Robert Leshner，Compound Finance的创始人，Defi Lending Platform的建筑师

在各种Fefi协议的成功之后，有一些重要的数字是变革的建筑师。

In the burgeoning landscape of DeFi, various protocols are coming together to reshape the global financial system. Behind the success of these protocols are important figures who are the architects of change.

在迅速发展的DEFI景观中，各种协议都聚集在一起重塑全球金融体系。这些协议成功的背后是重要人物，它们是变革的建筑师。

One of them is Robert Leshner, founder of Compound Finance, an automated crypto lending platform that is one of the main pillars of the DeFi ecosystem on Ethereum.

其中一位是复合金融公司的创始人罗伯特·莱什纳（Robert Leshner），他是一个自动加密贷款平台，是以太坊上defi生态系统的主要支柱之一。

With a background in economics and a spirit of innovation, Leshner managed to bring a simple concept - lending and borrowing - to the blockchain world.

Leshner具有经济学背景和创新精神，设法将简单的概念（借贷和借贷）带到了区块链世界。

Through Compound Finance, Leshner is creating a more transparent, efficient, and intermediary-free financial system.

通过复合金融，Leshner创造了一个更透明，高效和无中型的金融系统。

The platform allows users to borrow and lend digital assets in a more flexible and open way.

该平台允许用户以更灵活和开放的方式借入和借入数字资产。

Compound’s success in bringing new financial models has made it a pioneer in the DeFi revolution.

Compound在带来新的金融模式方面的成功使其成为Defi Revolution的先驱。

Let’s explore Robert Leshner’s journey and contribution in creating a decentralized financial system that is increasingly changing the landscape of the global financial industry.

让我们探索罗伯特·莱斯纳（Robert Leshner）在创建一个分散的金融体系方面的旅程和贡献，该系统正在越来越多地改变全球金融行业的格局。

Who is Robert Leshner?

罗伯特·莱斯纳（Robert Leshner）是谁？

Robert Leshner is the founder and former CEO of Compound Labs, a decentralized protocol that allows users to borrow and lend digital assets.

罗伯特·莱斯纳（Robert Leshner）是化合物实验室的创始人兼前首席执行官，这是一种分散的协议，允许用户借入和借入数字资产。

Leshner graduated from the University of Pennsylvania with a Bachelor’s degree in Economics in 2007.

莱斯纳（Leshner）于2007年毕业于宾夕法尼亚大学，获得经济学学士学位。

This education provided him with a strong foundation in economic theory, which would later play an important role in his career in digital finance.

这种教育为他提供了经济理论的坚实基础，后来在他的数字金融职业中发挥了重要作用。

After graduation, Leshner began his career in the financial sector, working as a Project Manager at Discover Financial Services. He then moved on to HPM Partners LLC, managing investments and financial reporting.

毕业后，莱斯纳（Leshner）在金融部门开始了他的职业生涯，在Discover Financial Services担任项目经理。然后，他搬到了HPM Partners LLC，管理投资和财务报告。

In 2011, he founded startup Safe Shepherd, which focused on helping consumers better manage their personal data.

2011年，他创立了Startup Safe Shepherd，该Safe Shepherd致力于帮助消费者更好地管理其个人数据。

In 2017, Leshner became interested in blockchain technology, particularly Ethereum, which offers the ability to run smart contracts.

2017年，莱斯纳（Leshner）对区块链技术，尤其是以太坊感兴趣，尤其是以太坊，后者提供了运行智能合约的能力。

He saw great potential in developing decentralized financial applications using this technology, in contrast to many projects that focus on ICOs.

与许多关注ICO的项目相比，他看到了使用该技术开发分散的财务应用的巨大潜力。

In 2018, Leshner founded Compound Finance in San Francisco. The platform is changing the way people interact with cryptocurrency through DeFi lending, a decentralized crypto asset lending system.

2018年，莱斯纳（Leshner）在旧金山创立了复合金融。该平台正在改变人们通过Defi Lengend（一种分散的加密资产贷款系统）与加密货币互动的方式。

Using smart contracts, Compound allows users to borrow and lend crypto assets without intermediaries, opening a new era in blockchain-based finance.

使用智能合约，Compound允许用户在没有中介机构的情况下借入和借用加密资产，从而在基于区块链的金融中开设了一个新时代。

The Beginning of Compound

化合物的开始

Born from an understanding of the traditional lending system, Compound brings a new approach based on blockchain technology.

