Ripple的Rlusd Stablecoin擴展到非洲：改變遊戲規則的人？

Ripple的Rlusd Stablecoin正在非洲揮舞，與Chipper Cash，Valr和黃牌合作。此舉旨在為企業提供穩定的數字美元用於跨境支付和流動性管理。

Ripple's RLUSD Stablecoin Expands into Africa: A Game Changer?

Ripple的Rlusd Stablecoin擴展到非洲：改變遊戲規則的人？

Ripple's RLUSD stablecoin is making waves in Africa, partnering with Chipper Cash, VALR, and Yellow Card. This move aims to provide businesses with access to stable digital dollars for cross-border payments and liquidity management.

Ripple的Rlusd Stablecoin正在非洲揮舞，與Chipper Cash，Valr和黃牌合作。此舉旨在為企業提供穩定的數字美元用於跨境支付和流動性管理。

RLUSD: A Natural Fit for Africa?

RLUSD：對非洲的自然擬合？

Ripple sees Africa as the "natural next step" for RLUSD, citing increasing demand for stablecoins among businesses worldwide. The partnership with Chipper Cash, VALR, and Yellow Card will allow institutions in Africa to use RLUSD for cross-border payments, liquidity management, and on-chain settlement. Launched in late 2024, RLUSD is issued by a New York trust company regulated by the state’s Department of Financial Services and has already grown to over $700 million in supply across Ethereum and the XRP Ledger.

Ripple認為非洲是RLUSD的“自然下一步”，理由是全球企業中對穩定的穩定性的需求不斷增加。與Chipper Cash，Valr和黃牌的合作夥伴關係將使非洲的機構可以使用RLUSD進行跨境支付，流動性管理和鍊鍊和解。 RLUSD於2024年下半年啟動，由該州金融服務部監管的紐約信託公司發行，已經增長到以太坊和XRP Ledger的7億美元供應。

Real-World Applications and Humanitarian Efforts

現實世界的應用和人道主義努力

RLUSD isn't just for business; it's also being used in humanitarian pilot projects. Mercy Corps Ventures is running two projects in Kenya using RLUSD, one as drought insurance for farmers and another developing a parametric rainfall insurance product. These projects automatically release funds via smart contracts when satellite data confirms drought conditions or excessive rainfall.

Rlusd不僅是為了商務；它也用於人道主義試點項目中。 Mercy Corps Ventures將使用RLUSD在肯尼亞開展兩個項目，其中一項是農民的干旱保險，另一個是開發參數降雨保險產品。當衛星數據確認乾旱狀況或過度降雨時，這些項目將通過智能合約自動釋放資金。

The Bigger Picture: Stablecoins and the Future of Finance

更大的前景：穩定幣和金融的未來

The stablecoin market is booming, with a total valuation reaching $285 billion. Transak is supporting the Fireblocks Network for Payments as a launch partner, providing a turnkey solution for fintechs and financial institutions to use stablecoins for global payments. According to Coinbase Institutional, the stablecoin market could reach $1.2 trillion by 2028. Fireblocks' State of Stablecoins 2025 survey reinforces this, with 49% of global institutions already using stablecoins for payments.

Stablecoin市場蓬勃發展，總估值達到2850億美元。 Transak正在支持Fireblocks網絡作為發射合作夥伴的付款，為金融科技和金融機構提供了將Stablecoins用於全球付款的交鑰匙解決方案。根據Coinbase機構的說法，到2028年，Stablecoin市場可能達到1.2萬億美元。 Fireblocks的Stablecoins 2025調查的調查加強了這一點，其中49％的全球機構已經在使用Stablecoins進行付款。

Concerns and Regulations

關注和法規

Despite the enthusiasm, there are concerns about the lack of supervision in the stablecoin industry. Nobel Prize-winning economist Jean Tirole worries about potential government bailouts if stablecoin holders lose their money. However, governments are moving to regulate stablecoins more clearly, as seen with the passage of the GENIUS Act in the U.S.

儘管有熱情，但人們擔心Stablecoin行業缺乏監督。如果諾貝爾獎獲得者讓·蒂羅爾（Jean Tirole）擔心，如果斯塔布萊肯（Stablecoin）持有人損失錢，會擔心潛在的政府救助。但是，如《天才法案》在美國的通過，政府正在採取更清楚地調節穩定幣

A 24/7 On-Chain Economy

24/7的鏈上經濟

The rise of tokenized shares and self-custody wallets is also transforming the financial landscape. Platforms like Bitget Wallet allow users to trade fractions of U.S. stocks 24/7 without needing a broker or converting currencies. This gives people in regions with limited brokerage access a chance to invest in U.S. equities.

令牌化股票和自我顧客錢包的興起也在改變金融景觀。 Bitget Wallet之類的平台使用戶可以在不需要經紀人或轉換貨幣的情況下交易24/7的美國股票。這使經紀人訪問有限的地區的人們有機會投資於美國股票。

Final Thoughts

最後的想法

Ripple's expansion into Africa with RLUSD is a significant step for stablecoin adoption. With real-world applications, humanitarian efforts, and a growing market, stablecoins are poised to play a major role in the future of finance. So, buckle up, buttercup! The world of crypto is about to get a whole lot more stable, and Africa's in the front seat!

Rlusd向非洲擴張，是採用Stablecoin的重要一步。隨著現實世界的應用，人道主義努力和不斷增長的市場，Stablecoins準備在金融的未來中發揮重要作用。所以，扣緊，毛cup！加密世界將變得更加穩定，而非洲的前排座位！