Ripple和美國證券交易委員會已達成和解協議

Ripple和美國證券交易委員會已達成和解協議，如果獲得紐約法院的批准，將結束他們的四年法律傳奇。

The U.S. Securities and Exchange Commission and Ripple have reached a settlement agreement that, if approved by the New York Court, will end their four-year legal saga.

美國證券交易委員會和波紋已達成和解協議，如果獲得紐約法院的批准，將結束其為期四年的法律傳奇。

However, SEC Commissioner Caroline Crenshaw criticized the agency’s move, describing it as a blow to investor protections and the rule of law.

但是，SEC專員Caroline Crenshaw批評了該機構的舉動，將其描述為投資者保護和法治的打擊。

Ripple, SEC Ink $50 Million Settlement Deal

Ripple，SEC墨水5000萬美元的和解協議

According to a joint settlement letter filed on Thursday, both parties are asking for the August 2024 injunction against Ripple to be dissolved, and the blockchain payments firm and two of its executives, CEO Brad Garlinghouse and Executive Chairman Chris Larsen pay a $50 million penalty. The remaining $75 million of the $125 million in civil penalties held in escrow is to be returned to Ripple. District Court Judge Analisa Torres must approve the agreed-upon settlement.

根據周四提交的聯合和解信，雙方都要求2024年8月針對Ripple的禁令解散，而區塊鏈支付公司及其兩名高管，首席執行官Brad Garlinghouse和執行主席Chris Larsen支付了5000萬美元的罰款。在託管中持有的1.25億美元的民事處罰中，剩下的7500萬美元將歸還給Ripple。地方法院法官Analisa Torres必須批准達成協議的和解。

The SEC under previous Chair Gary Gensler, who went hard after prominent crypto companies during the Biden administration, had initially demanded that Ripple pay a massive $2 billion fine. But last year, Judge Torres ordered Ripple to pay a $125 million fine after finding that the company broke securities laws in selling its native XRP token to institutional customers, but did not break federal securities laws in putting XRP on digital asset exchanges for retail investors.

SEC先前的主席加里·金斯勒（Gary Gensler）在拜登政府期間在著名的加密貨幣公司之後努力工作，他最初要求Ripple支付大筆20億美元的罰款。但是去年，托雷斯法官命令Ripple在發現該公司在將其本地XRP代幣出售給機構客戶的情況下違反了證券法，但並未違反聯邦證券法將XRP投入零售投資者的數字資產交易所。

Since President Donald Trump took office, the SEC, under its new leadership, has been walking back its hardline stance towards the crypto industry and has thrown out multiple enforcement actions and probes. President Trump has vowed to make the U.S. the “crypto capital of the world.”

自從唐納德·特朗普（Donald Trump）上任以來，SEC在其新的領導下，一直在對加密貨幣產業的強硬立場，並拋棄了多項執法行動和調查。特朗普總統發誓要使美國成為“世界的加密首都”。

SEC Commissioner Blasts Ripple Deal

SEC專員爆炸波紋交易

SEC Commissioner Caroline Crenshaw has publicly criticized the agency’s pending deal with Ripple, warning in a May 8 statement that it ruins the regulator’s ability to keep crypto companies in line and undermines the court’s ruling.

SEC專員卡羅琳·克倫肖（Caroline Crenshaw）公開批評了該機構與Ripple的待定協議，並在5月8日的聲明中警告說，它破壞了監管機構將加密貨幣公司保持一致並破壞法院裁決的能力。

“This settlement, alongside the programmatic disassembly of the SEC’s crypto enforcement program, does a tremendous disservice to the investing public and undermines the court’s role in interpreting our securities laws,” Crenshaw said.

Crenshaw說：“這項和解以及SEC加密執法計劃的程序化拆卸，對投資公眾造成了極大的傷害，並破壞了法院在解釋我們的證券法方面的作用。”

Crenshaw’s term as commissioner ended in 2024, but the SEC allows an extension of 18 months after the expiration of a term.

克倫肖（Crenshaw）擔任專員的任期於2024年結束，但SEC允許在任期到期後的18個月延長。

Crenshaw also warned the move hurts the SEC’s credibility, claiming its lawyers “are being asked to take legal positions today contrary to the ones taken just months ago.”

克倫肖還警告說，這一舉動損害了SEC的信譽，聲稱其律師“今天被要求與幾個月前採取的法律立場相反。”

The commissioner further argued that if Judge Torres approves the settlement, it would erase “the investor protections we already won” and leave a “regulatory vacuum,” until the crypto task force formulates a clear regulatory framework.

專員進一步辯稱，如果托雷斯法官批准了和解，它將消除“我們已經贏得過的投資者保護”並留下“監管真空”，直到加密貨幣工作隊制定明確的監管框架。

“The settlement is not in the best interests of the investors and markets that our agency is tasked with serving and protecting. It creates more questions than answers,” she posited.

她假設：“和解並不符合我們代理機構服務和保護的責任的投資者和市場的最大利益。它創造了更多的問題，而不是答案。”