Ripple和美国证券交易委员会已达成和解协议

Ripple和美国证券交易委员会已达成和解协议，如果获得纽约法院的批准，将结束他们的四年法律传奇。

The U.S. Securities and Exchange Commission and Ripple have reached a settlement agreement that, if approved by the New York Court, will end their four-year legal saga.

美国证券交易委员会和波纹已达成和解协议，如果获得纽约法院的批准，将结束其为期四年的法律传奇。

However, SEC Commissioner Caroline Crenshaw criticized the agency’s move, describing it as a blow to investor protections and the rule of law.

但是，SEC专员Caroline Crenshaw批评了该机构的举动，将其描述为投资者保护和法治的打击。

Ripple, SEC Ink $50 Million Settlement Deal

Ripple，SEC墨水5000万美元的和解协议

According to a joint settlement letter filed on Thursday, both parties are asking for the August 2024 injunction against Ripple to be dissolved, and the blockchain payments firm and two of its executives, CEO Brad Garlinghouse and Executive Chairman Chris Larsen pay a $50 million penalty. The remaining $75 million of the $125 million in civil penalties held in escrow is to be returned to Ripple. District Court Judge Analisa Torres must approve the agreed-upon settlement.

根据周四提交的联合和解信，双方都要求2024年8月针对Ripple的禁令解散，而区块链支付公司及其两名高管，首席执行官Brad Garlinghouse和执行主席Chris Larsen支付了5000万美元的罚款。在托管中持有的1.25亿美元的民事处罚中，剩下的7500万美元将归还给Ripple。地方法院法官Analisa Torres必须批准达成协议的和解。

The SEC under previous Chair Gary Gensler, who went hard after prominent crypto companies during the Biden administration, had initially demanded that Ripple pay a massive $2 billion fine. But last year, Judge Torres ordered Ripple to pay a $125 million fine after finding that the company broke securities laws in selling its native XRP token to institutional customers, but did not break federal securities laws in putting XRP on digital asset exchanges for retail investors.

SEC先前的主席加里·金斯勒（Gary Gensler）在拜登政府期间在著名的加密货币公司之后努力工作，他最初要求Ripple支付大笔20亿美元的罚款。但是去年，托雷斯法官命令Ripple在发现该公司在将其本地XRP代币出售给机构客户的情况下违反了证券法，但并未违反联邦证券法将XRP投入零售投资者的数字资产交易所。

Since President Donald Trump took office, the SEC, under its new leadership, has been walking back its hardline stance towards the crypto industry and has thrown out multiple enforcement actions and probes. President Trump has vowed to make the U.S. the “crypto capital of the world.”

自从唐纳德·特朗普（Donald Trump）上任以来，SEC在其新的领导下，一直在对加密货币产业的强硬立场，并抛弃了多项执法行动和调查。特朗普总统发誓要使美国成为“世界的加密首都”。

SEC Commissioner Blasts Ripple Deal

SEC专员爆炸波纹交易

SEC Commissioner Caroline Crenshaw has publicly criticized the agency’s pending deal with Ripple, warning in a May 8 statement that it ruins the regulator’s ability to keep crypto companies in line and undermines the court’s ruling.

SEC专员卡罗琳·克伦肖（Caroline Crenshaw）公开批评了该机构与Ripple的待定协议，并在5月8日的声明中警告说，它破坏了监管机构将加密货币公司保持一致并破坏法院裁决的能力。

“This settlement, alongside the programmatic disassembly of the SEC’s crypto enforcement program, does a tremendous disservice to the investing public and undermines the court’s role in interpreting our securities laws,” Crenshaw said.

Crenshaw说：“这项和解以及SEC加密执法计划的程序化拆卸，对投资公众造成了极大的伤害，并破坏了法院在解释我们的证券法方面的作用。”

Crenshaw’s term as commissioner ended in 2024, but the SEC allows an extension of 18 months after the expiration of a term.

克伦肖（Crenshaw）担任专员的任期于2024年结束，但SEC允许在任期到期后的18个月延长。

Crenshaw also warned the move hurts the SEC’s credibility, claiming its lawyers “are being asked to take legal positions today contrary to the ones taken just months ago.”

克伦肖还警告说，这一举动损害了SEC的信誉，声称其律师“今天被要求与几个月前采取的法律立场相反。”

The commissioner further argued that if Judge Torres approves the settlement, it would erase “the investor protections we already won” and leave a “regulatory vacuum,” until the crypto task force formulates a clear regulatory framework.

专员进一步辩称，如果托雷斯法官批准了和解，它将消除“我们已经赢得过的投资者保护”并留下“监管真空”，直到加密货币工作队制定明确的监管框架。

“The settlement is not in the best interests of the investors and markets that our agency is tasked with serving and protecting. It creates more questions than answers,” she posited.

她假设：“和解并不符合我们代理机构服务和保护的责任的投资者和市场的最大利益。它创造了更多的问题，而不是答案。”