Swift，Linea和On-Chain Systems：銀行間消息傳遞的新時代？

斯威夫特（Swift）正在與主要銀行的Linea，Consensys的L2 Linea上測試鏈上消息。這標誌著國際支付的技術轉變，探索了區塊鏈的潛力。

Hold on to your hats, folks! The usually staid world of international banking is about to get a serious jolt of blockchain magic. SWIFT, the granddaddy of interbank messaging, is dipping its toes into the on-chain waters with Linea, the Layer 2 blockchain from Consensys.

抓住你的帽子，伙計們！通常，國際銀行業務的穩定世界將嚴重震撼區塊鏈魔術。銀行間消息的祖父斯威夫特（Swift）將腳趾與Linea（來自Consensys的第2層區塊鏈）浸入鏈上。

SWIFT and Linea: A Budding Romance

Swift and Linea：萌芽的浪漫

After months of negotiation, SWIFT is finally moving forward to test its on-chain messaging system on Linea. Big names like BNP Paribas and BNY Mellon are joining the multi-month trial. The goal? To see if blockchain can boost the speed and programmability of international payments. They're even kicking around the idea of using stablecoins to power tokenized transactions. This project promises a major technological transformation for the international interbank payments industry.

經過幾個月的談判，Swift終於向前邁進，以測試其在Linea上的鏈上消息傳遞系統。 BNP Paribas和BNY Mellon之類的知名人士正在加入多個月的審判。目標？查看區塊鍊是否可以提高國際付款的速度和可編程性。他們甚至圍繞著使用Stablecoins為令牌化交易提供動力的想法。該項目有望為國際銀行間支付行業進行重大的技術轉型。

Why Linea?

為什麼要血統？

Linea was reportedly chosen for its cryptographic privacy capabilities. This allows participating banks to test blockchain functionalities without exposing sensitive commercial information.

據報導，Linea因其加密隱私能力而被選為。這使參與銀行可以在不暴露敏感商業信息的情況下測試區塊鏈功能。

The Promise of On-Chain Payments

鏈上付款的承諾

Instead of sending a flurry of messages between accounts, transactions could be recorded as single on-chain payments. Banks are hoping this move will slash costs and create smoother connections with tokenized financial assets like bonds and shares. Imagine payments and settlements merging into one secure on-chain transaction – that's the future they're aiming for!

交易可以記錄為單一的鏈付款，而不是在帳戶之間發送一系列消息。銀行希望這一舉動能夠削減成本，並與債券和股票（如債券和股票）建立更平穩的聯繫。想像一下，付款和定居點合併為一項安全的鏈接交易 - 這就是他們的目標！

Ripple (XRP) Ledger in the Mix?

Ripple（XRP）分類帳中的混合物？

While Linea is the current focus, it's worth noting that SWIFT has been exploring other blockchain systems, including Ripple's XRP Ledger. While XRP offers potential for real-time value transfer, regulatory and legal considerations make it a riskier bet compared to stablecoin integration. The most likely scenario is a multi-rail arrangement, where Ripple’s XRP Ledger is available as an option for institutions that value its liquidity and speed of settlement.

儘管Linea是當前的重點，但值得注意的是，Swift一直在探索其他區塊鏈系統，包括Ripple的XRP Ledger。儘管XRP提供了實時價值轉移的潛力，但與Stablecoin集成相比，監管和法律考慮使其成為更風險的賭注。最有可能的情況是一種多軌安排，它可以作為重視其流動性和和解速度的機構的選擇。

Lamina1 and Linea Partnership

Lamina1和Linea Partnership

Lamina1, initially launched on the Avalanche blockchain, has entered into a strategic partnership with Linea. This collaboration marks a significant step towards fulfilling Lamina1’s original vision of enhanced blockchain capabilities.

Lamina1最初是在雪崩區塊鏈上推出的，已與Linea建立了戰略合作夥伴關係。這項合作標誌著朝著實現Lamina1的最初增強區塊鏈功能的願景邁出的重要一步。

The Bottom Line

底線

The interbank network connects more than 11,000 institutions around the world handling billions of messages every year. SWIFT's move towards on-chain systems, particularly with Linea, signals a significant shift in how international payments could be handled. While challenges remain, the potential for faster, cheaper, and more efficient transactions is too enticing to ignore.

銀行間網絡每年連接全球11,000多家機構，每年處理數十億條消息。斯威夫特（Swift）朝著鏈上系統（尤其是Linea）邁進的邁進，這表明如何處理國際付款方式發生了重大轉變。儘管挑戰仍然存在，但更快，更便宜和更有效的交易的潛力太誘人而無法忽略。

So, will this be the start of a beautiful friendship between traditional finance and blockchain? Only time will tell, but one thing's for sure: the financial landscape is about to get a whole lot more interesting. Get ready for the ride!

那麼，這將是傳統金融和區塊鏈之間美麗友誼的開始嗎？只有時間會說明，但是可以肯定的是：金融格局即將變得更加有趣。準備騎車！