Ripple（XRP）作為跨境金融中的傑出數字資產出現

Ripple繼續推動區塊鏈創新的邊界，XRP成為跨境金融中出色的數字資產。

In a recent interview snippet that has gone viral on X, Ripple CEO Brad Garlinghouse highlighted XRP's unique capabilities in handling high-volume, low-latency transactions, making it ideal for use in real-time use cases.

在最近在X上流行的採訪片段中，Ripple首席執行官Brad Garlinghouse強調了XRP在處理大量，低延期交易方面的獨特功能，使其非常適合在實時用例中使用。

"XRP moves value in seconds," stated Garlinghouse. This statement becomes even more impactful when considering Bitcoin's (BTC) transaction times, which can exceed ten minutes for a single transaction. In contrast, XRP is designed to facilitate rapid transaction processing, aligning it with the urgent demand for speed in financial operations.

加林豪斯說：“ XRP在幾秒鐘內移動價值。”當考慮比特幣（BTC）交易時間時，該聲明變得更加有影響力，單個交易可能會超過十分鐘。相比之下，XRP旨在促進快速交易處理，使其與對金融運營速度的緊急需求保持一致。

The rapid transaction processing offers more than convenience; it directly supports real-time settlement in cross-border payments, which is crucial for banks managing liquidity across jurisdictions. Faster settlements also contribute to reduced operational delays and improved financial coordination.

快速交易處理提供的不僅僅是便利。它直接支持跨境支付的實時和解，這對於管理各個司法管轄區流動性的銀行至關重要。更快的定居點還有助於減少運營延遲和改善財務協調。

Garlinghouse's comments focused on XRP's utility within institutional finance, emphasizing its role in handling high-volume transactions with minimal latency. This scalability is essential for integrating XRP into global financial systems, where it can address the real-time needs of sectors such as payroll, supply chain finance, and factor in transaction time.

加林豪斯（Garlinghouse）的評論集中在XRP在機構金融內的效用，強調了其在處理高批量交易中的作用，其潛伏期最小。這種可伸縮性對於將XRP集成到全球金融系統中至關重要，在該系統可以解決諸如工資單，供應鏈融資和交易時間因素等領域的實時需求。

Banks typically prefund accounts in various currencies to support cross-border payments. However, Ripple's model, which uses XRP for on-demand liquidity, eliminates the need for such reserves. Instead, institutions can access liquidity denominated in major fiat currencies through XRP.

銀行通常以各種貨幣為預基金帳戶，以支持跨境支付。但是，使用XRP進行按需流動性的Ripple模型消除了對此類儲量的需求。取而代之的是，機構可以通過XRP訪問主要法定貨幣中的流動性。

This system streamlines operations and enables institutions to move capital more efficiently across regions. It also frees up previously locked funds, improving overall cash flow management. Additionally, the model reduces dependency on intermediaries, who often increase transaction time and cost.

該系統簡化了運營，並使機構能夠在各個地區更有效地移動資本。它還可以釋放以前鎖定的資金，從而改善了總體現金流量管理。此外，該模型減少了對中介的依賴，後者通常會增加交易時間和成本。

By offering real-time access to liquidity and lower overhead, XRP provides a more responsive and cost-effective method for international payments compared to traditional banking channels. Financial institutions benefit from both lower operating expenses and faster settlement cycles. Ultimately, digital assets are improving the infrastructure that supports global financial exchanges.

通過提供實時獲取流動性和下開銷，XRP與傳統的銀行渠道相比，為國際付款提供了一種更敏感和成本效益的方法。金融機構受益於較低的運營費用和更快的和解週期。最終，數字資產正在改善支持全球金融交流的基礎設施。

In essence, Ripple aims to bridge institutional payment networks by offering XRP as a bridge currency for seamless international transactions. This reduces the need to hold multiple currency reserves across borders and promotes cost reduction and capital efficiency for participating banks.

從本質上講，Ripple的目的是通過提供XRP作為無縫國際交易的橋樑貨幣來彌合機構支付網絡。這減少了跨境持有多個貨幣儲備的需求，並促進參與銀行的成本降低和資本效率。

Traditional methods for moving funds internationally are known to be slow and fragmented. However, Ripple's solution, powered by XRP, addresses these inefficiencies through blockchain technology. The system ensures quicker settlements and transparent tracking throughout the transaction process.

眾所周知，在國際上移動資金的傳統方法是緩慢而分散的。但是，由XRP提供支持的Ripple的解決方案通過區塊鏈技術解決了這些效率低下的問題。該系統可確保在整個交易過程中更快的定居點和透明跟踪。