稳定币对决：李在明的韩元和税务员来了？

李在明推动“赢得的稳定币”引发争论：它会彻底改变金融业还是迎来综合所得税时代？

The buzz around stablecoins is real, especially in South Korea where talk of a 'won stablecoin' is heating up. Spearheaded by President Lee Jae-myung's vision, this digital currency could reshape the nation's financial landscape. But hold on, is it all sunshine and rainbows? Let's dive in.

围绕稳定币的讨论是真实存在的，尤其是在韩国，“赢得稳定币”的讨论正在升温。在李在明总统愿景的引领下，这种数字货币可能会重塑国家的金融格局。但等等，这一切都是阳光和彩虹吗？让我们深入了解一下。

Lee Jae-myung's Stablecoin Dream: A Double-Edged Sword?

李在明的稳定币梦想：一把双刃剑？

Lee Jae-myung's ambition to launch a 'won stablecoin' isn't just about embracing digital innovation; it's about potentially revolutionizing how the government tracks and taxes income. The core idea is straightforward: a won-backed stablecoin operating on a blockchain, recording every transaction. Sounds efficient, right?

李在明 (Lee Jae-myung) 推出“稳定币”的雄心不仅在于拥抱数字创新，还在于拥抱数字创新。它可能会彻底改变政府追踪和征税收入的方式。核心思想很简单：在区块链上运行的由韩元支持的稳定币，记录每笔交易。听起来很有效率，对吧？

The Taxman Always Rings Twice: Income Tax Inclusivism

税务员总是按两声：所得税包容主义

Here's where things get interesting. With every transaction meticulously recorded on a digital ledger, the government could theoretically implement what's known as "income tax inclusivism." Currently, South Korea operates under an enumeration system, taxing only income explicitly listed in the law. Inclusivism, on the other hand, throws the net wider, taxing any economic benefit, listed or not.

这就是事情变得有趣的地方。由于每笔交易都被仔细记录在数字分类账上，理论上政府可以实施所谓的“所得税包容主义”。目前，韩国实行枚举制度，仅对法律明确列出的收入征税。另一方面，包容主义将网撒得更宽，对任何经济利益（无论是否上市）征税。

Think about it: profits from overseas purchases, digital content sales, even interest from peer-to-peer lending could all become taxable. While this could boost government revenue, it also raises concerns about increased tax burdens and potential privacy issues. Are we ready for a world where every transaction is potentially taxable?

想一想：来自海外购买、数字内容销售的利润，甚至点对点借贷的利息都可能需要纳税。虽然这可以增加政府收入，但也引发了人们对税收负担增加和潜在隐私问题的担忧。我们准备好迎接每笔交易都可能征税的世界了吗？

Resistance is Futile? Not So Fast.

抵抗是徒劳的吗？没那么快。

While the idea of a fully traceable, taxable economy might sound appealing to some bureaucrats, it's likely to face strong resistance from the public. No one enjoys paying more taxes, and the prospect of the government scrutinizing every transaction raises serious "big brother" concerns. Even within the government, there's hesitation. Officials acknowledge that while technically feasible, the social costs and resistance could outweigh the benefits.

虽然完全可追溯、应税经济的想法可能听起来对一些官僚有吸引力，但它可能会面临公众的强烈抵制。没有人愿意缴纳更多税款，政府审查每笔交易的前景引发了严重的“老大哥”担忧。即使在政府内部，也存在犹豫。官员们承认，虽然技术上可行，但社会成本和阻力可能超过收益。

The Bank of Korea's Gambit

韩国央行的策略

Adding another layer of complexity, the Bank of Korea isn't entirely on board with the private sector issuing won stablecoins. Instead, they're pushing for "programmable money" centered on the banking sector. This internal tug-of-war highlights the uncertainty surrounding the future of digital currency in South Korea.

韩国央行并不完全支持私营部门发行韩元稳定币，这又增加了一层复杂性。相反，他们正在推动以银行业为中心的“可编程货币”。这场内部拉锯战凸显了韩国数字货币未来的不确定性。

Fiserv's Fiserv's Role and the Global Stage

Fiserv 的角色和全球舞台

Companies like Fiserv are also playing a significant role in the broader digital asset landscape. Fiserv's partnership with Mastercard and its involvement with initiatives like the Roughrider coin indicate a growing trend toward state-backed and interoperable digital asset solutions. This global movement provides a foundation for broader adoption, but success hinges on overcoming execution challenges and navigating regulatory hurdles.

像 Fiserv 这样的公司也在更广泛的数字资产领域发挥着重要作用。 Fiserv 与万事达卡的合作伙伴关系以及对 Roughrider 硬币等计划的参与表明了国家支持和可互操作的数字资产解决方案的增长趋势。这一全球运动为更广泛的采用奠定了基础，但成功取决于克服执行挑战和克服监管障碍。

Final Thoughts: A Taxing Situation?

最后的想法：征税情况？

The 'won stablecoin' saga in South Korea is a fascinating case study in the potential and pitfalls of digital currency. While Lee Jae-myung's vision promises efficiency and innovation, it also raises serious questions about taxation, privacy, and government overreach. Whether this dream becomes a reality or remains a pipe dream is yet to be seen. One thing's for sure: it's a conversation worth having. After all, who wants to be taxed on that streaming subscription?

韩国的“赢得稳定币”传奇是数字货币潜力和陷阱的一个有趣的案例研究。虽然李在明的愿景承诺提高效率和创新，但它也引发了有关税收、隐私和政府过度干预的严重问题。这个梦想是否会成为现实，还是只是一个白日梦，还有待观察。有一点是肯定的：这是一场值得进行的对话。毕竟，谁愿意对流媒体订阅征税呢？