Schuman Financial推出了Eurøp，这是第一个符合欧洲符合欧元的稳定性的Stablecoin

如今，舒曼金融的欧洲（Eurøp

Schuman Financial has launched the first euro-denominated stablecoin to satisfy the European Union’s new Markets in Crypto-Assets (MiCA) regime and live natively on the XRP Ledger (XRPL).

Schuman Financial推出了第一个以欧元为基础的Stablecoin来满足欧盟在加密资产（MICA）制度中的新市场，并在XRP Ledger（XRPL）上生活。

Launched from Paris on 22 May, EURØP combines MiCA-grade legal certainty with a blockchain that has already settled 3.3 billion transactions during its 12-year lifespan.

欧普于5月22日从巴黎推出，将云母级的法律确定性与区块链结合在一起，该区块链在其12年的寿命期间已经定居了33亿次交易。

“EURØP on the XRPL combines the resilience of a global blockchain with euro-native liquidity and compliance at its core. This will give Europe and euro-denominalised financial markets an integral infrastructure for the next wave of financial innovation, which is happening on-chain,” said Martin Bruncko, founder and CEO of Schuman Financial.

“ XRPL上的Eurøp结合了全球区块链的弹性与欧洲本地流动性和核心的依从性。这将使欧洲和欧元统治的金融市场成为下一波金融创新的积分基础架构，这是临时的，这是临时的。”

MiCA’s stablecoin provisions—covering e-money tokens (EMT) such as EURØP—took effect on 30 June 2024. They require full 1:1 fiat backing, daily redeemability, bankruptcy-remote reserves and authorisation by an EU regulator.

MICA的Stablecoin规定（例如Eurøp）于2024年6月30日进行效果。它们需要完整的1：1菲亚特支持，每日可赎回性，破产释放储备和欧盟监管机构的授权。

The French ACPR has licensed Schuman Financial as an EMT issuer, while KPMG audits its reserve assets held at Société Générale and other top-tier banks.

法国ACPR已将Schuman Financial许可为EMT发行人，而毕马威（KPMG）则审核其在Sociétégénérale和其他顶级银行的储备资产。

Only a handful of issuers have so far cleared MiCA’s bar: Circle's USDC and EURC, Société Générale's EURCV, and a dozen niche projects. But EURØP brings that regulatory pedigree to XRPL, whose native DEX, fast finality and low fees historically attracted IOU-based fiat tokens yet lacked a MiCA-compliant euro coin.

到目前为止，只有少数发行人清除了Mica的酒吧：Circle的USDC和Eurc，Sociétégénérale的Eurcv和十几个利基项目。但是Eurøp为XRPL带来了这种监管血统，其本地DEX，快速终止和低费用在历史上吸引了基于IOU的FIAT代币，但缺乏符合云母的Euro Coin。

Despite their low volume—0.15 % of the $232 billion global stablecoin float, or $338 million as of end-April 2025—euro stablecoins have become a strategic priority for European banks and fintechs now that MiCA offers a passportable legal framework.

尽管容量较低，但在全球2320亿美元的全球稳定浮动中，有0.15％，即2025年末期的3.38亿美元 - 欧罗稳定者已经成为欧洲银行和金融科技的战略优先事项，因为MICA提供了一个可珍贵的法律框架。

For payment firms and corporate treasurers, EURØP offers a programmable settlement asset that can move in three to five seconds at fractions of a cent while retaining full EU regulatory coverage. It will underpin DeFi lending pools, automated foreign-exchange corridors, and on-chain euro legs for tokenized real-world-asset (RWA) trades—use cases that MiCA expressly contemplates once issuers file a “significant” EMT designation with the European Banking Authority.

对于付款公司和公司司库，Eurøp提供了可编程的和解资产，该资产可以在百分之三到五秒钟内移动，同时保留全部欧盟监管覆盖范围。它将为借贷池，自动外交交换走廊和欧元链的自动化池提供支持，用于代币化的现实世界中的贸易（RWA）交易 - 使用米云一旦发行人向欧洲银行当局提起“重要”的EMT指定的案例。

“The launch of EURØP on the XRP Ledger is a testament to the ledger's enterprise strategy and commitment to enabling the next generation of financial technology,” said Cassie Craddock, Managing Director, UK & Europe at Ripple.

Ripple英国和欧洲董事总经理卡西·克拉多克（Cassie Craddock）表示：“在XRP Ledger上推出Eurøp是分类帐企业战略的证明，并承诺实现下一代金融技术。”

“We're proud to have supported Schuman Financial in bringing this innovative product to market. The token combines the best of both worlds—the legal certainty and stability of the euro with the speed, efficiency, and programmability of the XRP Ledger.

“我们很荣幸能够支持Schuman Financial将这种创新产品推向市场。代币将欧元的法律确定性和稳定性结合在一起 - 欧元的法律确定性和稳定性与XRP Ledger的速度，效率和可编程性相结合。

“With the integration of EURØP, the XRP Ledger will be the only major chain to natively support a MiCA-compliant euro stablecoin. This development underscores the potential of the XRP Ledger to serve as a central convergence point for global financial institutions looking to participate in the new era of decentralised finance.”

“随着欧洲的整合，XRP Ledger将是唯一一家本地支持符合云母的欧元稳定链球菌的主要连锁店。这一发展强调了XRP Ledger的潜力，是希望参与新时代的全球金融机构的中心融合点。”