Stablecoins，Crypto和Startups：紐約的心態

探索Stablecoins如何徹底改變創業融資，從薪水到市場穩定，以及Moneygram的新應用程序是改變遊戲規則的原因。

Stablecoins, Crypto, and Startups: A New York State of Mind

Stablecoins，Crypto和Startups：紐約的心態

The intersection of stablecoins, crypto, and startups is creating a dynamic shift in how businesses operate and manage their finances. From protecting employees against inflation to enhancing market stability, stablecoins are proving to be a game-changer. Let's dive into the latest trends and insights.

Stablecoins，Crypto和Startups的交匯處正在企業運作和管理其財務狀況的動態轉變。從保護員工免受通貨膨脹到增強市場穩定，Stablecoins被證明是改變遊戲規則的人。讓我們研究最新的趨勢和見解。

Protecting Paychecks in a Volatile World

在一個動蕩的世界中保護薪水

Startups in countries facing economic instability are increasingly turning to stablecoins to pay their employees. Imagine getting paid in a currency that doesn't lose its value overnight. That's the reality for many in places like Argentina, where stablecoins pegged to the U.S. dollar offer a safe haven from inflation. It's not just about stability; it's about ensuring employees can actually afford to live.

面臨經濟不穩定的國家的初創公司越來越多地轉向穩定幣來支付員工。想像一下，以不會在一夜之間損失其價值的貨幣獲得報酬。這就是阿根廷等許多地方的現實。這不僅與穩定有關；這是關於確保員工實際能夠負擔得起的生活。

MoneyGram's Bold Move: Stablecoins for the Masses

Moneygram的大膽舉動：大眾的穩定幣

MoneyGram's recent launch of a mobile app using Circle’s USDC on the Stellar blockchain is a significant step toward mainstream adoption. Starting in Colombia, this app allows users to hold money in a stable, dollar-denominated account, hedging against the devaluation of the local peso. As MoneyGram CEO Anthony Soohoo put it, “Stablecoins really are the killer app for crypto.” This move leverages MoneyGram's extensive network to provide real-life utility for digital assets, focusing on financial inclusion rather than just profit.

MoneyGram在恆星區塊鏈上使用Circle的USDC最近推出了移動應用程序，這是邁向主流採用的重要一步。從哥倫比亞開始，該應用程序允許用戶在一個穩定的美元計價帳戶中持有資金，並對當地比索的貶值進行對沖。正如Moneygram首席執行官Anthony Soohoo所說，“ Stablecoins確實是加密人物的殺手級應用程序。”此舉利用Moneygram的廣泛網絡為數字資產提供現實生活實用性，重點關注金融包容性，而不僅僅是利潤。

Crypto ETFs: Defying the September Curse?

加密ETF：違抗9月的詛咒？

While the traditional stock market often dips in September, crypto ETFs are bucking the trend. The increasing institutional inflows into crypto are reinventing price dynamics, potentially altering BTC’s usual cycles. With issuers like BlackRock exploring Web3 characteristics in their ETF products, crypto is becoming a major player in the financial world. Whether it can completely defy the “September Curse” remains to be seen, but it’s certainly making a strong case.

儘管傳統股票市場經常在9月下降，但加密ETF卻逆轉了這一趨勢。加密的製度流入不斷增加的是重新發明價格動態，可能會改變BTC的通常週期。隨著貝萊德（BlackRock）等發行人在其ETF產品中探索Web3特徵，加密貨幣正在成為金融界的主要參與者。它是否能夠完全違背“九月的詛咒”仍然有待觀察，但這肯定是有力的。

The Rise of Crypto Payrolls and Decentralized Reserves

加密薪資和分散儲量的興起

Startups are also embracing crypto payrolls, especially for DAOs, to attract tech-savvy talent. Decentralized reserves are playing a crucial role in stabilizing altcoins, providing liquidity buffers that help maintain a healthy token economy. A stablecoin treasury for businesses can be a game changer, allowing startups to manage their crypto assets more effectively.

初創企業還擁抱加密貨幣薪資，尤其是對於Daos，以吸引精通技術的人才。分散的儲量在穩定山寨幣方面發揮了至關重要的作用，提供了有助於維持健康經濟的流動性緩衝區。企業的穩定財政部可以改變遊戲規則，使初創企業可以更有效地管理其加密貨幣資產。

Dogecoin: Proceed with Caution

Dogecoin：謹慎行事

While the idea of using Dogecoin for payroll might seem appealing, it comes with significant risks. The extreme price volatility, inflationary nature, and speculative price nature of Dogecoin make it a less reliable option for ensuring employees are paid fairly. Regulatory risks and market sentiment sensitivity further complicate matters. For fintech startups, stability and predictability are key, and Dogecoin might not be the best fit.

雖然將Dogecoin用於工資單的想法似乎很吸引人，但它具有很大的風險。 DogeCoin的極端價格波動，通貨膨脹性質和投機價格性質使其成為確保員工公平付款的可靠選擇。監管風險和市場情緒敏感性進一步使事情變得複雜。對於金融科技初創公司，穩定性和可預測性是關鍵，而Dogecoin可能不是最合適的。

The Future is Here, and It's Stable

未來在這裡，這是穩定的

From protecting employees from inflation to enhancing market stability, stablecoins are revolutionizing startup finance. With innovative solutions like MoneyGram's new app and the rise of crypto ETFs, the future of money is looking more stable and accessible than ever. So, keep an eye on this space—it's gonna be a wild ride, but at least your paycheck will be safe!

從保護員工免於通貨膨脹到增強市場穩定性，Stablecoins正在徹底改變創業融資。借助Moneygram的新應用和加密ETF的興起，貨幣的未來看起來比以往任何時候都更加穩定和訪問。因此，請密切關注這個空間 - 這將是一個瘋狂的旅程，但至少您的薪水將是安全的！