Swift，以太坊和Stablecoins：關於財務未來的紐約一分鐘

Swift的試點計劃測試以太坊穩定付款的付款表明有很大的轉變。這是跨境財務的未來嗎？讓我們分解。

Yo, what's the deal? SWIFT, Ethereum, and stablecoins walk into a bar... Nah, but seriously, the old guard's getting cozy with the new kids on the block, and it's kinda a big deal. SWIFT's testing out Ethereum stablecoin payments, and everyone's watching. Here's the lowdown.

喲，這是怎麼回事？斯威夫特，以太坊和穩定的人走進酒吧……不，不，說真的，老後衛與新的孩子們陷入困境，這很重要。斯威夫特（Swift）測試以太坊穩定付款，每個人都在看。這是低點。

SWIFT's Ethereum Stablecoin Shindig: What's the Hype?

Swift的以太坊Stablecoin Shindig：炒作是什麼？

So, SWIFT – the backbone of international bank transfers – is playing around with Ethereum stablecoins on Consensys' Linea blockchain. Why? Because the old system is slower than a Sunday afternoon stroll in Central Park. We're talking faster, cheaper, and more transparent cross-border payments. Imagine sending money overseas without all the fees and waiting – that's the dream.

因此，國際銀行轉讓的骨幹的斯威夫特（Swift）正在與Consensys的Linea區塊鏈上玩耍以太坊穩定。為什麼？因為舊系統比周日下午在中央公園漫步慢。我們正在談論更快，更便宜，更透明的跨境支付。想像一下，在國外匯款而沒有所有的費用並等待 - 那是夢想。

This ain't just some side project either. Major banks like BNP Paribas and BNY Mellon are in on it. They're not just dipping their toes; they're cannonballing into the digital asset pool. This pilot program aims to show how banks can settle payments directly on the blockchain, cutting out the middlemen and making everything lightning-fast.

這也不只是一些附帶項目。法國巴黎銀行（BNP Paribas）和BNY Mellon等主要銀行正在加入。他們不只是俯衝腳趾；他們正在進入數字資產池中。該試點計劃旨在展示銀行如何直接在區塊鏈上解決付款，削減中間人並使一切變得閃電。

Linea: The Blockchain Backbone

Linea：區塊鏈骨幹

SWIFT chose Linea, an Ethereum Layer 2 network, for a reason. It's all about speed, security, and keeping things private. Linea's tech handles a ton of transactions at a low cost, all while keeping the security of Ethereum. Plus, it addresses those pesky regulatory concerns about data privacy. Smart move, SWIFT.

Swift選擇Linea，這是一個以太坊2層網絡，其原因。這一切都與速度，安全性和保持私密性有關。 Linea的技術以低成本處理大量交易，同時保持以太坊的安全性。另外，它解決了關於數據隱私的討厭的監管問題。明智的舉動，迅速。

Winners, Losers, and Ripple's Side-Eye

獲勝者，失敗者和Ripple的側眼

Who's winning? BNP Paribas and BNY Mellon get to shape the future of blockchain-based payments. Consensys? Their Linea network just got a major stamp of approval. As for Ripple (XRP), well, they've been touting blockchain for cross-border payments for ages. SWIFT's move is like showing up to the party with the same outfit – awkward! Still, broader blockchain adoption can open doors for everyone.

誰贏了？法國巴黎銀行（BNP Paribas）和BNY Mellon能夠塑造基於區塊鏈的付款的未來。共識？他們的Linea網絡剛剛獲得了重大批准。至於Ripple（XRP），好吧，他們一直在吹捧一個年齡段的跨境支付區塊鏈。斯威夫特的舉動就像是穿著同樣的服裝參加聚會的舉動 - 尷尬！儘管如此，更廣泛的區塊鏈採用仍可以為所有人打開大門。

My Two Cents: A Glimpse into the Future

我的兩分錢：瞥見未來

Alright, here's my take. This SWIFT and Ethereum tango is more than just a test; it's a sign of the times. Traditional finance can't ignore digital assets anymore. The fact that SWIFT is diving in headfirst shows they're serious about staying relevant. I think SWIFT are trying to reinvent themselves and the industry, to stay relevant and provide better services in this ever changing world.

好吧，這是我的看法。這種迅速和以太探戈不僅僅是測試。這是時代的標誌。傳統財務不再忽略數字資產。斯威夫特首先潛水的事實表明，他們對保持相關性很認真。我認為Swift試圖重塑自己和行業，以保持相關性並在這個不斷變化的世界中提供更好的服務。

But here's the kicker: The test focuses on using "regulated stablecoins" or "stablecoin-like tokens." This isn't about wild west crypto; it's about bringing digital assets into a compliant, supervised system. Regulators are gonna be all over this, figuring out how to handle these new financial instruments.

但是，這是踢腳：測試的重點是使用“調節的穩定幣”或“ stablecoin樣令牌”。這與Wild West Crypto無關；這是關於將數字資產帶入合規的監督系統。監管機構將全力以赴，弄清楚如何處理這些新的金融工具。

The Road Ahead: What's Next?

前方的道路：下一步是什麼？

Keep your eyes peeled for the results of this pilot program. SWIFT's planning even broader trials with stablecoins, tokenized currencies, and CBDCs. By the end of 2025, SWIFT will fully transition to the ISO 20022 MX format, which is basically blockchain-friendly. The stablecoin market could explode, reaching trillions of dollars by 2030. Buckle up, folks.

睜大眼睛，以獲得該試點計劃的結果。斯威夫特（Swift）的規劃甚至更廣泛的試驗，即用穩定的貨幣和CBDC進行。到2025年底，Swift將完全過渡到ISO 20022 MX格式，該格式基本上對區塊鏈友好。 Stablecoin市場可能會爆炸，到2030年到達數万億美元。

Final Thoughts: A New Chapter

最終想法：新篇章

This SWIFT and Ethereum stablecoin situation is a pivotal moment. It’s a big step towards a more efficient and connected financial world. Keep an eye on how this plays out – it's gonna be interesting. Who knows, maybe one day we'll all be paying for our morning coffee with stablecoins, sent through a SWIFT-powered blockchain. The future is now, baby!

這種迅速而以太坊的穩定狀況是一個關鍵的時刻。這是邁向更高效和聯繫的金融界的重要一步。請密切關注這種情況 - 這將很有趣。誰知道，也許有一天我們都會用穩定的區塊鏈寄來的stabablecoins付費。寶貝現在的未來！