Sygnum Bank通过允许客户使用Staked Solana（SOL）获得贷款来扩展加密货币产品

总部位于瑞士的Sygnum Bank通过允许客户使用Staked Solana（SOL）获得多货币菲亚特贷款，从而扩展了其加密货币产品。

Sygnum Bank, based in Switzerland, has expanded its cryptocurrency offerings by enabling customers to secure multi-currency fiat loans using staked Solana (SOL). This move grants investors liquidity for various needs without sacrificing staking gains, catering to growing institutional demand for versatile crypto-backed financing.

总部位于瑞士的Sygnum Bank通过使客户能够使用Staked Solana（SOL）获得多阶段的FIAT贷款，从而扩展了其加密货币产品。这一举动使投资者的流动性满足了各种需求，而无需牺牲积分收益，从而满足了对多功能加密支持融资的机构需求的不断增长。

The bank’s Lombard loan program, spanning over 20 digital assets, has now added staked SOL, allowing clients to borrow in Swiss francs, euros, USD, and Singapore dollars. This addition to the loan program coincides with Sygnum’s doubling of its crypto lending volume in the past 12 months, driven by escalating interest from institutions and high-net-worth investors.

该银行的Lombard贷款计划涵盖了20多个数字资产，现在添加了固定的SOL，使客户可以借入瑞士法郎，欧元，美元和新加坡美元。这项贷款计划的补充恰逢Sygnum在过去12个月中的加密贷款量增加一倍，这是由于机构和高净值投资者的兴趣升级而驱动的。

Two avenues of income for SOL

SOL收入的两种途径

Sygnum’s newest offering allows clients to cash out a portion of their staked Solana holdings while still receiving staking rewards. The bank highlights that this combination—investors earning income on their loan proceeds and yields from staking—presents a compelling proposition.

Sygnum的最新产品允许客户兑现其一部分固定的Solana Holdings，同时仍能获得Stricking Rewards。该银行强调，这种组合（从贷款收益中获得收入的投资者都会从积累中获得收入，并获得了一个令人信服的主张。

To aid in covering loan fees through staking gains, Sygnum ensures minimal borrowing prices. This cost-effective aspect makes the loans appealing to clients seeking to raise cash without selling their crypto assets. The bank’s collateral pool already encompasses cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), unstaked SOL, Polkadot (DOT), and Ripple (XRP).

为了通过积分收益来支付贷款费用，Sygnum确保了最低的借贷价格。这一具有成本效益的方面使贷款吸引了寻求筹集现金而无需出售其加密资产的客户。该银行的抵押池已经包含了比特币（BTC），以太坊（ETH），未固定的Sol，Polkadot（dot）和Ripple（XRP）等加密货币。

The head of credit and lending at Sygnum, Benedikt Koedel, emphasizes that introducing staked Solana fulfills a crucial demand from investors. He adds, “This option allows them to optimize returns on their staked Solana tokens without losing access to liquid funds—which aligns perfectly with Sygnum’s goal of combining traditional finance and digital assets to empower investors with best-in-class solutions.”

Benedikt Koedel在Sygnum的信用和贷款负责人强调，引入固定的Solana满足了投资者的关键需​​求。他补充说：“此选项使他们可以优化固定的Solana代币上的回报而不会失去液体资金的访问权限，这完全符合Sygnum将传统金融和数字资产结合起来，以使投资者与最佳解决方案相结合。”

Sygnum’s inclusion of staked SOL showcases the rising popularity of Solana, a high-performance blockchain known for rapid transactions and low costs.

Sygnum的固定溶胶包括Solana的普及，这是一个以快速交易和低成本而闻名的高性能区块链。

Institutional demand fuels lending growth

机构需求燃料贷款增长

The move to include staked SOL as collateral arrives as Sygnum’s lending activity is surging. According to the bank, the doubling of its Lombard loan volume is due to escalating interest from institutions in crypto-backed financing. A November 2024 survey by Sygnum, covering over 400 high-net-worth investors across 27 countries, reveals high confidence in cryptocurrencies for portfolio diversification and as a hedge against macroeconomic uncertainty.

随着Sygnum的贷款活动急剧激增，随着抵押品的到来，该举动包括固定溶胶。该银行称，其伦巴第贷款量的增加是由于机构在加密支持融资中的利息升级。 2024年11月的Sygnum调查涵盖了27个国家 /地区的400多家高净值投资者，揭示了对投资组合多元化的加密货币的高度信心，并且是对宏观经济不确定性的对冲。

This trend aligns with broader market dynamics. Despite institutions venturing into the digital asset space, there’s still room for expansion. Collaborations with conventional finance outfits like Swiss bank PostFinance are broadening access to crypto services through Sygnum.

这种趋势与更广泛的市场动态保持一致。尽管机构冒险进入数字资产空间，但仍然有扩展的空间。与瑞士银行邮政局（Swiss Bank Postfinance）这样的常规融资服装的合作正在扩大通过Sygnum获得加密服务的访问。

Sygnum, regulated by the Swiss Financial Market Supervisory Authority (FINMA), guarantees compliance and safety for its clients. The bank’s aggressive lending practices and commitment to institutional-grade custody have propelled it to the forefront of the digital asset banking market.

由瑞士金融市场监督管理局（FINMA）监管的Sygnum保证其客户的合规性和安全性。该银行的积极贷款实践和对机构托管的承诺将其推向了数字资产银行市场的最前沿。

It is in response to a discerning investor client base that values both yield and liquidity that Sygnum is introducing staked SOL as collateral. The ability of the bank to innovate in a regulated environment speaks to the bank’s role in the increasing presence of cryptocurrencies in mainstream finance.

正是为了响应挑剔的投资者客户群，即Sygnum将固定的SOL作为抵押品引入了收益率和流动性。银行在受管制环境中进行创新的能力表明，银行在主流金融中加密货币的存在中的作用。