Ripple的Rlusd Stablecoin扩展到非洲：改变游戏规则的人？

Ripple的Rlusd Stablecoin正在非洲挥舞，与Chipper Cash，Valr和黄牌合作。此举旨在为企业提供稳定的数字美元用于跨境支付和流动性管理。

Ripple's RLUSD Stablecoin Expands into Africa: A Game Changer?

Ripple的Rlusd Stablecoin扩展到非洲：改变游戏规则的人？

Ripple's RLUSD stablecoin is making waves in Africa, partnering with Chipper Cash, VALR, and Yellow Card. This move aims to provide businesses with access to stable digital dollars for cross-border payments and liquidity management.

Ripple的Rlusd Stablecoin正在非洲挥舞，与Chipper Cash，Valr和黄牌合作。此举旨在为企业提供稳定的数字美元用于跨境支付和流动性管理。

RLUSD: A Natural Fit for Africa?

RLUSD：对非洲的自然拟合？

Ripple sees Africa as the "natural next step" for RLUSD, citing increasing demand for stablecoins among businesses worldwide. The partnership with Chipper Cash, VALR, and Yellow Card will allow institutions in Africa to use RLUSD for cross-border payments, liquidity management, and on-chain settlement. Launched in late 2024, RLUSD is issued by a New York trust company regulated by the state’s Department of Financial Services and has already grown to over $700 million in supply across Ethereum and the XRP Ledger.

Ripple认为非洲是RLUSD的“自然下一步”，理由是全球企业中对稳定的稳定性的需求不断增加。与Chipper Cash，Valr和黄牌的合作伙伴关系将使非洲的机构可以使用RLUSD进行跨境支付，流动性管理和链链和解。 RLUSD于2024年下半年启动，由该州金融服务部监管的纽约信托公司发行，已经增长到以太坊和XRP Ledger的7亿美元供应。

Real-World Applications and Humanitarian Efforts

现实世界的应用和人道主义努力

RLUSD isn't just for business; it's also being used in humanitarian pilot projects. Mercy Corps Ventures is running two projects in Kenya using RLUSD, one as drought insurance for farmers and another developing a parametric rainfall insurance product. These projects automatically release funds via smart contracts when satellite data confirms drought conditions or excessive rainfall.

Rlusd不仅是为了商务；它也用于人道主义试点项目中。 Mercy Corps Ventures将使用RLUSD在肯尼亚开展两个项目，其中一项是农民的干旱保险，另一个是开发参数降雨保险产品。当卫星数据确认干旱状况或过度降雨时，这些项目将通过智能合约自动释放资金。

The Bigger Picture: Stablecoins and the Future of Finance

更大的前景：稳定币和金融的未来

The stablecoin market is booming, with a total valuation reaching $285 billion. Transak is supporting the Fireblocks Network for Payments as a launch partner, providing a turnkey solution for fintechs and financial institutions to use stablecoins for global payments. According to Coinbase Institutional, the stablecoin market could reach $1.2 trillion by 2028. Fireblocks' State of Stablecoins 2025 survey reinforces this, with 49% of global institutions already using stablecoins for payments.

Stablecoin市场蓬勃发展，总估值达到2850亿美元。 Transak正在支持Fireblocks网络作为发射合作伙伴的付款，为金融科技和金融机构提供了将Stablecoins用于全球付款的交钥匙解决方案。根据Coinbase机构的说法，到2028年，Stablecoin市场可能达到1.2万亿美元。Fireblocks的Stablecoins 2025调查的调查加强了这一点，其中49％的全球机构已经在使用Stablecoins进行付款。

Concerns and Regulations

关注和法规

Despite the enthusiasm, there are concerns about the lack of supervision in the stablecoin industry. Nobel Prize-winning economist Jean Tirole worries about potential government bailouts if stablecoin holders lose their money. However, governments are moving to regulate stablecoins more clearly, as seen with the passage of the GENIUS Act in the U.S.

尽管有热情，但人们担心Stablecoin行业缺乏监督。如果诺贝尔奖获得者让·蒂罗尔（Jean Tirole）担心，如果斯塔布莱肯（Stablecoin）持有人损失钱，会担心潜在的政府救助。但是，如《天才法案》在美国的通过，政府正在采取更清楚地调节稳定币

A 24/7 On-Chain Economy

24/7的链上经济

The rise of tokenized shares and self-custody wallets is also transforming the financial landscape. Platforms like Bitget Wallet allow users to trade fractions of U.S. stocks 24/7 without needing a broker or converting currencies. This gives people in regions with limited brokerage access a chance to invest in U.S. equities.

令牌化股票和自我顾客钱包的兴起也在改变金融景观。 Bitget Wallet之类的平台使用户可以在不需要经纪人或转换货币的情况下交易24/7的美国股票。这使经纪人访问有限的地区的人们有机会投资于美国股票。

Final Thoughts

最后的想法

Ripple's expansion into Africa with RLUSD is a significant step for stablecoin adoption. With real-world applications, humanitarian efforts, and a growing market, stablecoins are poised to play a major role in the future of finance. So, buckle up, buttercup! The world of crypto is about to get a whole lot more stable, and Africa's in the front seat!

Rlusd向非洲扩张，是采用Stablecoin的重要一步。随着现实世界的应用，人道主义努力和不断增长的市场，Stablecoins准备在金融的未来中发挥重要作用。所以，扣紧，毛cup！加密世界将变得更加稳定，而非洲的前排座位！