Visa的Stablecoin支付飛行員：革命性的跨境支付

Visa正在駕駛Stablecoin支出，與Circle合作使用USDC和EURC，以更快，更有效的跨境交易。該計劃旨在使付款現代化。

Visa's Stablecoin Payout Pilot: Revolutionizing Cross-Border Payments

Visa的Stablecoin支付飛行員：革命性的跨境支付

Visa is making waves in the financial world with its stablecoin payout pilot. By leveraging stablecoins like USDC and EURC, Visa aims to streamline cross-border payments, offering businesses a faster and more efficient way to move money globally. This initiative is a game-changer, and here's why.

Visa通過其Stablecoin支付的飛行員在金融界轟動。通過利用USDC和Eurc這樣的Stablecoins，Visa旨在簡化跨境支付，為企業提供更快，更有效的方式，以全球籌集資金。該計劃是改變遊戲規則的人，這就是原因。

The Visa Stablecoin Pilot: A Closer Look

Visa Stablecoin飛行員：仔細看

Visa's pilot program, utilizing the Visa Direct platform, allows businesses to use stablecoins instead of traditional fiat currencies to pre-fund transactions. This is significant because it treats stablecoins as “money in the bank,” unlocking funds for quicker payouts. Think of it as Visa recognizing stablecoins as cash equivalents, which reduces the need for capital to be locked up in various local currencies. The primary focus is on banks, remitters, and financial institutions seeking more flexible ways to manage liquidity across borders.

Visa的試點計劃利用Visa Direct平台，允許企業使用Stablecoins而不是傳統的法定貨幣進行基金交易。這很重要，因為它將穩定幣視為“銀行中的金錢”，以較快的支出來解鎖資金。可以將其視為簽證，將穩定幣視為現金同等物質，這減少了將資本鎖定在各種當地貨幣中的需求。主要的重點是銀行，匯款機構和金融機構，他們尋求更靈活的方式來管理各個邊界的流動性。

Real-Time Payments and Enhanced Liquidity

實時付款和增強的流動性

One of the key benefits of this pilot is the reduction in settlement times. Traditional cross-border payments can take days, especially with weekends and holidays thrown into the mix. By incorporating stablecoins, Visa is cutting down those delays significantly. This is particularly vital for businesses in the remittance industry, where people need money quickly. Visa ensures businesses can avoid interruptions caused by underfunded accounts by treating stablecoins as liquid balances, making global payments faster and more reliable.

該飛行員的主要好處之一是減少定居時間。傳統的跨境支付可能需要幾天的時間，尤其是周末和假期融入其中。通過合併穩定的簽證，簽證正在大大減少這些延誤。這對於匯款行業的企業尤其重要，人們很快需要錢。 Visa確保企業可以通過將Stablecoins視為流動餘額，使全球付款更快，更可靠，避免由資金不足的帳戶造成的中斷。

Visa's Blockchain Strategy

Visa的區塊鏈策略

Visa's stablecoin strategy is part of a broader effort to modernize the backend settlement and money movement infrastructure. The company collaborates with partners and plans to expand the pilot in 2026. This move towards blockchain integration is not just a fleeting trend; it's a strategic decision to enhance efficiencies without disrupting the existing financial ecosystem. Visa is essentially transforming the functionality of Visa Direct, enabling businesses to operate more efficiently with minimal settlement times.

Visa的Stablecoin策略是將後端定居點和貨幣運動基礎設施現代化的更廣泛努力的一部分。該公司與合作夥伴合作，併計劃在2026年擴大飛行員。向區塊鏈整合的這一舉動不僅是短暫的趨勢。這是提高效率而不破壞現有金融生態系統的戰略決定。 Visa實質上正在改變Visa Direct的功能，使企業能夠在最小的和解時間中更有效地運營。

The Role of Circle and Stablecoins

圓圈和穩定的角色

Circle's USDC and EURC are central to this pilot, and this collaboration demonstrates Visa's confidence in the future of stablecoins. Although the 225 million stablecoin transactions made so far are small compared to Visa's total payments, it's a promising sign. Visa has also indicated that it might add more assets in the future as demand increases. This pilot reflects the growing institutional acceptance of stablecoins, especially after regulatory clarity provided by acts like the U.S. GENIUS Act. It is a logical step in modernizing the global payment system.

Circle的USDC和EURC是該飛行員的核心，這項合作表明Visa對Stablecoins的未來充滿信心。儘管到目前為止進行的2.25億個穩定交易與Visa的總付款相比很小，但這是一個有希望的跡象。 Visa還表示，隨著需求的增加，它可能會在將來增加更多資產。該飛行員反映了穩定劑的製度接受，尤其是在《美國天才法》這樣的法規提供的監管清晰度之後。這是使全球支付系統現代化的邏輯步驟。

Future Implications and Market Growth

未來的影響和市場增長

As the stablecoin market continues to grow, Visa's work is contributing to the redesign of how enterprises and customers handle international payments. While the pilot is currently constrained to USDC and EURC, the potential for expansion is immense. With stablecoins becoming increasingly integrated into the financial sector, Visa is positioning itself at the forefront of this transformation.

隨著Stablecoin市場的不斷增長，Visa的工作正在重新設計企業和客戶如何處理國際付款。儘管該飛行員目前被限制在USDC和EURC上，但擴張的可能性是巨大的。隨著Stablecoins越來越多地融入金融部門，Visa將自己定位在這種轉型的最前沿。

Final Thoughts

最後的想法

Visa's foray into stablecoins is more than just a pilot; it's a glimpse into the future of finance. By embracing blockchain technology and partnering with innovative companies like Circle, Visa is paving the way for faster, more efficient, and more reliable cross-border payments. It's like they're saying, "Goodbye, slow transfers! Hello, instant global payments!"

簽證涉足穩定幣不僅僅是飛行員。這是對金融的未來的一瞥。通過擁抱區塊鏈技術並與Circle等創新公司合作，Visa為更快，更高效和更可靠的跨境支付鋪平了道路。就像他們在說：“再見，慢速轉移！您好，即時全球付款！”