Swift，Linea和Bank Inter Bank消息传递：一个新时代？

Swift探索了使用Linea进行银行间消息传递的线索探索区块链，这表明了全球金融的潜在转变。主要银行正在测试水域。

SWIFT, Linea, and Interbank Messaging: A New Era?

Swift，Linea和Bank Inter Bank消息传递：一个新时代？

SWIFT is diving into blockchain, selecting Linea for a pilot to explore moving its messaging system on-chain. Major banks are participating in the trial to explore how blockchain could improve interbank communication.

Swift正在潜入区块链，为飞行员选择Linea，以探索其链上移动其消息传递系统。主要银行正在参加试验，以探讨区块链如何改善银行间的交流。

Why Linea? Privacy and Compliance

为什么要血统？隐私和合规性

Linea's focus on privacy and compliance makes it a great choice for SWIFT's blockchain initiatives. The network prioritizes privacy through advanced cryptographic proofs, designed to enable banks to innovate while remaining fully compliant.

Linea对隐私和合规性的关注使其成为Swift区块链计划的绝佳选择。该网络通过先进的加密证明将隐私优先级，旨在使银行能够创新，同时保持完全合规。

SWIFT's Blockchain Journey

斯威夫特的区块链旅程

SWIFT is testing blockchain to make payments faster, increase transparency, and enable more automated processing, all while maintaining strict regulatory oversight. SWIFT has previously explored blockchain and said that banks will begin live tests of digital instruments and transactions on its network this year. The organization is also developing an interbank token.

Swift正在测试区块链，以更快地进行付款，提高透明度并启用更多自动化处理，同时保持严格的监管监督。斯威夫特此前曾探索过区块链，并表示银行今年将在其网络上开始实时测试数字工具和交易。该组织还在开发银行间代币。

Challenges and Competition

挑战和竞争

The project still has several months before going live, and it will need to address key challenges. Competition in international payments is increasing. Ripple has promoted its blockchain network as a faster and lower-cost alternative to SWIFT’s traditional system. These developments show how both networks are turning to blockchain to adapt to evolving payment needs.

该项目在上线之前仍有几个月，需要应对关键挑战。国际支付的竞争正在增加。 Ripple推广了其区块链网络，作为Swift传统系统的更快，更低成本的替代方案。这些发展显示了两个网络如何转向区块链以适应不断发展的付款需求。

Banks Are Paying Attention

银行正在关注

For big names like BNP Paribas and BNY Mellon, this is more than tinkering with new tech. If blockchain-based messaging works, it could merge communications and settlement into a single, seamless layer. That means lower costs and fewer delays.

对于BNP Paribas和BNY Mellon等大人物，这不仅仅是对新技术的修补。如果基于区块链的消息传递有效，它可以将通信和解决方案合并为一个无缝的层。这意味着较低的成本和更少的延迟。

My Take

我的看法

Integrating blockchain into existing systems will require time, investment, and regulatory patience. Questions remain around how such a system would perform at the scale SWIFT operates, and whether regulators across the US, EU and Asia would be comfortable with it.

将区块链整合到现有系统中将需要时间，投资和监管耐心。关于这种系统在Swift Swift的运行方式以及美国，欧盟和亚洲各地的监管机构是否对此感到满意的问题。

SWIFT has always moved carefully. Over the past few years, it has tested APIs, dabbled with AI to fight fraud, and explored tokenized asset transfers. Partnering with Linea fits this pattern: try a controlled, private environment before scaling anything to the public. If the pilot succeeds, it could become one of the largest real-world blockchain deployments yet.

斯威夫特一直谨慎地移动。在过去的几年中，它已经测试了API，涉足AI来打击欺诈，并探索了令牌化资产转移。与Linea合作拟合了这种模式：在向公众扩展任何内容之前，请尝试一个受控的私人环境。如果飞行员成功，它可能会成为迄今为止最大的现实区块链部署之一。

So, SWIFT and blockchain? It's like your grandma learning TikTok – unexpected, but potentially revolutionary. Keep an eye on this; it might just change how money moves around the world!

那么，Swift and Blockchain？就像您的奶奶学习Tiktok一样 - 出乎意料的，但可能是革命性的。密切注意这一点；这可能会改变金钱在世界各地的发展！