令牌的RWA，DEFI和付款：财务新时代

探索令牌现实世界资产（RWA），DEFI和付款的融合，突出了最近的发展和未来趋势。

Tokenized RWAs, DeFi, and Payments: A New Era in Finance

令牌的RWA，DEFI和付款：财务新时代

The intersection of Tokenized Real-World Assets (RWAs), Decentralized Finance (DeFi), and payments is rapidly evolving, creating exciting new opportunities and challenges in the financial landscape. Let's dive into the latest developments!

令牌现实世界中的资产（RWA），分散的财务（DEFI）和付款的交集正在迅速发展，在金融环境中创造了令人兴奋的新机遇和挑战。让我们深入了解最新的发展！

The Fed Joins the Conversation

美联储加入对话

The United States Federal Reserve is stepping into the arena! They recently announced a conference on payments innovation and tokenization. This event will bring together industry experts to discuss tokenizing financial products and services, the convergence of traditional and decentralized finance (DeFi), emerging stablecoin use cases, and the impact of artificial intelligence on payments. This is a big deal, signaling growing institutional interest and recognition of the importance of these trends.

美国美联储正在进入竞技场！他们最近宣布了一次有关付款创新和令牌化会议。这项活动将汇集行业专家，讨论令牌化金融产品和服务，传统和分散财务（DEFI）的融合，新兴的StableCoin用例以及人工智能对付款的影响。这是一个很大的意义，这表明机构的兴趣不断增长，并认识到这些趋势的重要性。

According to Fed Governor Christopher Waller, the goal is to examine the opportunities and challenges of new technologies and improve the safety and efficiency of payments.

根据美联储州长克里斯托弗·沃勒（Christopher Waller）的说法，目标是检查新技术的机遇和挑战，并提高付款的安全性和效率。

RWA On-Chain Value Soars

RWA链价值飙升

The on-chain value of tokenized real-world assets is hitting all-time highs. RWA.xyz reports a staggering 223% increase since the beginning of the year, reaching $27.8 billion. Tokenized private credit and US Treasury debt dominate this growth, showing where the smart money is moving.

令牌化现实世界资产的链链价值正在达到历史最高点。 RWA.XYZ报告自今年年初以来增长了223％，达到278亿美元。令牌化的私人信贷和美国国库债务主导着这一增长，表明智能货币在哪里移动。

1inch Integrates Tokenized RWAs

1英寸集成令牌的RWA

DEX aggregator 1inch has partnered with Ondo Finance to enable access to tokenized real-world assets (RWAs) through its Swap API. This means users can now access tokenized stocks and ETFs via platforms like Trust Wallet and Bitget Wallet. 1inch aims to unify DeFi and democratize access to finance by making these assets transferable and DeFi-compatible.

DEX聚合1英寸与Ondo Finance合作，通过其交换API可以访问令牌化的现实资产（RWAS）。这意味着用户现在可以通过Trust Wallet和Bitget Wallet等平台访问令牌化股票和ETF。 1英寸旨在通过使这些资产可转让和兼容来统一Defi和民主化资金。

Sergej Kunz, co-founder of 1inch, aptly described tokenization of real-world assets as “tomorrow’s tech being adopted today.”

1英寸的联合创始人Sergej Kunz恰当地将现实世界中的象征化描述为“今天被采用的明天的技术”。

Whale Sightings in DeFi

在defi中发现鲸鱼

A significant market participant, a “whale,” recently invested $2.3 million in UNI, MKR, and SPK tokens, deploying the funds into liquidity pools. This move highlights the ongoing trend of large-scale investors allocating capital into decentralized finance protocols, aiming to enhance market depth and generate yield.

一个重要的市场参与者，“鲸鱼”，最近向Uni，MKR和SPK代币投资了230万美元，将资金部署到流动性池中。这一举动强调了大规模投资者将资本分配给分散的金融协议的持续趋势，旨在提高市场深度并产生收益率。

UAE Embraces Crypto for Real Estate

阿联酋拥抱加密货币

RAK Properties, a major UAE developer, now accepts cryptocurrency payments for homes, including Bitcoin, Ethereum, and Tether, through a partnership with Hubpay. This move is aimed at attracting international buyers comfortable using digital assets and aligns with Ras Al Khaimah’s Vision 2030 goals.

阿联酋主要开发商Rak Properties现在通过与Hubpay建立合作伙伴关系，接受包括比特币，以太坊和Tether在内的房屋的加密货币支付。此举旨在吸引国际买家使用数字资产和与Ras Al Khaimah的2030目标目标保持一致。

Final Thoughts

最后的想法

The convergence of tokenized RWAs, DeFi, and payments is no longer a futuristic concept—it’s happening now. With institutions like the Federal Reserve paying attention, innovative platforms like 1inch integrating RWAs, and real-world applications emerging in sectors like real estate, the future of finance is looking brighter (and more decentralized) than ever. Buckle up, folks; it's going to be an exciting ride!

令牌化的RWA，DEFI和付款的融合不再是未来派的概念，现在正在发生。随着美联储等机构的关注，创新的平台诸如1英寸整合RWAS以及在房地产等领域中出现的现实应用程序，金融的未来看起来比以往任何时候都更加明亮（并且分散）。搭扣，伙计们；这将是一个令人兴奋的旅程！