令牌的RWA，DEFI和付款：財務新時代

探索令牌現實世界資產（RWA），DEFI和付款的融合，突出了最近的發展和未來趨勢。

Tokenized RWAs, DeFi, and Payments: A New Era in Finance

令牌的RWA，DEFI和付款：財務新時代

The intersection of Tokenized Real-World Assets (RWAs), Decentralized Finance (DeFi), and payments is rapidly evolving, creating exciting new opportunities and challenges in the financial landscape. Let's dive into the latest developments!

令牌現實世界中的資產（RWA），分散的財務（DEFI）和付款的交集正在迅速發展，在金融環境中創造了令人興奮的新機遇和挑戰。讓我們深入了解最新的發展！

The Fed Joins the Conversation

美聯儲加入對話

The United States Federal Reserve is stepping into the arena! They recently announced a conference on payments innovation and tokenization. This event will bring together industry experts to discuss tokenizing financial products and services, the convergence of traditional and decentralized finance (DeFi), emerging stablecoin use cases, and the impact of artificial intelligence on payments. This is a big deal, signaling growing institutional interest and recognition of the importance of these trends.

美國美聯儲正在進入競技場！他們最近宣布了一次有關付款創新和令牌化會議。這項活動將匯集行業專家，討論令牌化金融產品和服務，傳統和分散財務（DEFI）的融合，新興的StableCoin用例以及人工智能對付款的影響。這是一個很大的意義，這表明機構的興趣不斷增長，並認識到這些趨勢的重要性。

According to Fed Governor Christopher Waller, the goal is to examine the opportunities and challenges of new technologies and improve the safety and efficiency of payments.

根據美聯儲州長克里斯托弗·沃勒（Christopher Waller）的說法，目標是檢查新技術的機遇和挑戰，並提高付款的安全性和效率。

RWA On-Chain Value Soars

RWA鏈價值飆升

The on-chain value of tokenized real-world assets is hitting all-time highs. RWA.xyz reports a staggering 223% increase since the beginning of the year, reaching $27.8 billion. Tokenized private credit and US Treasury debt dominate this growth, showing where the smart money is moving.

令牌化現實世界資產的鍊鍊價值正在達到歷史最高點。 RWA.XYZ報告自今年年初以來增長了223％，達到278億美元。令牌化的私人信貸和美國國庫債務主導著這一增長，表明智能貨幣在哪裡移動。

1inch Integrates Tokenized RWAs

1英寸集成令牌的RWA

DEX aggregator 1inch has partnered with Ondo Finance to enable access to tokenized real-world assets (RWAs) through its Swap API. This means users can now access tokenized stocks and ETFs via platforms like Trust Wallet and Bitget Wallet. 1inch aims to unify DeFi and democratize access to finance by making these assets transferable and DeFi-compatible.

DEX聚合1英寸與Ondo Finance合作，通過其交換API可以訪問令牌化的現實資產（RWAS）。這意味著用戶現在可以通過Trust Wallet和Bitget Wallet等平台訪問令牌化股票和ETF。 1英寸旨在通過使這些資產可轉讓和兼容來統一Defi和民主化資金。

Sergej Kunz, co-founder of 1inch, aptly described tokenization of real-world assets as “tomorrow’s tech being adopted today.”

1英寸的聯合創始人Sergej Kunz恰當地將現實世界中的象徵化描述為“今天被採用的明天的技術”。

Whale Sightings in DeFi

在defi中發現鯨魚

A significant market participant, a “whale,” recently invested $2.3 million in UNI, MKR, and SPK tokens, deploying the funds into liquidity pools. This move highlights the ongoing trend of large-scale investors allocating capital into decentralized finance protocols, aiming to enhance market depth and generate yield.

一個重要的市場參與者，“鯨魚”，最近向Uni，MKR和SPK代幣投資了230萬美元，將資金部署到流動性池中。這一舉動強調了大規模投資者將資本分配給分散的金融協議的持續趨勢，旨在提高市場深度並產生收益率。

UAE Embraces Crypto for Real Estate

阿聯酋擁抱加密貨幣

RAK Properties, a major UAE developer, now accepts cryptocurrency payments for homes, including Bitcoin, Ethereum, and Tether, through a partnership with Hubpay. This move is aimed at attracting international buyers comfortable using digital assets and aligns with Ras Al Khaimah’s Vision 2030 goals.

阿聯酋主要開發商Rak Properties現在通過與Hubpay建立合作夥伴關係，接受包括比特幣，以太坊和Tether在內的房屋的加密貨幣支付。此舉旨在吸引國際買家使用數字資產和與Ras Al Khaimah的2030目標目標保持一致。

Final Thoughts

最後的想法

The convergence of tokenized RWAs, DeFi, and payments is no longer a futuristic concept—it’s happening now. With institutions like the Federal Reserve paying attention, innovative platforms like 1inch integrating RWAs, and real-world applications emerging in sectors like real estate, the future of finance is looking brighter (and more decentralized) than ever. Buckle up, folks; it's going to be an exciting ride!

令牌化的RWA，DEFI和付款的融合不再是未來派的概念，現在正在發生。隨著美聯儲等機構的關注，創新的平台諸如1英寸整合RWAS以及在房地產等領域中出現的現實應用程序，金融的未來看起來比以往任何時候都更加明亮（並且分散）。搭扣，伙計們；這將是一個令人興奮的旅程！