束縛通過針對機構投資者來擴展其全球足跡

Tether首席執行官Paolo Ardoino重申了該公司對國際市場的關注，儘管加大了美國的監管壓力。

The cryptocurrency industry is buzzing with anticipation as the dust settles on a year of wild price swings and regulatory scrutiny. Among the key players to watch closely is Tether, the company behind the dominant stablecoin, USDT. As the U.S. Congress prepares to vote on the bill that would create the first set of federal rules for stablecoins, the spotlight is falling on how foreign issuers like Tether will be affected.

加密貨幣行業正在嗡嗡作響，因為塵埃落定為野生價格波動和監管審查的一年。密切關注的主要參與者之一是Tether，這是USDT主導的Stablecoin背後的公司。當美國國會準備對製定第一組聯邦stablecoins規則的法案進行投票時，人們關注的是，眾人率會影響像Tether這樣的外國發行人的影響。

Among the bills making their way through Congress, the "Good Enduring DEBT Act of 2024," nicknamed the "Genius Act," proposes an interesting regulatory framework. It suggests that any non-U.S. stablecoin issuer seeking to operate in the U.S. after the bill's passage would need to register with the Securities and Exchange Commission (SEC) within 180 days.

在通過國會通過的法案中，“ 2024年的良好持久債務法”綽號為“天才法”，提出了一個有趣的監管框架。它表明，在法案通過後，任何尋求在美國運營的非美國穩定發行人都需要在180天內向美國證券交易委員會（SEC）註冊。

However, the bill includes an interesting provision. If a non-U.S. issuer fails to register within the stipulated timeframe, the SEC would be tasked with developing rules for such issuers, taking into account factors like the size and scope of the issuer's operations and the types of investors it serves.

但是，該法案包括一項有趣的規定。如果非美國發行人未能在規定的時間範圍內註冊，則SEC將負責為此類發行人制定規則，考慮到諸如發行人運營的規模和範圍及其所服務的投資者類型之類的因素。

This poses a question: would Tether, the company best known for its USDT stablecoin pegged to the U.S. dollar and boasting over $110 billion in circulation, be subject to the bill's provisions?

這提出了一個問題：該公司（以USDT Stablecoin掛鉤並享有超過1,100億美元的發行量而聞名的公司Tether是否會遵守該法案的規定？

In a recent interview with BlockDeverso, Tether CEO Paolo Ardoino confirmed that the company is closely monitoring the implications of the proposed legislation. He revealed that Tether is in advanced talks with a Big Four accounting firm to perform a full-scale audit, something that regulators and institutional investors have long requested.

在最近接受BlockDeverso的採訪中，繫繩首席執行官Paolo Ardoino證實，該公司正在密切監視擬議立法的含義。他透露，Tether正在與一家四大會計師事務所進行全面審計的高級會談，這是監管機構和機構投資者長期以來要求的。

This move comes in response to increasing pressure from U.S. regulators, especially after the collapse of FTX and the subsequent scrutiny of the cryptocurrency industry.

此舉是為了響應美國監管機構的壓力增加，尤其是在FTX崩潰以及隨後對加密貨幣行業的審查之後。

While discussing the new legislation and how it might impact Tether, Ardoino said that the company is prepared to adapt. He hinted at the possibility of launching a new Tether stablecoin specifically for institutional investors and ensuring full compliance with U.S. regulations.

在討論新立法及其如何影響系tether時，Ardoino表示，該公司準備適應。他暗示有可能推出專門為機構投資者的新繫繩Stablecoin，並確保完全遵守美國法規。

"We are evaluating the best course of action to enable institutional investors to participate in a fully compliant Tether stablecoin in the U.S., remaining true to our decentralized nature," Ardoino said.

Ardoino說：“我們正在評估最佳的行動方案，以使機構投資者能夠參加美國的完全合規的繫繩穩定幣，這是我們的分散性質。”

This move would be a significant shift for Tether, which has traditionally focused on serving the unbanked population in emerging markets with its low-friction onboarding and multi-chain support.

這一舉動將是繫帶的重大轉變，Tether傳統上專注於為新興市場中沒有銀行的人​​口服務，並以其低摩擦和多鏈支持。

"We built Tether not for Wall Street, but for people who don't have a bank in Mena, Africa, or Latin America, to be included in the global financial system," Ardoino added.

Ardoino補充說：“我們不是為華爾街建造的束縛，而是針對在北非，非洲或拉丁美洲沒有銀行的人​​。”

As more traditional financial institutions like JPMorgan are exploring digital currencies and potentially launching their own stablecoins, Ardoino highlighted that these initiatives would likely serve different user profiles.

隨著摩根大通（JPMorgan）等較傳統的金融機構正在探索數字貨幣並可能推出自己的穩定貨幣，Ardoino強調，這些計劃可能會為不同的用戶配置文件提供服務。

"They will be focused on regulated businesses and institutions, while we will continue to serve the 3 billion unbanked people in emerging markets who are tired of high fees and limited access to financial services."

“他們將專注於受監管的企業和機構，同時我們將繼續為新興市場中的30億無銀行賬戶提供服務，他們厭倦了高費用且獲得金融服務的機會有限。”

Ardoino also pointed out that centralized bank tokens often come with strict KYC requirements, which might reduce accessibility for unbanked users in emerging markets.

Ardoino還指出，集中式銀行代幣通常需要嚴格的KYC要求，這可能會降低新興市場中未銀行賬戶用戶的可訪問性。

"We prefer to leave that aspect to the institutions and focus on what we do best: providing a trustless and frictionless experience for the unbanked majority."

“我們寧願將這一方面留給機構，並專注於我們最擅長的事情：為無銀行的多數席位提供無信任和無摩擦的體驗。”

The interview touched upon the implications of the new legislation and how it might affect Tether's operations. Ardoino confirmed that they are in talks with a Big Four auditor to increase trust and attract institutional capital.

採訪涉及了新立法的含義及其如何影響繫繩的行動。 Ardoino確認他們正在與四大審計師進行會談，以增加信任並吸引機構資本。

"We believe that completing an audit with a Big Four firm will be a pivotal moment in our journey, as it will validate our unique model for managing and reporting reserves, showcasing our commitment to transparency and best practices."

“我們認為，在四大公司中完成審核將是我們旅程中的關鍵時刻，因為它將驗證我們在管理和報告儲備金的獨特模型，展示我們對透明度和最佳實踐的承諾。”