Schuman Financial推出了Eurøp，這是第一個符合歐洲符合歐元的穩定性的Stablecoin

如今，舒曼金融的歐洲（Eurøp

Schuman Financial has launched the first euro-denominated stablecoin to satisfy the European Union’s new Markets in Crypto-Assets (MiCA) regime and live natively on the XRP Ledger (XRPL).

Schuman Financial推出了第一個以歐元為基礎的Stablecoin來滿足歐盟在加密資產（MICA）制度中的新市場，並在XRP Ledger（XRPL）上生活。

Launched from Paris on 22 May, EURØP combines MiCA-grade legal certainty with a blockchain that has already settled 3.3 billion transactions during its 12-year lifespan.

歐普於5月22日從巴黎推出，將雲母級的法律確定性與區塊鏈結合在一起，該區塊鏈在其12年的壽命期間已經定居了33億次交易。

“EURØP on the XRPL combines the resilience of a global blockchain with euro-native liquidity and compliance at its core. This will give Europe and euro-denominalised financial markets an integral infrastructure for the next wave of financial innovation, which is happening on-chain,” said Martin Bruncko, founder and CEO of Schuman Financial.

“ XRPL上的Eurøp結合了全球區塊鏈的彈性與歐洲本地流動性和核心的依從性。這將使歐洲和歐元統治的金融市場成為下一波金融創新的積分基礎架構，這是臨時的，這是臨時的。”

MiCA’s stablecoin provisions—covering e-money tokens (EMT) such as EURØP—took effect on 30 June 2024. They require full 1:1 fiat backing, daily redeemability, bankruptcy-remote reserves and authorisation by an EU regulator.

MICA的Stablecoin規定（例如Eurøp）於2024年6月30日進行效果。它們需要完整的1：1菲亞特支持，每日可贖回性，破產釋放儲備和歐盟監管機構的授權。

The French ACPR has licensed Schuman Financial as an EMT issuer, while KPMG audits its reserve assets held at Société Générale and other top-tier banks.

法國ACPR已將Schuman Financial許可為EMT發行人，而畢馬威（KPMG）則審核其在Sociétégénérale和其他頂級銀行的儲備資產。

Only a handful of issuers have so far cleared MiCA’s bar: Circle's USDC and EURC, Société Générale's EURCV, and a dozen niche projects. But EURØP brings that regulatory pedigree to XRPL, whose native DEX, fast finality and low fees historically attracted IOU-based fiat tokens yet lacked a MiCA-compliant euro coin.

到目前為止，只有少數發行人清除了Mica的酒吧：Circle的USDC和Eurc，Sociétégénérale的Eurcv和十幾個利基項目。但是Eurøp為XRPL帶來了這種監管血統，其本地DEX，快速終止和低費用在歷史上吸引了基於IOU的FIAT代幣，但缺乏符合雲母的Euro Coin。

Despite their low volume—0.15 % of the $232 billion global stablecoin float, or $338 million as of end-April 2025—euro stablecoins have become a strategic priority for European banks and fintechs now that MiCA offers a passportable legal framework.

儘管容量較低，但在全球2320億美元的全球穩定浮動中，有0.15％，即2025年末期的3.38億美元 - 歐羅穩定者已經成為歐洲銀行和金融科技的戰略優先事項，因為MICA提供了一個可珍貴的法律框架。

For payment firms and corporate treasurers, EURØP offers a programmable settlement asset that can move in three to five seconds at fractions of a cent while retaining full EU regulatory coverage. It will underpin DeFi lending pools, automated foreign-exchange corridors, and on-chain euro legs for tokenized real-world-asset (RWA) trades—use cases that MiCA expressly contemplates once issuers file a “significant” EMT designation with the European Banking Authority.

對於付款公司和公司司庫，Eurøp提供了可編程的和解資產，該資產可以在百分之三到五秒鐘內移動，同時保留全部歐盟監管覆蓋範圍。它將為藉貸池，自動外交交換走廊和歐元鏈的自動化池提供支持，用於代幣化的現實世界中的貿易（RWA）交易 - 使用米雲一旦發行人向歐洲銀行當局提起“重要”的EMT指定的案例。

“The launch of EURØP on the XRP Ledger is a testament to the ledger's enterprise strategy and commitment to enabling the next generation of financial technology,” said Cassie Craddock, Managing Director, UK & Europe at Ripple.

Ripple英國和歐洲董事總經理卡西·克拉多克（Cassie Craddock）表示：“在XRP Ledger上推出Eurøp是分類帳企業戰略的證明，並承諾實現下一代金融技術。”

“We're proud to have supported Schuman Financial in bringing this innovative product to market. The token combines the best of both worlds—the legal certainty and stability of the euro with the speed, efficiency, and programmability of the XRP Ledger.

“我們很榮幸能夠支持Schuman Financial將這種創新產品推向市場。代幣將歐元的法律確定性和穩定性結合在一起 - 歐元的法律確定性和穩定性與XRP Ledger的速度，效率和可編程性相結合。

“With the integration of EURØP, the XRP Ledger will be the only major chain to natively support a MiCA-compliant euro stablecoin. This development underscores the potential of the XRP Ledger to serve as a central convergence point for global financial institutions looking to participate in the new era of decentralised finance.”

“隨著歐洲的整合，XRP Ledger將是唯一一家本地支持符合雲母的歐元穩定鏈球菌的主要連鎖店。這一發展強調了XRP Ledger的潛力，是希望參與新時代的全球金融機構的中心融合點。”