Robert Leshner，Compound Finance的創始人，Defi Lending Platform的建築師

在各種Fefi協議的成功之後，有一些重要的數字是變革的建築師。

In the burgeoning landscape of DeFi, various protocols are coming together to reshape the global financial system. Behind the success of these protocols are important figures who are the architects of change.

在迅速發展的DEFI景觀中，各種協議都聚集在一起重塑全球金融體系。這些協議成功的背後是重要人物，它們是變革的建築師。

One of them is Robert Leshner, founder of Compound Finance, an automated crypto lending platform that is one of the main pillars of the DeFi ecosystem on Ethereum.

其中一位是複合金融公司的創始人羅伯特·萊什納（Robert Leshner），他是一個自動加密貸款平台，是以太坊上defi生態系統的主要支柱之一。

With a background in economics and a spirit of innovation, Leshner managed to bring a simple concept - lending and borrowing - to the blockchain world.

Leshner具有經濟學背景和創新精神，設法將簡單的概念（借貸和借貸）帶到了區塊鏈世界。

Through Compound Finance, Leshner is creating a more transparent, efficient, and intermediary-free financial system.

通過複合金融，Leshner創造了一個更透明，高效和無中型的金融系統。

The platform allows users to borrow and lend digital assets in a more flexible and open way.

該平台允許用戶以更靈活和開放的方式借入和借入數字資產。

Compound’s success in bringing new financial models has made it a pioneer in the DeFi revolution.

Compound在帶來新的金融模式方面的成功使其成為Defi Revolution的先驅。

Let’s explore Robert Leshner’s journey and contribution in creating a decentralized financial system that is increasingly changing the landscape of the global financial industry.

讓我們探索羅伯特·萊斯納（Robert Leshner）在創建一個分散的金融體系方面的旅程和貢獻，該系統正在越來越多地改變全球金融行業的格局。

Who is Robert Leshner?

羅伯特·萊斯納（Robert Leshner）是誰？

Robert Leshner is the founder and former CEO of Compound Labs, a decentralized protocol that allows users to borrow and lend digital assets.

羅伯特·萊斯納（Robert Leshner）是化合物實驗室的創始人兼前首席執行官，這是一種分散的協議，允許用戶借入和借入數字資產。

Leshner graduated from the University of Pennsylvania with a Bachelor’s degree in Economics in 2007.

萊斯納（Leshner）於2007年畢業於賓夕法尼亞大學，獲得經濟學學士學位。

This education provided him with a strong foundation in economic theory, which would later play an important role in his career in digital finance.

這種教育為他提供了經濟理論的堅實基礎，後來在他的數字金融職業中發揮了重要作用。

After graduation, Leshner began his career in the financial sector, working as a Project Manager at Discover Financial Services. He then moved on to HPM Partners LLC, managing investments and financial reporting.

畢業後，萊斯納（Leshner）在金融部門開始了他的職業生涯，在Discover Financial Services擔任項目經理。然後，他搬到了HPM Partners LLC，管理投資和財務報告。

In 2011, he founded startup Safe Shepherd, which focused on helping consumers better manage their personal data.

2011年，他創立了Startup Safe Shepherd，該Safe Shepherd致力於幫助消費者更好地管理其個人數據。

In 2017, Leshner became interested in blockchain technology, particularly Ethereum, which offers the ability to run smart contracts.

2017年，萊斯納（Leshner）對區塊鏈技術，尤其是以太坊感興趣，尤其是以太坊，後者提供了運行智能合約的能力。

He saw great potential in developing decentralized financial applications using this technology, in contrast to many projects that focus on ICOs.

與許多關注ICO的項目相比，他看到了使用該技術開發分散的財務應用的巨大潛力。

In 2018, Leshner founded Compound Finance in San Francisco. The platform is changing the way people interact with cryptocurrency through DeFi lending, a decentralized crypto asset lending system.

2018年，萊斯納（Leshner）在舊金山創立了複合金融。該平台正在改變人們通過Defi Lengend（一種分散的加密資產貸款系統）與加密貨幣互動的方式。

Using smart contracts, Compound allows users to borrow and lend crypto assets without intermediaries, opening a new era in blockchain-based finance.

使用智能合約，Compound允許用戶在沒有中介機構的情況下借入和借用加密資產，從而在基於區塊鏈的金融中開設了一個新時代。

The Beginning of Compound

化合物的開始

Born from an understanding of the traditional lending system, Compound brings a new approach based on blockchain technology.

Compound誕生於對傳統貸款系統的理解，為基於區塊鏈技術的新方法帶來了新的方法。

Robert Leshner saw an opportunity to make the experience of borrowing and lending assets more open and efficient, without intermediaries.

