繫繩首席執行官保羅·阿多利諾（Paolo Ardoino）說：“法定貨幣是有額外步驟的模因”

在迪拜的Token2049活動中共享的許多熱門和大膽的陳述中

Among the many hot takes and bold statements shared at the Token2049 event in Dubai on 30 April, Tether CEO Paolo Ardoino’s comment took the proverbial cake.

在4月30日在迪拜舉行的Token2049活動中，在迪拜的Token2049活動中分享了許多熱門的言論，繫繩首席執行官Paolo Ardoino的評論帶來了眾所周知的蛋糕。

“Fiat currencies are memecoins with extra steps,” he said.

他說：“法定貨幣是有額外步驟的成人。”

Now, as outlandish as the statement might seem at first glance, there was a kernel of truth to it. As Ardoino explained, humans create fiat currencies, changing them every few years; they shift sentiments and make decisions based on those changed sentiments. Therefore, “as memecoins, they are very unpredictable.”

現在，就像乍一看的聲明看起來一樣古怪，但它有一個真理的內核。正如Ardoino所解釋的那樣，人類創造了法定貨幣，每隔幾年改變一次。他們轉移情感並根據那些改變的情感做出決定。因此，“作為模因，它們是不可預測的。”

Spicy takes aside, Ardoino shared valid inputs on the adoption of stablecoins in our current financial setting and its future impact on the global financial landscape.

辛辣的東西，阿多利諾在我們當前的財務環境中採用了穩定幣及其對全球金融格局的未來影響共享有效的意見。

Tuning in to Paolo Ardoino from Tether at TOKEN2049 — exciting insights on stablecoins and the future of crypto! Guy Young, from $ENA can also be seen.#Token2049 ⁦@paoloardoino⁩ ⁦@token2049⁩ ⁦@ethena_labs⁩ ⁦@gdog97_⁩ pic.twitter.com/Z6mEJBTCnv

在Token2049的Tether中調查Paolo Ardoino，這是對Stablecoins和Crypto的未來的令人興奮的見解！蓋伊·楊（Guy Young），也可以看到$ ena。

— Tyrion Trades (@TradesTyr) April 30, 2025

- 2025年4月30日

Growing Role Of Stablecoin In Trade Financing

Stablecoin在貿易融資中的作用不斷增長

Ardoino observed that the world saw a surge in stablecoin adoption in the last 12 months.

阿多利諾觀察到，在過去的12個月中，全世界的採用率激增。

According to Ardoino, prior to 2020, the majority of Tether’s use cases lay in crypto trading. However, during and post-COVID, the emerging markets shifted, and people increasingly used stablecoins as a hedge against their rapidly depreciating national currencies against the US dollar.

根據Ardoino的說法，在2020年之前，Tether的大部分用例都在加密交易。然而，在雜種後和後期，新興市場發生了變化，人們越來越多地利用Stablecoins作為對沖他們迅速貶值的國家貨幣對美元的對沖。

Word-of-mouth promotions by the younger generation played a key role in mainstreaming the adoption of stablecoins among the older generation as a means of savings and settling payments instantly.

年輕一代的口口相傳促銷在主流化中的主流化中發揮了關鍵作用，以立即作為儲蓄和定居付款的一種手段。

Ardoino stated that currently, 37% of USDT users use the instrument as a means of saving. Additionally, 30% of USDT users use it to settle payments (cross-border remittances, etc.), while the rest remains tied to crypto trading.

Ardoino表示，目前，有37％的USDT用戶使用該工具作為儲蓄手段。此外，有30％的USDT用戶使用它來解決付款（跨境匯款等），而其餘的則與加密交易息息相關。

Reflecting on the institutional adoption of USDT, Ardoino explained that Tether is currently observing massive adoption in trade finance for commodity trading.

阿多利諾（Ardoino）反思了USDT的機構採用，解釋說，Tether目前正在觀察商品交易貿易融資的大量採用。

Stablecoins offer a huge value proposition for businesses engaged in time-sensitive operations such as oil shipment, where companies cannot unload barrels of oil on the dock until they reflect the payment, which currently can take anywhere from 5 business days to two weeks.

Stablecoins為從事時間敏感業務（例如石油運輸）的企業提供了巨大的價值主張，在該公司無法在碼頭上卸下石油，直到反映付款為止，目前可以將5個工作日至兩週的時間。

“I think the next leg up for USDT to get from 1.40 billion today to 1 trillion will be trade finance,” he concluded.

他總結說：“我認為下一條企業從今天的14億美元到1萬億美元將是貿易融資。”

Stablecoins To Unify Localised Economies

穩定本地經濟體的穩定幣

“The world is going back towards localisation,” said Ardoino, although money will remain globalised. He said that with the recent tariff announcements, countries are much more incentivised to develop their domestic markets.

“世界正在恢復本地化，”阿多利諾說，儘管錢將保持全球化。他說，隨著最近的關稅公告，各國更加激勵發展其國內市場。

“I want to have every single national currency be tokenised so that people can choose very quickly. They can move money. They can move value in a very transparent way. It’s very important that all the transactional value moves on-chain, but while allowing countries to look more at themselves and protect their markets because that’s gonna be the future,” he explained.

他解釋說：“我想讓每一種國貨幣都被換成標記，以便人們可以很快選擇。他們可以搬錢。他們可以以非常透明的方式移動價值。所有的交易價值都可以在鏈上移動鏈，但是允許國家可以更加了解自己並保護自己的市場，因為這是未來的，”他解釋說。

When quizzed on the issue of countries adopting stablecoins instead of their national currencies and any perceived pushback by local authorities due to this phenomenon, Ardoino said that USDT currently enables remittances that flow from countries like the US and Europe to countries where the national currency isn’t that strong.

由於這種現象，當對採用穩定幣而不是國家貨幣以及任何地方當局的任何挑戰的國家問問題時，Ardoino說，美國農業銀行當前可以使從美國和歐洲等國家流向國家貨幣的國家匯款。

On average, for emerging markets, remittances make up 20% of their GDP. The number can go up to 80% in some cases. Additionally, the reduced cost of moving funds is a huge enabler, as the recipients get to keep more of their money.

對於新興市場，匯款平均佔其GDP的20％。在某些情況下，這個數字最高可達80％。此外，由於收件人能夠保留更多的錢，因此降低的貨幣成本是一個巨大的推動力。

Moreover, as businesses and consumers in emerging markets largely import in dollars, they are increasingly embracing stablecoins to enable faster and more efficient settlements.

此外，隨著新興市場中的企業和消費者在很大程度上以美元進口，他們越來越擁抱Stablecoins，以更快，更有效的定居點。