency across the UK.

英國金融景觀正處於革命的風口浪尖上，象徵性的斯特林領導了這一指控。代表300多家金融公司的英國財務正在開創一項試點計劃，以數字化商業銀行貨幣。該計劃旨在提高英國的支付速度，安全性和透明度。

Pilot Program: A Deep Dive

試點計劃：深入潛水

The pilot program, running until mid-2026, is a continuation of the UK Regulated Liability Network (RLN) project. It focuses on three key use cases: online marketplace peer-to-peer systems, re-mortgaging, and digital settlement of assets. The goal? To boost confidence and fluidity between digital monies and assets.

該試點計劃一直持續到2026年中期，是英國規範責任網絡（RLN）項目的延續。它重點介紹了三個關鍵用例：在線市場點對點系統，重新分配和資產數字結算。目標？提高數字款項和資產之間的信心和流動性。

Key Players and Objectives

主要參與者和目標

Major UK banks like Barclays, HSBC, Lloyds, NatWest, Nationwide, and Santander are on board, with sponsorship from Quant, EY, and Linklaters. They'll explore how tokenized sterling integrates into existing and new financial structures, establishing interoperability between payment networks and institutions. The project also aims to provide tokenisation-as-a-service for firms without in-house systems.

巴克萊，匯豐銀行，勞埃德，納特維斯特，全國和桑坦德等主要銀行都有來自Quant，EY和Linklaters的讚助。他們將探討如何將其集成到現有和新的金融結構中，從而在支付網絡和機構之間建立互操作性。該項目還旨在為沒有內部系統的公司提供象徵性的服務。

Government Alignment and Global Implications

政府結盟和全球影響

This pilot aligns with the UK government's ambitions, linking to initiatives like digital gilts and the National Payments Vision. By applying new technologies to existing currency, the UK hopes to modernize its infrastructure and become more competitive in international financial markets. If successful, the tokenized sterling movement could serve as a model for digital adoption globally.

該試點與英國政府的野心保持一致，與數字鍍金和國家付款願景等計劃有關。通過將新技術應用於現有貨幣，英國希望將其基礎設施現代化並在國際金融市場中變得更具競爭力。如果成功的話，令牌化的Sterling運動可以作為全球數字收養的模型。

Quant Network's Role

量子網絡的角色

Quant Network is providing the core technology for this financial market initiative. Their CEO, Gilbert Verdian, sees this project as a pivotal moment, aiming to create a new type of programmable money to reshape value management and transfer. Jana Mackintosh, a managing director at UK Finance, believes this collaboration positions the UK as a global leader in setting standards for tokenized currency.

Quant Network正在為這項金融市場計劃提供核心技術。他們的首席執行官吉爾伯特·韋爾迪安（Gilbert Verdian）將該項目視為一個關鍵時刻，旨在創造一種新型的可編程資金來重塑價值管理和轉移。英國金融公司董事總經理Jana Mackintosh認為，這種合作將英國的地位視為設定令牌化貨幣標準的全球領導者。

Banks Prioritize Tokenization

銀行優先考慮令牌化

The Bank of England's Governor, Andrew Bailey, has expressed a preference for banks to experiment with tokenization over stablecoins, which he fears could destabilize the regulated banking system. While formal stablecoin regulation isn't expected until the end of 2026, this pilot allows banks to explore tokenized deposits within existing rules.

英格蘭銀行的州長安德魯·貝利（Andrew Bailey）表示，銀行傾向於對stablecoins進行實驗，而不是stablecoins，他擔心這會破壞受監管的銀行體系的穩定。儘管直到2026年底才期望正式的Stablecoin法規，但該飛行員允許銀行在現有規則中探索令牌的存款。

Broader Tokenization Trends

更廣泛的令牌化趨勢

The push for tokenized sterling is part of a larger global trend to tokenize real-world assets (RWAs). Research suggests that half of institutional investors are considering tokenized products, with the market potentially reaching $30.1 trillion by 2034. The UK Treasury is also planning to pilot digital gilts (DIGIT) on distributed ledger technology (DLT).

引起代幣化的英鎊的推動是對現實世界中的更大趨勢（RWAS）的更大趨勢的一部分。研究表明，一半的機構投資者正在考慮使用令牌化產品，到2034年，市場可能達到30.1萬億美元。英國財政部還計劃在分佈式分類帳技術（DLT）上試行數字數字鍍金（DIGIT）。

A Personal Take

個人看法

From my perspective, this tokenized sterling pilot is more than just a technological upgrade; it's a strategic move to future-proof the UK's financial system. By embracing tokenization, the UK is not only enhancing efficiency and security but also positioning itself as a leader in the evolving digital economy. The collaboration between major banks, innovative tech firms like Quant, and government support creates a powerful ecosystem for success.

從我的角度來看，這位標記的Sterling飛行員不僅僅是技術升級。這是對英國金融體系進行未來的戰略舉措。通過擁抱令牌化，英國不僅可以提高效率和安全性，而且還將自己定位為不斷發展的數字經濟的領導者。主要銀行，創新技術公司（如Quant）和政府支持之間的合作為成功創造了強大的生態系統。

Looking Ahead

展望未來

With leading banks on board, the UK is bringing together trust, compliance, and innovation. If the pilot lives up to its promise, tokenized sterling could revolutionize security, settlement, and financial efficiency in Britain. So, buckle up, folks! The future of UK finance is looking brighter, bolder, and definitely more tokenized. It's gonna be a wild ride, but I'm here for it!

隨著船上領先的銀行，英國正在匯集信託，合規性和創新。如果飛行員能夠履行其承諾，那麼代幣化的斯特林將徹底改變英國的安全，和解和經濟效率。所以，搭扣，伙計們！英國金融的未來看起來更加明亮，更大膽，而且絕對更加令牌。這將是一個瘋狂的旅程，但我在這裡！