如果《穩定法案天才法案》沒有通過美國參議院

如果《穩定法案天才法案》沒有通過美國參議院，那麼2029年之前可能沒有重大加密立法

The U.S. Senate is set to vote on the Stablecoin bill GENIUS Act this week, and if it fails, there may be no major crypto legislation passed before 2029, according to XRP lawyer John E. Deaton.

根據XRP律師John E. Deaton的說法，美國參議院將在本週對Stablecoin Bill Genius法案進行投票，如果失敗，則可能沒有重大的加密立法在2029年之前通過。

The lawyer, known for his involvement in the XRP legal case, said on social media that the Senate’s inaction could delay the urgently needed regulatory clarity for the digital asset space.

這位律師因參與XRP法律案件而聞名，他在社交媒體上說，參議院的無所作為可能會延遲急需的數字資產空間的監管清晰度。

If lawmakers cannot pass the non-controversial bill that serves national interests, then it is unlikely that other more complex crypto bills such as market structure legislation, the Lummis-Gillibrand bill, or tax reforms will succeed anytime soon.

如果立法者無法通過為國家利益的非爭議法案，那麼其他更複雜的加密票據，例如市場結構立法，盧米斯·吉利布蘭德法案或稅收改革，不太可能很快成功。

The GENIUS Act, led by Senator Bill Hagerty, aims to create a legal framework for issuing stablecoins in the United States. The bill ensures issuers hold high-quality reserves to protect users and promote transparency.

由參議員比爾·哈格蒂（Bill Hagerty）領導的《天才法》（Genius Act）旨在為在美國發行穩定的法律框架創建法律框架。該法案確保發行人持有高質量的儲備，以保護用戶並促進透明度。

During an interview on CNBC’s “Squawk Box,” Senator Hagerty stated that the Stablecoin bill will bring regulatory clarity and support dollar-backed innovation in the United States.

Hagerty參議員在接受CNBC的“ Squawk Box”採訪時表示，該法案將帶來法規的清晰度，並支持美國支持美元支持的創新。

Lack of clear rules has pushed many crypto-related projects offshore, but the bill intends to reverse that trend by creating a clear regulatory path for stablecoin issuers.

缺乏明確的規則已將許多與加密相關的項目推向海上，但該法案打算通過為Stablecoin發行人創造明確的監管道路來扭轉這一趨勢。

The use of SEC enforcement actions to regulate digital assets has caused confusion in the market. By establishing a formal structure, the bill may help both consumers and businesses operate with better legal understanding.

使用SEC執法行動來規範數字資產，這引起了市場上的困惑。通過建立正式結構，該法案可以幫助消費者和企業以更好的法律理解來運作。

However, despite the worries, Senator Kirsten Gillibrand has predicted the Stablecoin regulation may get passed this week.

然而，儘管令人擔憂，克爾斯滕·吉利布蘭德（Kirsten Gillibrand）參議員預測，斯塔布爾肯（Stablecoin）法規可能會在本週通過。

Several figures in the digital asset space have voiced strong support for the Stablecoin bill GENIUS Act despite allegations of fraud and corruption against US President Donald Trump.

數字資產領域的幾個數字表達了對Stablecoin Bill Genius法案的強烈支持，儘管指控對美國總統唐納德·特朗普（Donald Trump）欺詐和腐敗。

Faryar Shirzad, Chief Policy Officer at Coinbase, stated that passing stablecoin legislation is a “national priority.”

Coinbase首席政策官Faryar Shirzad表示，通過Stablecoin立法是“國家優先事項”。

The U.S. must lead in blockchain-based finance and ensure that stablecoins tied to the U.S. dollar remain dominant.

美國必須領導基於區塊鏈的財務，並確保與美元息息相關的穩定幣仍然占主導地位。

“Stablecoins can put pressure on old financial systems, but competition is necessary,” Shizad posted on X. He compared the current moment to the introduction of money market funds in the 1970s and 1980s and said the banking sector can adapt, as it did then.

Shizad在X上發布了“ Stablecoins可能對舊金融系統施加壓力，但競爭是必要的。”他將目前的時刻與1970年代和1980年代的貨幣市場基金的引入，並說銀行業可以像那時一樣適應。

Shirzad also mentioned that the GENIUS Act would strengthen the dollar’s role globally and keep the U.S. at the center of international finance. He stressed that the bill goes beyond technology and also supports fiscal strength and national strategy.

西爾扎德還提到，《天才法》將在全球範圍內加強美元的角色，並將美國置於國際金融的中心。他強調，該法案超越了技術，還支持財政實力和國家戰略。

Though the Stablecoin bill has bipartisan support, obstacles still exist. Senator Hagerty noted that opposition often comes from lawmakers who favor centralized financial control.

儘管該法案有兩黨的支持，但障礙仍然存在。 Hagerty參議員指出，反對派通常來自支持集中財務控制的議員。

Critics, including Senator Elizabeth Warren, have urged caution and questioned whether the bill would increase financial risks or reduce regulatory authority.

包括伊麗莎白·沃倫（Elizabeth Warren）參議員在內的批評者敦促謹慎，並質疑該法案是否會增加財務風險或減少監管機構。

XRP lawyer John Deaton said the bill does not allow stablecoin holders to receive yield, which he sees as a shortcoming. However, he acknowledged that any yield-bearing version would likely face resistance from banks due to competition with deposits. “The Bank Lobby is real,” he wrote.

XRP律師約翰·迪頓（John Deaton）表示，該法案不允許Stablecoin持有人獲得收益，他認為這是一個缺點。但是，他承認，由於與存款競爭，任何承重版本都可能面臨銀行的抵抗。他寫道：“大廳是真實的。”

The Senate is expected to vote on the bill this week. If the legislation fails, it may reduce the momentum for other crypto-related efforts.

預計參議院將在本週對該法案進行投票。如果立法失敗，它可能會降低其他與加密相關的努力的勢頭。

According to XRP lawyer John Deaton, without stablecoin regulation in place, broader reforms such as BitBonds or crypto tax laws may not progress until the next administration.

根據XRP律師約翰·迪頓（John Deaton）的說法，如果沒有定位的法規，則更廣泛的改革（例如Bitbonds或加密稅法）可能要等到下一次政府才能進行。