Swift，Linea和Bank Inter Bank消息傳遞：一個新時代？

Swift探索了使用Linea進行銀行間消息傳遞的線索探索區塊鏈，這表明了全球金融的潛在轉變。主要銀行正在測試水域。

SWIFT, Linea, and Interbank Messaging: A New Era?

Swift，Linea和Bank Inter Bank消息傳遞：一個新時代？

SWIFT is diving into blockchain, selecting Linea for a pilot to explore moving its messaging system on-chain. Major banks are participating in the trial to explore how blockchain could improve interbank communication.

Swift正在潛入區塊鏈，為飛行員選擇Linea，以探索其鏈上移動其消息傳遞系統。主要銀行正在參加試驗，以探討區塊鏈如何改善銀行間的交流。

Why Linea? Privacy and Compliance

為什麼要血統？隱私和合規性

Linea's focus on privacy and compliance makes it a great choice for SWIFT's blockchain initiatives. The network prioritizes privacy through advanced cryptographic proofs, designed to enable banks to innovate while remaining fully compliant.

Linea對隱私和合規性的關注使其成為Swift區塊鏈計劃的絕佳選擇。該網絡通過先進的加密證明將隱私優先級，旨在使銀行能夠創新，同時保持完全合規。

SWIFT's Blockchain Journey

斯威夫特的區塊鏈旅程

SWIFT is testing blockchain to make payments faster, increase transparency, and enable more automated processing, all while maintaining strict regulatory oversight. SWIFT has previously explored blockchain and said that banks will begin live tests of digital instruments and transactions on its network this year. The organization is also developing an interbank token.

Swift正在測試區塊鏈，以更快地進行付款，提高透明度並啟用更多自動化處理，同時保持嚴格的監管監督。斯威夫特此前曾探索過區塊鏈，並表示銀行今年將在其網絡上開始實時測試數字工具和交易。該組織還在開發銀行間代幣。

Challenges and Competition

挑戰和競爭

The project still has several months before going live, and it will need to address key challenges. Competition in international payments is increasing. Ripple has promoted its blockchain network as a faster and lower-cost alternative to SWIFT’s traditional system. These developments show how both networks are turning to blockchain to adapt to evolving payment needs.

該項目在上線之前仍有幾個月，需要應對關鍵挑戰。國際支付的競爭正在增加。 Ripple推廣了其區塊鍊網絡，作為Swift傳統系統的更快，更低成本的替代方案。這些發展顯示了兩個網絡如何轉向區塊鏈以適應不斷發展的付款需求。

Banks Are Paying Attention

銀行正在關注

For big names like BNP Paribas and BNY Mellon, this is more than tinkering with new tech. If blockchain-based messaging works, it could merge communications and settlement into a single, seamless layer. That means lower costs and fewer delays.

對於BNP Paribas和BNY Mellon等大人物，這不僅僅是對新技術的修補。如果基於區塊鏈的消息傳遞有效，它可以將通信和解決方案合併為一個無縫的層。這意味著較低的成本和更少的延遲。

My Take

我的看法

Integrating blockchain into existing systems will require time, investment, and regulatory patience. Questions remain around how such a system would perform at the scale SWIFT operates, and whether regulators across the US, EU and Asia would be comfortable with it.

將區塊鏈整合到現有系統中將需要時間，投資和監管耐心。關於這種系統在Swift Swift的運行方式以及美國，歐盟和亞洲各地的監管機構是否對此感到滿意的問題。

SWIFT has always moved carefully. Over the past few years, it has tested APIs, dabbled with AI to fight fraud, and explored tokenized asset transfers. Partnering with Linea fits this pattern: try a controlled, private environment before scaling anything to the public. If the pilot succeeds, it could become one of the largest real-world blockchain deployments yet.

斯威夫特一直謹慎地移動。在過去的幾年中，它已經測試了API，涉足AI來打擊欺詐，並探索了令牌化資產轉移。與Linea合作擬合了這種模式：在向公眾擴展任何內容之前，請嘗試一個受控的私人環境。如果飛行員成功，它可能會成為迄今為止最大的現實區塊鏈部署之一。

So, SWIFT and blockchain? It's like your grandma learning TikTok – unexpected, but potentially revolutionary. Keep an eye on this; it might just change how money moves around the world!

那麼，Swift and Blockchain？就像您的奶奶學習Tiktok一樣 - 出乎意料的，但可能是革命性的。密切注意這一點；這可能會改變金錢在世界各地的發展！