Swift，Linea和On-Chain Systems：银行间消息传递的新时代？

斯威夫特（Swift）正在与主要银行的Linea，Consensys的L2 Linea上测试链上消息。这标志着国际支付的技术转变，探索了区块链的潜力。

Hold on to your hats, folks! The usually staid world of international banking is about to get a serious jolt of blockchain magic. SWIFT, the granddaddy of interbank messaging, is dipping its toes into the on-chain waters with Linea, the Layer 2 blockchain from Consensys.

抓住你的帽子，伙计们！通常，国际银行业务的稳定世界将严重震撼区块链魔术。银行间消息的祖父斯威夫特（Swift）将脚趾与Linea（来自Consensys的第2层区块链）浸入链上。

SWIFT and Linea: A Budding Romance

Swift and Linea：萌芽的浪漫

After months of negotiation, SWIFT is finally moving forward to test its on-chain messaging system on Linea. Big names like BNP Paribas and BNY Mellon are joining the multi-month trial. The goal? To see if blockchain can boost the speed and programmability of international payments. They're even kicking around the idea of using stablecoins to power tokenized transactions. This project promises a major technological transformation for the international interbank payments industry.

经过几个月的谈判，Swift终于向前迈进，以测试其在Linea上的链上消息传递系统。 BNP Paribas和BNY Mellon之类的知名人士正在加入多个月的审判。目标？查看区块链是否可以提高国际付款的速度和可编程性。他们甚至围绕着使用Stablecoins为令牌化交易提供动力的想法。该项目有望为国际银行间支付行业进行重大的技术转型。

Why Linea?

为什么要血统？

Linea was reportedly chosen for its cryptographic privacy capabilities. This allows participating banks to test blockchain functionalities without exposing sensitive commercial information.

据报道，Linea因其加密隐私能力而被选为。这使参与银行可以在不暴露敏感商业信息的情况下测试区块链功能。

The Promise of On-Chain Payments

链上付款的承诺

Instead of sending a flurry of messages between accounts, transactions could be recorded as single on-chain payments. Banks are hoping this move will slash costs and create smoother connections with tokenized financial assets like bonds and shares. Imagine payments and settlements merging into one secure on-chain transaction – that's the future they're aiming for!

交易可以记录为单一的链付款，而不是在帐户之间发送一系列消息。银行希望这一举动能够削减成本，并与债券和股票（如债券和股票）建立更平稳的联系。想象一下，付款和定居点合并为一项安全的链接交易 - 这就是他们的目标！

Ripple (XRP) Ledger in the Mix?

Ripple（XRP）分类帐中的混合物？

While Linea is the current focus, it's worth noting that SWIFT has been exploring other blockchain systems, including Ripple's XRP Ledger. While XRP offers potential for real-time value transfer, regulatory and legal considerations make it a riskier bet compared to stablecoin integration. The most likely scenario is a multi-rail arrangement, where Ripple’s XRP Ledger is available as an option for institutions that value its liquidity and speed of settlement.

尽管Linea是当前的重点，但值得注意的是，Swift一直在探索其他区块链系统，包括Ripple的XRP Ledger。尽管XRP提供了实时价值转移的潜力，但与Stablecoin集成相比，监管和法律考虑使其成为更风险的赌注。最有可能的情况是一种多轨安排，它可以作为重视其流动性和和解速度的机构的选择。

Lamina1 and Linea Partnership

Lamina1和Linea Partnership

Lamina1, initially launched on the Avalanche blockchain, has entered into a strategic partnership with Linea. This collaboration marks a significant step towards fulfilling Lamina1’s original vision of enhanced blockchain capabilities.

Lamina1最初是在雪崩区块链上推出的，已与Linea建立了战略合作伙伴关系。这项合作标志着朝着实现Lamina1的最初增强区块链功能的愿景迈出的重要一步。

The Bottom Line

底线

The interbank network connects more than 11,000 institutions around the world handling billions of messages every year. SWIFT's move towards on-chain systems, particularly with Linea, signals a significant shift in how international payments could be handled. While challenges remain, the potential for faster, cheaper, and more efficient transactions is too enticing to ignore.

银行间网络每年连接全球11,000多家机构，每年处理数十亿条消息。斯威夫特（Swift）朝着链上系统（尤其是Linea）迈进的迈进，这表明如何处理国际付款方式发生了重大转变。尽管挑战仍然存在，但更快，更便宜和更有效的交易的潜力太诱人而无法忽略。

So, will this be the start of a beautiful friendship between traditional finance and blockchain? Only time will tell, but one thing's for sure: the financial landscape is about to get a whole lot more interesting. Get ready for the ride!

那么，这将是传统金融和区块链之间美丽友谊的开始吗？只有时间会说明，但是可以肯定的是：金融格局即将变得更加有趣。准备骑车！