Stablecoins，Crypto和Startups：纽约的心态

探索Stablecoins如何彻底改变创业融资，从薪水到市场稳定，以及Moneygram的新应用程序是改变游戏规则的原因。

Stablecoins, Crypto, and Startups: A New York State of Mind

Stablecoins，Crypto和Startups：纽约的心态

The intersection of stablecoins, crypto, and startups is creating a dynamic shift in how businesses operate and manage their finances. From protecting employees against inflation to enhancing market stability, stablecoins are proving to be a game-changer. Let's dive into the latest trends and insights.

Stablecoins，Crypto和Startups的交汇处正在企业运作和管理其财务状况的动态转变。从保护员工免受通货膨胀到增强市场稳定，Stablecoins被证明是改变游戏规则的人。让我们研究最新的趋势和见解。

Protecting Paychecks in a Volatile World

在一个动荡的世界中保护薪水

Startups in countries facing economic instability are increasingly turning to stablecoins to pay their employees. Imagine getting paid in a currency that doesn't lose its value overnight. That's the reality for many in places like Argentina, where stablecoins pegged to the U.S. dollar offer a safe haven from inflation. It's not just about stability; it's about ensuring employees can actually afford to live.

面临经济不稳定的国家的初创公司越来越多地转向稳定币来支付员工。想象一下，以不会在一夜之间损失其价值的货币获得报酬。这就是阿根廷等许多地方的现实。这不仅与稳定有关；这是关于确保员工实际能够负担得起的生活。

MoneyGram's Bold Move: Stablecoins for the Masses

Moneygram的大胆举动：大众的稳定币

MoneyGram's recent launch of a mobile app using Circle’s USDC on the Stellar blockchain is a significant step toward mainstream adoption. Starting in Colombia, this app allows users to hold money in a stable, dollar-denominated account, hedging against the devaluation of the local peso. As MoneyGram CEO Anthony Soohoo put it, “Stablecoins really are the killer app for crypto.” This move leverages MoneyGram's extensive network to provide real-life utility for digital assets, focusing on financial inclusion rather than just profit.

MoneyGram在恒星区块链上使用Circle的USDC最近推出了移动应用程序，这是迈向主流采用的重要一步。从哥伦比亚开始，该应用程序允许用户在一个稳定的美元计价帐户中持有资金，并对当地比索的贬值进行对冲。正如Moneygram首席执行官Anthony Soohoo所说，“ Stablecoins确实是加密人物的杀手级应用程序。”此举利用Moneygram的广泛网络为数字资产提供现实生活实用性，重点关注金融包容性，而不仅仅是利润。

Crypto ETFs: Defying the September Curse?

加密ETF：违抗9月的诅咒？

While the traditional stock market often dips in September, crypto ETFs are bucking the trend. The increasing institutional inflows into crypto are reinventing price dynamics, potentially altering BTC’s usual cycles. With issuers like BlackRock exploring Web3 characteristics in their ETF products, crypto is becoming a major player in the financial world. Whether it can completely defy the “September Curse” remains to be seen, but it’s certainly making a strong case.

尽管传统股票市场经常在9月下降，但加密ETF却逆转了这一趋势。加密的制度流入不断增加的是重新发明价格动态，可能会改变BTC的通常周期。随着贝莱德（BlackRock）等发行人在其ETF产品中探索Web3特征，加密货币正在成为金融界的主要参与者。它是否能够完全违背“九月的诅咒”仍然有待观察，但这肯定是有力的。

The Rise of Crypto Payrolls and Decentralized Reserves

加密薪资和分散储量的兴起

Startups are also embracing crypto payrolls, especially for DAOs, to attract tech-savvy talent. Decentralized reserves are playing a crucial role in stabilizing altcoins, providing liquidity buffers that help maintain a healthy token economy. A stablecoin treasury for businesses can be a game changer, allowing startups to manage their crypto assets more effectively.

初创企业还拥抱加密货币薪资，尤其是对于Daos，以吸引精通技术的人才。分散的储量在稳定山寨币方面发挥了至关重要的作用，提供了有助于维持健康经济的流动性缓冲区。企业的稳定财政部可以改变游戏规则，使初创企业可以更有效地管理其加密货币资产。

Dogecoin: Proceed with Caution

Dogecoin：谨慎行事

While the idea of using Dogecoin for payroll might seem appealing, it comes with significant risks. The extreme price volatility, inflationary nature, and speculative price nature of Dogecoin make it a less reliable option for ensuring employees are paid fairly. Regulatory risks and market sentiment sensitivity further complicate matters. For fintech startups, stability and predictability are key, and Dogecoin might not be the best fit.

虽然将Dogecoin用于工资单的想法似乎很吸引人，但它具有很大的风险。 DogeCoin的极端价格波动，通货膨胀性质和投机价格性质使其成为确保员工公平付款的可靠选择。监管风险和市场情绪敏感性进一步使事情变得复杂。对于金融科技初创公司，稳定性和可预测性是关键，而Dogecoin可能不是最合适的。

The Future is Here, and It's Stable

未来在这里，这是稳定的

From protecting employees from inflation to enhancing market stability, stablecoins are revolutionizing startup finance. With innovative solutions like MoneyGram's new app and the rise of crypto ETFs, the future of money is looking more stable and accessible than ever. So, keep an eye on this space—it's gonna be a wild ride, but at least your paycheck will be safe!

从保护员工免于通货膨胀到增强市场稳定性，Stablecoins正在彻底改变创业融资。借助Moneygram的新应用和加密ETF的兴起，货币的未来看起来比以往任何时候都更加稳定和访问。因此，请密切关注这个空间 - 这将是一个疯狂的旅程，但至少您的薪水将是安全的！