Stablecoin供應飆升至記錄高點：深入研究發件人交易和市場趨勢

探索創紀錄的Stablecoin供應，發件人交易以及推動數字資產環境中這種爆炸性增長的力量。

Stablecoin Supply Soars to Record Highs: A Deep Dive into Sender Transactions and Market Trends

Stablecoin供應飆升至記錄高點：深入研究發件人交易和市場趨勢

The stablecoin universe is booming! With the total supply hitting $283.2 billion and a record 25.2 million monthly senders, it's clear stablecoins are becoming a major player in the financial world.

Stablecoin宇宙正在蓬勃發展！隨著總供應量達到2832億美元，每月發件人的創紀錄2520萬，很明顯，Stablecoins已成為金融界的主要參與者。

Record-Breaking Growth in 2025

2025年創紀錄的增長

2025 has been a stellar year for stablecoins. Startups in this space have already raised a whopping $621.81 million – that's seven times more than the total raised in 2024! This surge in investment highlights the increasing confidence in stablecoin technology and its potential to reshape finance.

2025年，Stablecoins是一年。這個領域的初創公司已經籌集了高達6.2181億美元的價格 - 是2024年籌集的總數的七倍！投資的激增強調了對Stablecoin技術的信心及其重塑融資的潛力。

One of the biggest deals was Hong Kong’s OSL Group securing $300 million to expand its global operations. This shows that stablecoins are not just a niche market, but a rapidly integrating part of the global financial system.

最大的交易之一是香港的OSL集團獲得3億美元以擴大其全球業務。這表明，穩定的不僅是一個利基市場，而且是全球金融體系的一部分。

The GENIUS Act: A Green Light for Stablecoins?

天才法：穩定幣的綠燈？

A major catalyst for this growth has been regulatory clarity, particularly the GENIUS Act. According to Ron Tarter, CEO of MNEE, this act has given “a green light for corporate America,” legitimizing the stablecoin industry and encouraging more businesses to invest.

這種增長的主要催化劑是調節性的清晰度，尤其是《天才法》。 MNEE首席執行官羅恩·塔特（Ron Tarter）表示，該法案給了“美國公司的綠燈”，使穩定行業合法化，並鼓勵更多的企業投資。

Wall Street Takes Notice

華爾街注意

Traditional financial institutions are paying close attention. Firms like Circle, Stripe, and JPMorgan are exploring the potential of stablecoins. Circle even raised $1 billion during its public offering, a landmark moment for the industry.

傳統的金融機構正在密切關注。諸如Circle，Stripe和JPMorgan之類的公司正在探索Stablecoins的潛力。 Circle甚至在公開募股中籌集了10億美元，這是該行業的里程碑式時刻。

Not to be left behind, global banks like Citigroup, Wells Fargo, and Bank of America are developing their own stablecoins. JPMorgan has already confirmed the release of its JPMD coin, built on the Base blockchain. The race is on!

不容忽視的是，花旗集團，富國銀行和美國銀行等全球銀行正在開發自己的穩定者。摩根大通（JPMorgan）已經確認其釋放其JPMD硬幣，該硬幣構建在基本區塊鏈上。比賽開始了！

Banking Lobby vs. Stablecoin Innovation

銀行大廳與Stablecoin創新

However, not everyone is thrilled. Banking lobby groups are pushing back, arguing that the GENIUS Act gives stablecoin firms an unfair advantage. They're worried about stablecoin firms offering interest-like rewards, a move that could potentially divert trillions of dollars from traditional bank deposits. Coinbase isn't backing down. They argue that banks are simply trying to protect their transaction fee profits.

但是，並不是每個人都很興奮。銀行業大廳團體正在向後推，認為《天才法》使Stablecoin公司具有不公平的優勢。他們擔心Stablecoin公司提供類似興趣的獎勵，此舉可能會從傳統的銀行存款中轉移數万億美元。 Coinbase不會退縮。他們認為，銀行只是試圖保護其交易費利潤。

The User Experience Challenge

用戶體驗挑戰

While the infrastructure is improving, the user experience remains a challenge. Murat Firat, Head of Product at Plasma, emphasizes that “infrastructure alone is not enough” and calls for better interfaces to drive adoption. Plasma One, a neobank designed for stablecoin users, is trying to address this with zero-fee transfers, card payments with built-in rewards, and instant virtual card issuance.

儘管基礎架構正在改善，但用戶體驗仍然是一個挑戰。血漿產品負責人Murat Firat強調“僅基礎設施是不夠的”，並要求更好地界面來推動採用。 Plasma One是專為Stablecoin用戶設計的Neobank，試圖通過零費用轉移，帶有內置獎勵的卡付款以及即時虛擬卡發行來解決此問題。

Looking Ahead

展望未來

The stablecoin market is dynamic and evolving. While some analysts predict a brutal zero-sum race between issuers, the overall outlook remains positive. With increasing adoption, regulatory clarity, and ongoing innovation, stablecoins are poised to play an even greater role in the future of finance.

Stablecoin市場是動態而發展的。儘管一些分析師預測發行人之間的殘酷零和競賽，但整體前景仍然是積極的。隨著採用，監管清晰度和持續的創新，Stablecoins準備在金融的未來中發揮更大的作用。

So, buckle up, folks! The stablecoin revolution is here, and it’s shaping up to be one wild ride. Who knows, maybe one day we’ll all be paying for our lattes with stablecoins. The future is now, and it’s… stable (sort of)!

所以，搭扣，伙計們！ Stablecoin革命就在這裡，它正在構成一次狂野的旅程。誰知道，也許有一天我們都會用stablecoins付款。現在的未來是……穩定（有點）！