Stablecoin供应飙升至记录高点：深入研究发件人交易和市场趋势

探索创纪录的Stablecoin供应，发件人交易以及推动数字资产环境中这种爆炸性增长的力量。

Stablecoin Supply Soars to Record Highs: A Deep Dive into Sender Transactions and Market Trends

Stablecoin供应飙升至记录高点：深入研究发件人交易和市场趋势

The stablecoin universe is booming! With the total supply hitting $283.2 billion and a record 25.2 million monthly senders, it's clear stablecoins are becoming a major player in the financial world.

Stablecoin宇宙正在蓬勃发展！随着总供应量达到2832亿美元，每月发件人的创纪录2520万，这很明显，Stablecoins正在成为金融界的主要参与者。

Record-Breaking Growth in 2025

2025年创纪录的增长

2025 has been a stellar year for stablecoins. Startups in this space have already raised a whopping $621.81 million – that's seven times more than the total raised in 2024! This surge in investment highlights the increasing confidence in stablecoin technology and its potential to reshape finance.

2025年，Stablecoins是一年。这个领域的初创公司已经筹集了高达6.2181亿美元的价格 - 是2024年筹集的总数的七倍！投资的激增强调了对Stablecoin技术的信心及其重塑融资的潜力。

One of the biggest deals was Hong Kong’s OSL Group securing $300 million to expand its global operations. This shows that stablecoins are not just a niche market, but a rapidly integrating part of the global financial system.

最大的交易之一是香港的OSL集团获得3亿美元以扩大其全球业务。这表明，稳定的不仅是一个利基市场，而且是全球金融体系的一部分。

The GENIUS Act: A Green Light for Stablecoins?

天才法：稳定币的绿灯？

A major catalyst for this growth has been regulatory clarity, particularly the GENIUS Act. According to Ron Tarter, CEO of MNEE, this act has given “a green light for corporate America,” legitimizing the stablecoin industry and encouraging more businesses to invest.

这种增长的主要催化剂是调节性的清晰度，尤其是《天才法》。 MNEE首席执行官罗恩·塔特（Ron Tarter）表示，该法案给了“美国公司的绿灯”，使稳定行业合法化，并鼓励更多的企业投资。

Wall Street Takes Notice

华尔街注意

Traditional financial institutions are paying close attention. Firms like Circle, Stripe, and JPMorgan are exploring the potential of stablecoins. Circle even raised $1 billion during its public offering, a landmark moment for the industry.

传统的金融机构正在密切关注。诸如Circle，Stripe和JPMorgan之类的公司正在探索Stablecoins的潜力。 Circle甚至在公开募股中筹集了10亿美元，这是该行业的里程碑式时刻。

Not to be left behind, global banks like Citigroup, Wells Fargo, and Bank of America are developing their own stablecoins. JPMorgan has already confirmed the release of its JPMD coin, built on the Base blockchain. The race is on!

不容忽视的是，花旗集团，富国银行和美国银行等全球银行正在开发自己的稳定者。摩根大通（JPMorgan）已经确认其释放其JPMD硬币，该硬币构建在基本区块链上。比赛开始了！

Banking Lobby vs. Stablecoin Innovation

银行大厅与Stablecoin创新

However, not everyone is thrilled. Banking lobby groups are pushing back, arguing that the GENIUS Act gives stablecoin firms an unfair advantage. They're worried about stablecoin firms offering interest-like rewards, a move that could potentially divert trillions of dollars from traditional bank deposits. Coinbase isn't backing down. They argue that banks are simply trying to protect their transaction fee profits.

但是，并不是每个人都很兴奋。银行业大厅团体正在向后推，认为《天才法》使Stablecoin公司具有不公平的优势。他们担心Stablecoin公司提供类似兴趣的奖励，此举可能会从传统的银行存款中转移数万亿美元。 Coinbase不会退缩。他们认为，银行只是试图保护其交易费利润。

The User Experience Challenge

用户体验挑战

While the infrastructure is improving, the user experience remains a challenge. Murat Firat, Head of Product at Plasma, emphasizes that “infrastructure alone is not enough” and calls for better interfaces to drive adoption. Plasma One, a neobank designed for stablecoin users, is trying to address this with zero-fee transfers, card payments with built-in rewards, and instant virtual card issuance.

尽管基础架构正在改善，但用户体验仍然是一个挑战。血浆产品负责人Murat Firat强调“仅基础设施是不够的”，并要求更好地界面来推动采用。 Plasma One是专为Stablecoin用户设计的Neobank，试图通过零费用转移，带有内置奖励的卡付款以及即时虚拟卡发行来解决此问题。

Looking Ahead

展望未来

The stablecoin market is dynamic and evolving. While some analysts predict a brutal zero-sum race between issuers, the overall outlook remains positive. With increasing adoption, regulatory clarity, and ongoing innovation, stablecoins are poised to play an even greater role in the future of finance.

Stablecoin市场是动态而发展的。尽管一些分析师预测发行人之间的残酷零和竞赛，但整体前景仍然是积极的。随着采用，监管清晰度和持续的创新，Stablecoins准备在金融的未来中发挥更大的作用。

So, buckle up, folks! The stablecoin revolution is here, and it’s shaping up to be one wild ride. Who knows, maybe one day we’ll all be paying for our lattes with stablecoins. The future is now, and it’s… stable (sort of)!

所以，搭扣，伙计们！ Stablecoin革命就在这里，它正在构成一次狂野的旅程。谁知道，也许有一天我们都会用stablecoins付款。现在的未来是……稳定（有点）！