Swift，以太坊和Stablecoins：紐約市全球金融的新時代

探索斯威夫特（Swift）進入以太坊（Ethereum）的血清進行穩定測試，這標誌著金融中的關鍵時刻。發現對跨境支付的影響。

Yo, what's the deal? The financial world is buzzing, and it's all about SWIFT, Ethereum, and stablecoins. It's like your grandpa suddenly learning to rap – unexpected, but kinda cool. Let's break it down, New York style.

喲，這是怎麼回事？金融界正在嗡嗡作響，這一切都與Swift，Ethereum和Stablecoins有關。就像您的爺爺突然學習說唱一樣 - 出乎意料，但有點酷。讓我們分解，紐約風格。

SWIFT Steps into the Ring with Ethereum's Linea

迅速使用以太坊的血統進入戒指

Alright, picture this: SWIFT, the OG of global financial messaging, is teaming up with Ethereum's Linea, a Layer-2 network, to test stablecoins. Word on the street is this pilot program, launched around September 2025, could change the game for cross-border payments. We're talking faster, cheaper, and more transparent transactions – a major upgrade from the snail-paced, high-fee system we're used to.

好吧，想像一下：Swift，全球金融消息的OG，正在與以太坊的Linea（第2層網絡）合作，以測試StableCoins。街上的消息是，該試點計劃於2025年9月左右啟動，可以改變跨境支付的遊戲。我們正在談論的速度更快，更便宜，更透明的交易 - 從我們習慣的蝸牛節奏的高費系統中進行了重大升級。

This ain't just some casual fling. SWIFT's serious about modernizing its network, which connects over 11,000 financial institutions. By using Linea's tech – think high-speed, low-cost, and super secure – SWIFT aims to combine messaging and settlement into one smooth, on-chain process. Translation? Real-time tracking and way fewer headaches.

這不僅僅是休閒的逃亡。斯威夫特（Swift）認真對其現代化的網絡現代化，該網絡連接了11,000多個金融機構。通過使用Linea的技術 - 考慮高速，低成本和超級安全 - Swift的目標是將消息傳遞和沈降組合為一個平​​滑的鏈過程。翻譯？實時跟踪，頭痛更少。

The Linea Connection: Privacy is Key

血統連接：隱私是關鍵

So, why Linea? Turns out, privacy is a big deal. Linea, backed by Consensys, uses zero-knowledge proofs, which are like secret codes that keep your data safe and sound. This is crucial for banks that gotta play by the rules. Plus, this stablecoin testing is part of SWIFT's bigger plan to get into digital assets, something they've been hinting at since October 2024. Major players like BNP Paribas and BNY Mellon are already in the mix.

那麼，為什麼呢？事實證明，隱私是一件大事。 LILEA在共識的支持下使用零知識證明，就像確保數據安全和合理的秘密代碼一樣。這對於必須按照規則發揮作用的銀行至關重要。另外，這種Stablecoin測試是Swift涉足數字資產的更大計劃的一部分，這是他們自2024年10月以來一直在暗示的。 BNP Paribas和BNY Mellon等主要參與者已經在其中。

Who Wins, Who Loses? The New Financial Order

誰贏了，誰輸了？新的金融秩序

This ain't all sunshine and roses, though. Some will thrive, others might struggle. Consensys and Linea are set to benefit big time, potentially boosting Linea's value. Banks that jump on board early, like BNP Paribas and BNY Mellon, could gain a serious edge. But those old-school correspondent banks relying on ancient tech? They might find themselves on the losing side. SWIFT's move signals a direct institutional embrace of blockchain principles, potentially shifting the competitive landscape.

