系绳首席执行官保罗·阿多利诺（Paolo Ardoino）说：“法定货币是有额外步骤的模因”

在迪拜的Token2049活动中共享的许多热门和大胆的陈述中

Among the many hot takes and bold statements shared at the Token2049 event in Dubai on 30 April, Tether CEO Paolo Ardoino’s comment took the proverbial cake.

在4月30日在迪拜举行的Token2049活动中，在迪拜的Token2049活动中分享了许多热门的言论，系绳首席执行官Paolo Ardoino的评论带来了众所周知的蛋糕。

“Fiat currencies are memecoins with extra steps,” he said.

他说：“法定货币是有额外步骤的成人。”

Now, as outlandish as the statement might seem at first glance, there was a kernel of truth to it. As Ardoino explained, humans create fiat currencies, changing them every few years; they shift sentiments and make decisions based on those changed sentiments. Therefore, “as memecoins, they are very unpredictable.”

现在，就像乍一看的声明看起来一样古怪，但它有一个真理的内核。正如Ardoino所解释的那样，人类创造了法定货币，每隔几年改变一次。他们转移情感并根据那些改变的情感做出决定。因此，“作为模因，它们是不可预测的。”

Spicy takes aside, Ardoino shared valid inputs on the adoption of stablecoins in our current financial setting and its future impact on the global financial landscape.

辛辣的东西，阿多利诺在我们当前的财务环境中采用了稳定币及其对全球金融格局的未来影响共享有效的意见。

Tuning in to Paolo Ardoino from Tether at TOKEN2049 — exciting insights on stablecoins and the future of crypto! Guy Young, from $ENA can also be seen.#Token2049 ⁦@paoloardoino⁩ ⁦@token2049⁩ ⁦@ethena_labs⁩ ⁦@gdog97_⁩ pic.twitter.com/Z6mEJBTCnv

在Token2049的Tether中调查Paolo Ardoino，这是对Stablecoins和Crypto的未来的令人兴奋的见解！盖伊·杨（Guy Young），也可以看到$ ena。

— Tyrion Trades (@TradesTyr) April 30, 2025

- 2025年4月30日

Growing Role Of Stablecoin In Trade Financing

Stablecoin在贸易融资中的作用不断增长

Ardoino observed that the world saw a surge in stablecoin adoption in the last 12 months.

阿多利诺观察到，在过去的12个月中，全世界的采用率激增。

According to Ardoino, prior to 2020, the majority of Tether’s use cases lay in crypto trading. However, during and post-COVID, the emerging markets shifted, and people increasingly used stablecoins as a hedge against their rapidly depreciating national currencies against the US dollar.

根据Ardoino的说法，在2020年之前，Tether的大部分用例都在加密交易。然而，在杂种后和后期，新兴市场发生了变化，人们越来越多地利用Stablecoins作为对冲他们迅速贬值的国家货币对美元的对冲。

Word-of-mouth promotions by the younger generation played a key role in mainstreaming the adoption of stablecoins among the older generation as a means of savings and settling payments instantly.

年轻一代的口口相传促销在主流化中的主流化中发挥了关键作用，以立即作为储蓄和定居付款的一种手段。

Ardoino stated that currently, 37% of USDT users use the instrument as a means of saving. Additionally, 30% of USDT users use it to settle payments (cross-border remittances, etc.), while the rest remains tied to crypto trading.

Ardoino表示，目前，有37％的USDT用户使用该工具作为储蓄手段。此外，有30％的USDT用户使用它来解决付款（跨境汇款等），而其余的则与加密交易息息相关。

Reflecting on the institutional adoption of USDT, Ardoino explained that Tether is currently observing massive adoption in trade finance for commodity trading.

阿多利诺（Ardoino）反思了USDT的机构采用，解释说，Tether目前正在观察商品交易贸易融资的大量采用。

Stablecoins offer a huge value proposition for businesses engaged in time-sensitive operations such as oil shipment, where companies cannot unload barrels of oil on the dock until they reflect the payment, which currently can take anywhere from 5 business days to two weeks.

Stablecoins为从事时间敏感业务（例如石油运输）的企业提供了巨大的价值主张，在该公司无法在码头上卸下石油，直到反映付款为止，目前可以将5个工作日至两周的时间。

“I think the next leg up for USDT to get from 1.40 billion today to 1 trillion will be trade finance,” he concluded.

他总结说：“我认为下一条企业从今天的14亿美元到1万亿美元将是贸易融资。”

Stablecoins To Unify Localised Economies

稳定本地经济体的稳定币

“The world is going back towards localisation,” said Ardoino, although money will remain globalised. He said that with the recent tariff announcements, countries are much more incentivised to develop their domestic markets.

“世界正在恢复本地化，”阿多利诺说，尽管钱将保持全球化。他说，随着最近的关税公告，各国更加激励发展其国内市场。

“I want to have every single national currency be tokenised so that people can choose very quickly. They can move money. They can move value in a very transparent way. It’s very important that all the transactional value moves on-chain, but while allowing countries to look more at themselves and protect their markets because that’s gonna be the future,” he explained.

他解释说：“我想让每一种国货币都被换成标记，以便人们可以很快选择。他们可以搬钱。他们可以以非常透明的方式移动价值。所有的交易价值都可以在链上移动链，但是允许国家可以更加了解自己并保护自己的市场，因为这是未来的，”他解释说。

When quizzed on the issue of countries adopting stablecoins instead of their national currencies and any perceived pushback by local authorities due to this phenomenon, Ardoino said that USDT currently enables remittances that flow from countries like the US and Europe to countries where the national currency isn’t that strong.

由于这种现象，当对采用稳定币而不是国家货币以及任何地方当局的任何挑战的国家问问题时，Ardoino说，美国农业银行当前可以使从美国和欧洲等国家流向国家货币的国家汇款。

On average, for emerging markets, remittances make up 20% of their GDP. The number can go up to 80% in some cases. Additionally, the reduced cost of moving funds is a huge enabler, as the recipients get to keep more of their money.

对于新兴市场，汇款平均占其GDP的20％。在某些情况下，这个数字最高可达80％。此外，由于收件人能够保留更多的钱，因此降低的货币成本是一个巨大的推动力。

Moreover, as businesses and consumers in emerging markets largely import in dollars, they are increasingly embracing stablecoins to enable faster and more efficient settlements.

此外，随着新兴市场中的企业和消费者在很大程度上以美元进口，他们越来越拥抱Stablecoins，以更快，更有效的定居点。