Ripple（XRP）作为跨境金融中的杰出数字资产出现

Ripple继续推动区块链创新的边界，XRP成为跨境金融中出色的数字资产。

In a recent interview snippet that has gone viral on X, Ripple CEO Brad Garlinghouse highlighted XRP's unique capabilities in handling high-volume, low-latency transactions, making it ideal for use in real-time use cases.

在最近在X上流行的采访片段中，Ripple首席执行官Brad Garlinghouse强调了XRP在处理大量，低延期交易方面的独特功能，使其非常适合在实时用例中使用。

"XRP moves value in seconds," stated Garlinghouse. This statement becomes even more impactful when considering Bitcoin's (BTC) transaction times, which can exceed ten minutes for a single transaction. In contrast, XRP is designed to facilitate rapid transaction processing, aligning it with the urgent demand for speed in financial operations.

加林豪斯说：“ XRP在几秒钟内移动价值。”当考虑比特币（BTC）交易时间时，该声明变得更加有影响力，单个交易可能会超过十分钟。相比之下，XRP旨在促进快速交易处理，使其与对金融运营速度的紧急需求保持一致。

The rapid transaction processing offers more than convenience; it directly supports real-time settlement in cross-border payments, which is crucial for banks managing liquidity across jurisdictions. Faster settlements also contribute to reduced operational delays and improved financial coordination.

快速交易处理提供的不仅仅是便利。它直接支持跨境支付的实时和解，这对于管理各个司法管辖区流动性的银行至关重要。更快的定居点还有助于减少运营延迟和改善财务协调。

Garlinghouse's comments focused on XRP's utility within institutional finance, emphasizing its role in handling high-volume transactions with minimal latency. This scalability is essential for integrating XRP into global financial systems, where it can address the real-time needs of sectors such as payroll, supply chain finance, and factor in transaction time.

加林豪斯（Garlinghouse）的评论集中在XRP在机构金融内的效用，强调了其在处理高批量交易中的作用，其潜伏期最小。这种可伸缩性对于将XRP集成到全球金融系统中至关重要，在该系统可以解决诸如工资单，供应链融资和交易时间因素等领域的实时需求。

Banks typically prefund accounts in various currencies to support cross-border payments. However, Ripple's model, which uses XRP for on-demand liquidity, eliminates the need for such reserves. Instead, institutions can access liquidity denominated in major fiat currencies through XRP.

银行通常以各种货币为预基金帐户，以支持跨境支付。但是，使用XRP进行按需流动性的Ripple模型消除了对此类储量的需求。取而代之的是，机构可以通过XRP访问主要法定货币中的流动性。

This system streamlines operations and enables institutions to move capital more efficiently across regions. It also frees up previously locked funds, improving overall cash flow management. Additionally, the model reduces dependency on intermediaries, who often increase transaction time and cost.

该系统简化了运营，并使机构能够在各个地区更有效地移动资本。它还可以释放以前锁定的资金，从而改善了总体现金流量管理。此外，该模型减少了对中介的依赖，后者通常会增加交易时间和成本。

By offering real-time access to liquidity and lower overhead, XRP provides a more responsive and cost-effective method for international payments compared to traditional banking channels. Financial institutions benefit from both lower operating expenses and faster settlement cycles. Ultimately, digital assets are improving the infrastructure that supports global financial exchanges.

通过提供实时获取流动性和下开销，XRP与传统的银行渠道相比，为国际付款提供了一种更敏感和成本效益的方法。金融机构受益于较低的运营费用和更快的和解周期。最终，数字资产正在改善支持全球金融交流的基础设施。

In essence, Ripple aims to bridge institutional payment networks by offering XRP as a bridge currency for seamless international transactions. This reduces the need to hold multiple currency reserves across borders and promotes cost reduction and capital efficiency for participating banks.

从本质上讲，Ripple的目的是通过提供XRP作为无缝国际交易的桥梁货币来弥合机构支付网络。这减少了跨境持有多个货币储备的需求，并促进参与银行的成本降低和资本效率。

Traditional methods for moving funds internationally are known to be slow and fragmented. However, Ripple's solution, powered by XRP, addresses these inefficiencies through blockchain technology. The system ensures quicker settlements and transparent tracking throughout the transaction process.

众所周知，在国际上移动资金的传统方法是缓慢而分散的。但是，由XRP提供支持的Ripple的解决方案通过区块链技术解决了这些效率低下的问题。该系统可确保在整个交易过程中更快的定居点和透明跟踪。