穩定幣對決：李在明的韓元和稅務員來了？

李在明推動“贏得的穩定幣”引發爭論：它會徹底改變金融業還是迎來綜合所得稅時代？

The buzz around stablecoins is real, especially in South Korea where talk of a 'won stablecoin' is heating up. Spearheaded by President Lee Jae-myung's vision, this digital currency could reshape the nation's financial landscape. But hold on, is it all sunshine and rainbows? Let's dive in.

圍繞穩定幣的討論是真實存在的，尤其是在韓國，“贏得穩定幣”的討論正在升溫。在李在明總統願景的引領下，這種數字貨幣可能會重塑國家的金融格局。但等等，這一切都是陽光和彩虹嗎？讓我們深入了解一下。

Lee Jae-myung's Stablecoin Dream: A Double-Edged Sword?

李在明的穩定幣夢想：一把雙刃劍？

Lee Jae-myung's ambition to launch a 'won stablecoin' isn't just about embracing digital innovation; it's about potentially revolutionizing how the government tracks and taxes income. The core idea is straightforward: a won-backed stablecoin operating on a blockchain, recording every transaction. Sounds efficient, right?

李在明 (Lee Jae-myung) 推出“穩定幣”的雄心不僅在於擁抱數字創新，還在於擁抱數字創新。它可能會徹底改變政府追踪和徵稅收入的方式。核心思想很簡單：在區塊鏈上運行的由韓元支持的穩定幣，記錄每筆交易。聽起來很有效率，對吧？

The Taxman Always Rings Twice: Income Tax Inclusivism

稅務員總是按兩聲：所得稅包容主義

Here's where things get interesting. With every transaction meticulously recorded on a digital ledger, the government could theoretically implement what's known as "income tax inclusivism." Currently, South Korea operates under an enumeration system, taxing only income explicitly listed in the law. Inclusivism, on the other hand, throws the net wider, taxing any economic benefit, listed or not.

這就是事情變得有趣的地方。由於每筆交易都被仔細記錄在數字分類賬上，理論上政府可以實施所謂的“所得稅包容主義”。目前，韓國實行枚舉制度，僅對法律明確列出的收入徵稅。另一方面，包容主義將網撒得更寬，對任何經濟利益（無論是否上市）徵稅。

Think about it: profits from overseas purchases, digital content sales, even interest from peer-to-peer lending could all become taxable. While this could boost government revenue, it also raises concerns about increased tax burdens and potential privacy issues. Are we ready for a world where every transaction is potentially taxable?

想一想：來自海外購買、數字內容銷售的利潤，甚至點對點借貸的利息都可能需要納稅。雖然這可以增加政府收入，但也引發了人們對稅收負擔增加和潛在隱私問題的擔憂。我們準備好迎接每筆交易都可能征稅的世界了嗎？

Resistance is Futile? Not So Fast.

抵抗是徒勞的嗎？沒那麼快。

While the idea of a fully traceable, taxable economy might sound appealing to some bureaucrats, it's likely to face strong resistance from the public. No one enjoys paying more taxes, and the prospect of the government scrutinizing every transaction raises serious "big brother" concerns. Even within the government, there's hesitation. Officials acknowledge that while technically feasible, the social costs and resistance could outweigh the benefits.

雖然完全可追溯、應稅經濟​​的想法可能聽起來對一些官僚有吸引力，但它可能會面臨公眾的強烈抵制。沒有人願意繳納更多稅款，政府審查每筆交易的前景引發了嚴重的“老大哥”擔憂。即使在政府內部，也存在猶豫。官員們承認，雖然技術上可行，但社會成本和阻力可能超過收益。

The Bank of Korea's Gambit

韓國央行的策略

Adding another layer of complexity, the Bank of Korea isn't entirely on board with the private sector issuing won stablecoins. Instead, they're pushing for "programmable money" centered on the banking sector. This internal tug-of-war highlights the uncertainty surrounding the future of digital currency in South Korea.

韓國央行並不完全支持私營部門發行韓元穩定幣，這又增加了一層複雜性。相反，他們正在推動以銀行業為中心的“可編程貨幣”。這場內部拉鋸戰凸顯了韓國數字貨幣未來的不確定性。

Fiserv's Fiserv's Role and the Global Stage

Fiserv 的角色和全球舞台

Companies like Fiserv are also playing a significant role in the broader digital asset landscape. Fiserv's partnership with Mastercard and its involvement with initiatives like the Roughrider coin indicate a growing trend toward state-backed and interoperable digital asset solutions. This global movement provides a foundation for broader adoption, but success hinges on overcoming execution challenges and navigating regulatory hurdles.

像 Fiserv 這樣的公司也在更廣泛的數字資產領域發揮著重要作用。 Fiserv 與萬事達卡的合作夥伴關係以及對 Roughrider 硬幣等計劃的參與表明了國家支持和​​可互操作的數字資產解決方案的增長趨勢。這一全球運動為更廣泛的採用奠定了基礎，但成功取決於克服執行挑戰和克服監管障礙。

Final Thoughts: A Taxing Situation?

最後的想法：徵稅情況？

The 'won stablecoin' saga in South Korea is a fascinating case study in the potential and pitfalls of digital currency. While Lee Jae-myung's vision promises efficiency and innovation, it also raises serious questions about taxation, privacy, and government overreach. Whether this dream becomes a reality or remains a pipe dream is yet to be seen. One thing's for sure: it's a conversation worth having. After all, who wants to be taxed on that streaming subscription?

韓國的“贏得穩定幣”傳奇是數字貨幣潛力和陷阱的一個有趣的案例研究。雖然李在明的願景承諾提高效率和創新，但它也引發了有關稅收、隱私和政府過度干預的嚴重問題。這個夢想是否會成為現實，還是只是一個白日夢，還有待觀察。有一點是肯定的：這是一場值得進行的對話。畢竟，谁愿意對流媒體訂閱徵稅呢？