Compound诞生于对传统贷款系统的理解，为基于区块链技术的新方法带来了新的方法。

Robert Leshner saw an opportunity to make the experience of borrowing and lending assets more open and efficient, without intermediaries.

罗伯特·莱斯纳（Robert Leshner）看到了一个机会，可以使借贷和贷款资产更加开放和高效，而没有中介。

From there came a big vision, to build an open money market that operates entirely on the Ethereum blockchain.

从那里开始有一个巨大的愿景，以建立一个完全在以太坊区块链上运作的开放货币市场。

To realize this vision, Compound was developed as a non-custodial protocol, meaning users retain full control over their assets.

为了实现这一愿景，化合物是作为一种非监测协议而开发的，这意味着用户保留对其资产的完全控制。

The system runs automatically through smart contracts, allowing anyone to participate in the money market without having to entrust their assets to a third party.

该系统会自动通过智能合约运行，使任何人都可以参与货币市场，而无需将其资产委托给第三方。

The confidence in Compound’s idea can be seen in the support of major investors. The project successfully secured funding from Andreessen Horowitz (a16z), Coinbase Ventures, and Polychain Capital.

在支持主要投资者的支持下，人们可以看到对Compound的想法的信心。该项目成功获得了Andreessen Horowitz（A16Z），Coinbase Ventures和Polychain Capital的资金。

The funds were used to develop the protocol and solidify Compound’s position as a pioneer in the decentralized finance (DeFi) sector.

资金用于制定协议并巩固化合物在分散融资（DEFI）部门的先驱地位。

Interesting article for you to read: Who is a16z? His Role and Influence in the Crypto World

有趣的文章供您阅读：谁是A16Z？他在加密世界中的角色和影响

How Compound Works in the DeFi Lending World

化合物如何在Defi Lending World中起作用

Compound Finance is a decentralized platform that allows users to borrow and lend crypto assets without traditional intermediaries.

复合金融是一个分散的平台，允许用户在没有传统中介机构的情况下借入和借用加密资产。

Using smart contracts and a blockchain-based system, Compound offers a new way to interact with digital finance through DeFi lending. Here’s how Compound works in the DeFi ecosystem.

Compound使用智能合约和基于区块链的系统，提供了一种通过Defi Lending与数字融资互动的新方法。这是化合物在Defi生态系统中的工作方式。

1. Users Deposit Crypto Assets to Earn Interest

1。用户存入加密资产以赚取利息

On Compound, users can deposit various types of crypto assets such as Ethereum, USDC, or DAI into the protocol.

在化合物上，用户可以将各种类型的加密资产（例如以太坊，USDC或DAI）存入协议。

As an imbalance, they will earn interest on the assets they deposit, which is calculated based on market mechanisms within the platform.

作为不平衡，他们将对存款的资产赚取利息，这是根据平台内的市场机制计算的。

2. Automatic Interest Rate System Based on Supply-Demand

2。基于供求的自动利率系统

The interest received by depositors and charged to borrowers is determined automatically through an algorithm that is adjusted to supply and demand.

存款人收到的利息和向借款人收取的利息是通过适应供求的算法自动确定的。

If the demand for loans is high, the interest will increase. Conversely, if the supply of assets is greater, the interest will decrease.

如果对贷款的需求很高，利息将会增加。相反，如果资产的供应更大，利息将减少。

3. Borrowing and Lending Without Intermediaries

3。没有中介的借贷和贷款

One of Compound’s advantages is that borrowing and lending is done without going through a third party or traditional financial institution.

复合物的优势之一是，借贷和贷款是在没有通过第三方或传统金融机构的情况下完成的。

All transactions are done peer-to-peer using smart contracts, making them more efficient and decentralized.

所有交易均使用智能合约进行点对点，使它们更有效和分散。

4. COMP Token for Governance Protocol

4。治理协议的补偿令牌

Compound uses the COMP token as a tool for governance, allowing token holders to vote in decisions regarding changes or updates to the protocol.

Compound使用Comp令牌作为治理的工具，使令牌持有人可以在有关协议更改或更新的决策中投票。

This gives users direct control over the direction of Compound Finance development.

这使用户可以直接控制复合金融发展的方向。

Leshner’s Leadership Style and Philosophy

Leshner的领导风格和哲学

Robert Leshner is known as a visionary leader in the crypto world who makes transparency a key principle in building the DeFi protocol.

罗伯特·莱什纳（Robert Leshner）被称为加密货币世界中有远见的领导者，他使透明度成为构建DEFI协议的关键原则。

For Leshner, transparency is not just ethics

对于Leshner而言，透明度不仅仅是道德