STRAITSX將其XSGD Stablecoin擴展到XRP Ledger（XRPL）

通過將XSGD包括在XRPL中，用戶可以與分佈式融資（DEFI）技術聯繫起來，並使用規範的貨幣參與基於區塊鏈的金融生態系統。

Fintech firm StraitsX's launch of its Singapore dollar-pegged stablecoin, XSGD, on the XRP Ledger marks a significant move for the digital banking ecosystem in Southeast Asia.

Fintech公司STRAITSX在XRP Ledger上推出了其新加坡Dollar-Peggged Stablecoin XSGD，這標誌著東南亞數字銀行生態系統的重大舉措。

The shift, supported by financial powerhouses DBS Bank and Standard Chartered therefore indicates the increasing institutional backing for blockchain-based payment systems in the region.

由於金融強國DBS銀行和租賃標準的支持，這種轉變表明該地區基於區塊鏈的支付系統的機構支持增加了。

Previously making waves on other blockchains, including Ethereum and Polygon, the XSGD stablecoin is now available via the XRP Ledger (XRPL), a fast, energy-efficient, and scalable blockchain network known for its enterprise use cases. This integration is poised to enhance real-time settlement and open up new possibilities for cross-border transactions using a robust fiat-pegged asset.

XSGD Stablecoin以前在包括以太坊和多邊形在內的其他區塊鏈上引起了波浪，現在可以通過XRP Ledger（XRPL）獲得，這是一種以其企業用例而聞名的快速，能效，可擴展的區塊鍊網絡。這種集成有望增強實時結算，並使用強大的菲亞特·佩格（Fiat-Pegg）資產為跨境交易打開了新的可能性。

A Step Towards Practical Applications

邁向實用應用的一步

Unlike volatile cryptocurrencies, stablecoins like XSGD are pegged 1:1 to a fiat currency—in this instance, the Singapore dollar (SGD). This provides users with a stable, predictable value while leveraging blockchain's benefits—transparency, lower fees, and rapid transfers.

與揮發性的加密貨幣不同，像XSGD這樣的穩定​​幣將1：1固定在法定貨幣上 - 在這種情況下，新加坡美元（SGD）。這為用戶提供了穩定，可預測的價值，同時利用區塊鏈的好處 - 透明度，較低的費用和快速轉移。

"Launching XSGD on XRPL provides more flexibility and faster access to regulated, fiat-based digital payments," said a StraitsX official. "We are making it simpler for developers, institutions, and consumers to transact in SGD seamlessly across borders and blockchains."

StraitSX官員說：“在XRPL上啟動XSGD提供了更大的靈活性和更快的訪問權限，可以訪問受監管的，基於菲亞特的數字付款。” “我們使開發人員，機構和消費者更簡單地在SGD中無縫地在邊界和區塊鏈中進行交易。”

By including XSGD into XRPL, users can also engage with decentralized finance (DeFi) technologies and participate in blockchain-based financial ecosystems using a regulated currency.

通過將XSGD包括到XRPL中，用戶還可以參與分散的金融（DEFI）技術，並使用受管制的貨幣參與基於區塊鏈的金融生態系統。

Standard Chartered DBS Contribute to Institutional Confidence

標準特許DBS有助於機構信心

Going beyond mere symbolism, the support from DBS and Standard Chartered showcases the growing institutional faith in the infrastructure underpinning stablecoins and digital payments. According to reports, both institutions assist in monitoring and maintaining custody of the fiat reserves supporting the token, thereby fostering user trust in XSGD's 1:1 peg.

DB和標準特許的支持超越了僅僅象徵意義，展示了基礎設施基礎的製度信仰日益增長的基礎設施和數字支付。據報導，這兩個機構都有助於監視和維持支撐代幣的菲亞特儲備的監護權，從而促進了用戶對XSGD的1：1 PEG的信任。

The move also aligns with Singapore's forward-thinking stance towards fintech and digital assets. Operating within the clear regulatory guidelines set by the Monetary Authority of Singapore (MAS), StraitsX ensures that XSGD is a compliant and safe choice for both retail and institutional clients.

此舉還與新加坡對金融科技和數字資產的前瞻性立場保持一致。 STRAITSX在新加坡貨幣管理局（MAS）制定的明確監管指南中運行，可確保XSGD是零售和機構客戶的合規和安全選擇。

Why XRP Ledger?

為什麼XRP Ledger？

Low-cost transactions, a built-in decentralized exchange (DEX), and proven cross-border remittance efficiency—all of which define the XRP Ledger fit for scalable payment applications like stablecoins, with transaction finality achieved within seconds and the network capable of handling thousands of transactions per second.

低成本交易，內置的分散交易（DEX）以及經過驗證的跨境匯款效率 - 所有這些都定義了XRP Ledger適合諸如StableCoins（例如StableCoins）的可擴展付款應用程序，並在幾秒鐘內實現了交易終止，並且能夠處理數千秒鐘的網絡。

For small enterprises, remittance users, and fintech developers in the Asia-Pacific region, XSGD's presence on XRPL will enable users to trade and swap assets directly on-chain and access liquidity with reduced fees.

對於亞太地區的小型企業，匯款用戶和金融科技開發人員，XSGD在XRPL上的存在將使用戶能夠直接交易和交換鏈，並訪問流動性，並減少費用。

The Bigger Picture

更大的圖片

The release of XSGD on XRPL is an announcement on the direction of regulated digital money, not simply a technical update. As governments stiffen their stance on cryptocurrencies and explore central bank digital currencies (CBDCs), regulated stablecoins like XSGD present a possible bridge between traditional banking and blockchain innovation.

在XRPL上發布XSGD是關於受監管數字資金的方向的公告，而不僅僅是技術更新。隨著政府對加密貨幣的立場進行加強，並探索中央銀行數字貨幣（CBDC），諸如XSGD之類的規範穩定的穩定率呈現出傳統銀行和區塊鏈創新之間的橋樑。

Combining institutional trust, regulatory clarity, and technical efficiency, the XSGD-XRPL combination could serve as a model for how stablecoins develop globally, especially as the Asia-Pacific region leads in fintech adoption.

XSGD-XRPL組合結合了機構信任，法規清晰度和技術效率，可以作為全球穩定性發展方式的模型，尤其是在亞太地區領導金融科技領養方面。