如果《稳定法案天才法案》没有通过美国参议院

如果《稳定法案天才法案》没有通过美国参议院，那么2029年之前可能没有重大加密立法

The U.S. Senate is set to vote on the Stablecoin bill GENIUS Act this week, and if it fails, there may be no major crypto legislation passed before 2029, according to XRP lawyer John E. Deaton.

根据XRP律师John E. Deaton的说法，美国参议院将在本周对Stablecoin Bill Genius法案进行投票，如果失败，则可能没有重大的加密立法在2029年之前通过。

The lawyer, known for his involvement in the XRP legal case, said on social media that the Senate’s inaction could delay the urgently needed regulatory clarity for the digital asset space.

这位律师以参与XRP法律案件而闻名，他在社交媒体上说，参议院的无所作为可能会延迟急需的数字资产空间的监管清晰度。

If lawmakers cannot pass the non-controversial bill that serves national interests, then it is unlikely that other more complex crypto bills such as market structure legislation, the Lummis-Gillibrand bill, or tax reforms will succeed anytime soon.

如果立法者无法通过为国家利益的非争议法案，那么其他更复杂的加密票据，例如市场结构立法，卢米斯·吉利布兰德法案或税收改革，不太可能很快成功。

The GENIUS Act, led by Senator Bill Hagerty, aims to create a legal framework for issuing stablecoins in the United States. The bill ensures issuers hold high-quality reserves to protect users and promote transparency.

由参议员比尔·哈格蒂（Bill Hagerty）领导的《天才法》（Genius Act）旨在为在美国发行稳定的法律框架创建法律框架。该法案确保发行人持有高质量的储备，以保护用户并促进透明度。

During an interview on CNBC’s “Squawk Box,” Senator Hagerty stated that the Stablecoin bill will bring regulatory clarity and support dollar-backed innovation in the United States.

Hagerty参议员在接受CNBC的“ Squawk Box”采访时表示，该法案将带来法规的清晰度，并支持美国支持美元支持的创新。

Lack of clear rules has pushed many crypto-related projects offshore, but the bill intends to reverse that trend by creating a clear regulatory path for stablecoin issuers.

缺乏明确的规则已将许多与加密相关的项目推向海上，但该法案打算通过为Stablecoin发行人创造明确的监管道路来扭转这一趋势。

The use of SEC enforcement actions to regulate digital assets has caused confusion in the market. By establishing a formal structure, the bill may help both consumers and businesses operate with better legal understanding.

使用SEC执法行动来规范数字资产，这引起了市场上的困惑。通过建立正式结构，该法案可以帮助消费者和企业以更好的法律理解来运作。

However, despite the worries, Senator Kirsten Gillibrand has predicted the Stablecoin regulation may get passed this week.

然而，尽管令人担忧，克尔斯滕·吉利布兰德（Kirsten Gillibrand）参议员预测，斯塔布尔肯（Stablecoin）法规可能会在本周通过。

Several figures in the digital asset space have voiced strong support for the Stablecoin bill GENIUS Act despite allegations of fraud and corruption against US President Donald Trump.

数字资产领域的几个数字表达了对Stablecoin Bill Genius法案的强烈支持，尽管指控对美国总统唐纳德·特朗普（Donald Trump）欺诈和腐败。

Faryar Shirzad, Chief Policy Officer at Coinbase, stated that passing stablecoin legislation is a “national priority.”

Coinbase首席政策官Faryar Shirzad表示，通过Stablecoin立法是“国家优先事项”。

The U.S. must lead in blockchain-based finance and ensure that stablecoins tied to the U.S. dollar remain dominant.

美国必须领导基于区块链的财务，并确保与美元息息相关的稳定币仍然占主导地位。

“Stablecoins can put pressure on old financial systems, but competition is necessary,” Shizad posted on X. He compared the current moment to the introduction of money market funds in the 1970s and 1980s and said the banking sector can adapt, as it did then.

Shizad在X上发布了“ Stablecoins可能对旧金融系统施加压力，但竞争是必要的。”他将目前的时刻与1970年代和1980年代的货币市场基金的引入，并说银行业可以像那时一样适应。

Shirzad also mentioned that the GENIUS Act would strengthen the dollar’s role globally and keep the U.S. at the center of international finance. He stressed that the bill goes beyond technology and also supports fiscal strength and national strategy.

西尔扎德还提到，《天才法》将在全球范围内加强美元的角色，并将美国置于国际金融的中心。他强调，该法案超越了技术，还支持财政实力和国家战略。

Though the Stablecoin bill has bipartisan support, obstacles still exist. Senator Hagerty noted that opposition often comes from lawmakers who favor centralized financial control.

尽管该法案有两党的支持，但障碍仍然存在。 Hagerty参议员指出，反对派通常来自支持集中财务控制的议员。

Critics, including Senator Elizabeth Warren, have urged caution and questioned whether the bill would increase financial risks or reduce regulatory authority.

包括伊丽莎白·沃伦（Elizabeth Warren）参议员在内的批评者敦促谨慎，并质疑该法案是否会增加财务风险或减少监管机构。

XRP lawyer John Deaton said the bill does not allow stablecoin holders to receive yield, which he sees as a shortcoming. However, he acknowledged that any yield-bearing version would likely face resistance from banks due to competition with deposits. “The Bank Lobby is real,” he wrote.

XRP律师约翰·迪顿（John Deaton）表示，该法案不允许Stablecoin持有人获得收益，他认为这是一个缺点。但是，他承认，由于与存款竞争，任何承重版本都可能面临银行的抵抗。他写道：“大厅是真实的。”

The Senate is expected to vote on the bill this week. If the legislation fails, it may reduce the momentum for other crypto-related efforts.

预计参议院将在本周对该法案进行投票。如果立法失败，它可能会降低其他与加密相关的努力的势头。

According to XRP lawyer John Deaton, without stablecoin regulation in place, broader reforms such as BitBonds or crypto tax laws may not progress until the next administration.

根据XRP律师约翰·迪顿（John Deaton）的说法，如果没有定位的法规，则更广泛的改革（例如Bitbonds或加密税法）可能要等到下一次政府才能进行。