不過，這並不是所有的陽光和玫瑰。有些會繁衍生息，另一些人可能會掙扎。 Consensys和Linea設定有利於大時的時間，有可能提高Linea的價值。 BNP Paribas和BNY Mellon等早期加入船的銀行可能會獲得嚴重的優勢。但是那些依靠古代技術的老式記者銀行？他們可能會發現自己站在失敗的一面。斯威夫特的舉動標誌著區塊鏈原則的直接機構擁抱，可能會改變競爭格局。

The Big Picture: A Financial Revolution

大局：金融革命

Look, this ain't just about tech upgrades. It's a fundamental shift in how money moves around the world. We're talking unprecedented speed, lower costs, and more transparency in international settlements. SWIFT's diving into DLT is more than just an upgrade; it signals a profound, systemic shift in global finance. The tokenized asset market is projected to reach trillions by 2030, SWIFT's role in bridging these new forms of value with existing financial systems is indispensable.

看，這不僅僅是技術升級。這是金錢在世界各地的基本轉變。我們正在談論空前的速度，較低的成本以及國際定居點的透明度。 Swift潛入DLT不僅僅是升級。它標誌著全球金融的深刻，系統的轉變。標記資產市場預計到2030年將達到萬億美元，Swift在將這些新形式的價值與現有金融系統橋接的作用是必不可少的。

And let's not forget the regulatory side. Linea's privacy features could pave the way for easier approvals of blockchain-based settlements. SWIFT's been a standard-setter for ages, and its embrace of DLT shows it's ready to lead this digital revolution. They're even playing around with tokenized commercial bank deposits and wholesale CBDCs. Talk about future-forward!

而且，不要忘記監管方面。 Linea的隱私功能可以為更輕鬆地批准基於區塊鏈的定居點鋪平道路。 Swift一直是年齡段的標準制定者，它對DLT的擁抱表明，它已經準備好領導這場數字革命。他們甚至可以與令牌化的商業銀行存款和批發CBDC一起玩。談論未來的前鋒！

Ethereum vs. Tron: The Stablecoin Showdown

以太坊與特隆：Stablecoin攤牌

But wait, there's more! Ethereum and Tron are battling it out for stablecoin supremacy. For years, Tron was the king of USDT transfers, but Ethereum's now pulling ahead, thanks to those big institutions and its booming DeFi scene. Ethereum's weekly USDT transfers hit $23.7 billion, while Tron managed about $22 billion. It's a tight race, but Ethereum's got the momentum.

但是等等，還有更多！以太坊和特隆正在爭奪穩定的至高無上。多年來，特隆（Tron）一直是USDT Transfers的國王，但由於這些大型機構及其蓬勃發展的Fefi場景，以太坊（Ethereum）現在就向前邁進。以太坊的每週USDT Transfers達到了237億美元，而Tron的收入約為220億美元。這是一場緊張的比賽，但是以太坊有勢頭。

Tron's not giving up without a fight. They've slashed fees to attract more users, and their token, TRX, is holding strong. But Ethereum's combo of DeFi infrastructure and institutional backing is tough to beat.

特隆沒有打架就放棄。他們削減了費用，以吸引更多的用戶，而他們的代幣TRX則保持強勁。但是以太坊的Defi基礎設施和機構支持的組合很難擊敗。

Wrapping It Up

包裝

So, what's the takeaway? SWIFT's dive into Ethereum's Linea for stablecoin testing is a game-changer. The future of cross-border payments is digital, tokenized, and all about blockchain. Keep an eye on how these trials pan out, and watch for those regulatory developments. This is more than just an upgrade; it's a whole new financial world. Keep your eyes peeled and your wallets ready. It's gonna be a wild ride!

那麼，收穫是什麼？斯威夫特（Swift）潛入以太坊（Ethereum）的Linea進行Stablecoin測試，這是一個改變遊戲規則的人。跨境支付的未來是數字化的，令牌化的，並且都是區塊鏈。請密切關注這些試驗是如何解決的，並註意這些監管發展。這不僅僅是升級。這是一個全新的金融世界。保持眼睛剝皮，準備好錢包。這將是一個瘋狂的旅程！