在舊金山2025年的Stripe會議上，金融科技領導者聚集在一起，討論了穩定的人如何重塑商業交易

在舊金山2025年的Stripe Sessions會議上，金融科技領導人聚集在一起討論了穩定的人如何重塑商業交易。

At Stripe Sessions 2025 in San Francisco, fintech leaders converged to discuss how stablecoins are revolutionizing business transactions. Among them, Ripple President Monica Long, alongside executives from Ramp and Airtm, took the stage to discuss why companies can no longer afford to ignore the role of stable digital currencies.

在舊金山2025年的Stripe會議上，金融科技領導者匯聚在一起討論了Stablecoins如何徹底改變商業交易。其中，波紋主席莫妮卡·朗（Monica Long）與Ramp and Airtm的高管一起上台討論了為什麼公司再也無法忽略穩定數字貨幣的作用了。

Speaking in a post-session summary on X (formerly Twitter), Long touched upon the pressing challenges and progress in stablecoin adoption.

在會議後關於X（以前是Twitter）的會議後摘要中，長期以來觸及了採用Stablecoin的緊迫挑戰和進步。

“Blockchain payments need connectivity to local rails, and connectivity depends on bank partners having regulatory comfort and clarity. We’re in a starkly better place now than 2 years ago,” said Long.

朗說：“區塊鏈的付款需要與當地鐵路的連通性，連接取決於銀行合作夥伴具有監管舒適性和清晰度。我們現在比兩年前更好的地方要好得多。”

Stripe Adds Stablecoin Accounts at 2025 Sessions

Stripe在2025會議上添加Stablecoin帳戶

Stripe Sessions 2025 took place from May 6 to 8, featuring talks focused on payments innovation, cross-border money movement, and the use of blockchain in global commerce.

Stripe Sessions 2025於5月6日至8日舉行，以涉及付款創新，跨境貨幣運動以及在全球貿易中使用區塊鏈的演講為特色。

A key announcement came with Stripe's unveiling of its new Stablecoin Financial Accounts. Available to businesses in over 100 countries, this feature allows companies to store and transfer stablecoins such as USD Coin (USDC) and US Dollar Book (USDB).

Stripe揭幕了其新的Stablecoin財務帳戶的關鍵公告。此功能可用於100多個國家 /地區的企業，允許公司存儲和轉讓Stablecoins，例如USD Coin（USDC）和美元書（USDB）。

This new capability aims to reduce the time and cost associated with international transactions. Moreover, for companies operating in regions with unstable currencies, the use of stablecoins provides a more secure and consistently valued method for settling payments. According to Stripe, these tools will help bridge the gap between traditional finance and digital assets.

這種新功能旨在減少與國際交易相關的時間和成本。此外，對於在貨幣不穩定的地區運營的公司，使用Stablecoins為解決付款提供了一種更安全，更有價值的方法。根據Stripe的說法，這些工具將有助於彌合傳統金融和數字資產之間的差距。

Ripple’s Long on Stablecoin Hurdles: Regulation and Liquidity

Ripple在穩定障礙上長期存在：法規和流動性

Monica Long highlighted that stablecoin usage still faces regulatory and structural hurdles.

莫妮卡·朗（Monica Long）強調，穩定的使用仍然面臨監管和結構性障礙。

“It’s appealing but verrry challenging to be a software-only provider… hence why we have 60 licenses and counting,” added Long.

Long補充說：“成為只有軟件的提供商，這很有吸引力，但充滿挑戰……因此，為什麼我們擁有60個許可證和計數。”

Expanding on this, Ripple has been diligently expanding its regulatory footprint to ensure legal compliance in multiple jurisdictions. The goal is to facilitate seamless and compliant blockchain-powered transactions for enterprises worldwide.

為此，Ripple一直在努力擴大其監管足跡，以確保在多個司法管轄區的法律遵守情況。目的是為全球企業提供無縫和兼容的區塊鏈供電的交易。

Another issue raised during the session was liquidity. Stablecoins must achieve seamless conversion across global currencies to become viable competitors to traditional foreign exchange (FX) markets.

會議期間提出的另一個問題是流動性。穩定幣必須在全球貨幣之間實現無縫的轉換，才能成為傳統外匯（FX）市場的可行競爭對手。

“Stablecoins need liquidity across global currencies to compete with traditional FX markets – the next industry challenge!” said Long.

“ Stablecoins需要跨全球貨幣的流動性來與傳統的外匯市場競爭 - 下一個行業挑戰！”說久了。

Stripe has also acquired Bridge, a stablecoin infrastructure platform. Through this acquisition, Stripe can now offer tools for issuing stablecoins, managing digital assets, and supporting real-time transactions. In partnership with Visa, Bridge-linked wallets will soon enable users to pay with stablecoins at physical and online merchants globally.

Stripe還收購了Stablecoin基礎架構平台Bridge。通過此次收購，Stripe現在可以提供用於發行StableCoins，管理數字資產和支持實時交易的工具。與Visa合作，與橋樑鏈接的錢包很快將使用戶能夠在全球物理和在線商人的情況下與Stablecoins付款。

The panel agreed that stablecoins are rapidly becoming more than just crypto tools. As regulation improves and financial institutions become more comfortable, these stable digital currencies could offer businesses a viable and powerful alternative to traditional banking rails. While challenges remain, industry leaders at Stripe Sessions made clear that the future of global payments will include stablecoins at its core.

小組同意，不僅僅是加密工具，Stablecoins正在迅速成為更多。隨著法規的改善，金融機構變得越來越舒適，這些穩定的數字貨幣可以為企業提供傳統銀行鐵路的可行且有力的替代方案。儘管仍然存在挑戰，但條紋會議上的行業領導者明確表示，全球付款的未來將包括穩定的核心。

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