羅伯特·萊斯納（Robert Leshner）看到了一個機會，可以使借貸和貸款資產更加開放和高效，而沒有中介。

From there came a big vision, to build an open money market that operates entirely on the Ethereum blockchain.

從那裡開始有一個巨大的願景，以建立一個完全在以太坊區塊鏈上運作的開放貨幣市場。

To realize this vision, Compound was developed as a non-custodial protocol, meaning users retain full control over their assets.

為了實現這一願景，化合物是作為一種非監測協議而開發的，這意味著用戶保留對其資產的完全控制。

The system runs automatically through smart contracts, allowing anyone to participate in the money market without having to entrust their assets to a third party.

該系統會自動通過智能合約運行，使任何人都可以參與貨幣市場，而無需將其資產委託給第三方。

The confidence in Compound’s idea can be seen in the support of major investors. The project successfully secured funding from Andreessen Horowitz (a16z), Coinbase Ventures, and Polychain Capital.

在支持主要投資者的支持下，人們可以看到對Compound的想法的信心。該項目成功獲得了Andreessen Horowitz（A16Z），Coinbase Ventures和Polychain Capital的資金。

The funds were used to develop the protocol and solidify Compound’s position as a pioneer in the decentralized finance (DeFi) sector.

資金用於製定協議並鞏固化合物在分散融資（DEFI）部門的先驅地位。

Interesting article for you to read: Who is a16z? His Role and Influence in the Crypto World

有趣的文章供您閱讀：誰是A16Z？他在加密世界中的角色和影響

How Compound Works in the DeFi Lending World

化合物如何在Defi Lending World中起作用

Compound Finance is a decentralized platform that allows users to borrow and lend crypto assets without traditional intermediaries.

複合金融是一個分散的平台，允許用戶在沒有傳統中介機構的情況下借入和借用加密資產。

Using smart contracts and a blockchain-based system, Compound offers a new way to interact with digital finance through DeFi lending. Here’s how Compound works in the DeFi ecosystem.

Compound使用智能合約和基於區塊鏈的系統，提供了一種通過Defi Lending與數字融資互動的新方法。這是化合物在Defi生態系統中的工作方式。

1. Users Deposit Crypto Assets to Earn Interest

1。用戶存入加密資產以賺取利息

On Compound, users can deposit various types of crypto assets such as Ethereum, USDC, or DAI into the protocol.

在化合物上，用戶可以將各種類型的加密資產（例如以太坊，USDC或DAI）存入協議。

As an imbalance, they will earn interest on the assets they deposit, which is calculated based on market mechanisms within the platform.

作為不平衡，他們將對存款的資產賺取利息，這是根據平台內的市場機制計算的。

2. Automatic Interest Rate System Based on Supply-Demand

2。基於供求的自動利率系統

The interest received by depositors and charged to borrowers is determined automatically through an algorithm that is adjusted to supply and demand.

存款人收到的利息和向借款人收取的利息是通過適應供求的算法自動確定的。

If the demand for loans is high, the interest will increase. Conversely, if the supply of assets is greater, the interest will decrease.

如果對貸款的需求很高，利息將會增加。相反，如果資產的供應更大，利息將減少。

3. Borrowing and Lending Without Intermediaries

3。沒有中介的借貸和貸款

One of Compound’s advantages is that borrowing and lending is done without going through a third party or traditional financial institution.

複合物的優勢之一是，借貸和貸款是在沒有通過第三方或傳統金融機構的情況下完成的。

All transactions are done peer-to-peer using smart contracts, making them more efficient and decentralized.

所有交易均使用智能合約進行點對點，使它們更有效和分散。

4. COMP Token for Governance Protocol

4。治理協議的補償令牌

Compound uses the COMP token as a tool for governance, allowing token holders to vote in decisions regarding changes or updates to the protocol.

Compound使用Comp令牌作為治理的工具，使令牌持有人可以在有關協議更改或更新的決策中投票。

This gives users direct control over the direction of Compound Finance development.

這使用戶可以直接控制複合金融發展的方向。

Leshner’s Leadership Style and Philosophy

Leshner的領導風格和哲學

Robert Leshner is known as a visionary leader in the crypto world who makes transparency a key principle in building the DeFi protocol.

羅伯特·萊什納（Robert Leshner）被稱為加密貨幣世界中有遠見的領導者，他使透明度成為構建DEFI協議的關鍵原則。

For Leshner, transparency is not just ethics

對於Leshner而言，透明度不僅僅是道德