Ripple，National Banking和Rlusd：加密貨幣的新時代？

Ripple的戰略舉動，包括尋求國家銀行許可證和擴大RLUSD公用事業，這表明加密貨幣景觀發生了重大變化。

Ripple, National Banking, and RLUSD: A New Era for Crypto?

Ripple，National Banking和Rlusd：加密貨幣的新時代？

Ripple is making big moves! From pursuing a national banking license to expanding the reach of RLUSD, the company is positioning itself at the forefront of crypto's integration with traditional finance.

Ripple正在做大動作！從追求國家銀行許可證到擴大RLUSD的覆蓋範圍，該公司將自己定位在加密貨幣與傳統金融的一體化的最前沿。

Ripple Seeks National Banking License: A Bid for Mainstream Integration

Ripple尋求國家銀行許可證：主流整合的出價

Ripple's application for a national banking license with the OCC is a game-changer. This isn't just about regulatory compliance; it's about building trust. A federal charter would allow Ripple to operate across state lines, streamlining its services and making them more palatable to traditional financial institutions.

Ripple與OCC申請國家銀行許可證的申請是改變遊戲規則的。這不僅涉及法規合規性；這是關於建立信任。聯邦憲章將允許Ripple跨州行動，簡化其服務並使其更適合傳統金融機構。

CEO Brad Garlinghouse emphasizes the importance of regulation, highlighting that Ripple subsidiary Standard Custody has also applied for a Fed Master Account. This move aims to ensure RLUSD reserves are held directly with the Fed, adding another layer of security and transparency.

首席執行官布拉德·加林豪斯（Brad Garlinghouse）強調了監管的重要性，強調了波紋輔助標準監護權也已申請了一個美聯儲的主帳戶。此舉旨在確保直接與美聯儲保持RLUSD儲備，從而增加了另一層安全性和透明度。

RLUSD: Ripple's Stablecoin Under Federal Oversight

RLUSD：在聯邦監督下的Ripple的Stablecoin

RLUSD, Ripple's stablecoin, is central to this regulatory push. By seeking federal oversight, Ripple wants to ensure RLUSD operates within a clear regulatory environment, attracting users wary of unregulated stablecoins. The OCC's oversight would provide security and transparency, making RLUSD a more attractive investment option.

Rlusd是Ripple的Stablecoin，是這種監管推動力的核心。通過尋求聯邦監督，Ripple希望確保RLUSD在明確的監管環境中運作，以吸引用戶警惕不受監管的Stablecoins。 OCC的監督將提供安全性和透明度，使RLUSD成為更具吸引力的投資選擇。

OpenPayd Partnership: Expanding RLUSD's Reach

OpenPayd合作夥伴關係：擴大RLUSD的覆蓋範圍

Ripple is also expanding RLUSD's utility through strategic partnerships. The collaboration with OpenPayd, a banking-as-a-service platform, will increase access to cross-border payments. OpenPayd's infrastructure supports Ripple Payments in EUR and GBP, with direct RLUSD minting and burning capabilities, enabling seamless conversion between fiat and RLUSD. Ripple USD stablecoin RLUSD, launched in December 2024, has since gained traction, with a market capitalization of $455.52 million.

Ripple還通過戰略合作夥伴關係來擴展RLUSD的實用性。與銀行服務平台OpenPayd的合作將增加獲得跨境付款的訪問。 OpenPayd的基礎設施支持Eur和GBP的波紋支付，並具有直接的RLUSD鑄造和燃燒功能，從而使FIAT和RLUSD之間無縫轉換。 Ripple USD Stablecoin Rlusd於2024年12月推出，此後引起了吸引力，市值為4.5552億美元。

What Does This Mean for the Future?

這對未來意味著什麼？

Ripple's proactive approach to regulatory compliance is a smart move, especially with increasing scrutiny from the SEC and DOJ. This strategy mitigates risks associated with regulatory uncertainty and demonstrates Ripple's commitment to a stable, secure crypto market.

Ripple積極的監管合規方法是一個明智的舉動，尤其是在SEC和DOJ的審查中增加了審查。該策略減輕了與監管不確定性相關的風險，並證明了波紋對穩定，安全的加密市場的承諾。

And let's not forget about the XRPL EVM Sidechain going live on mainnet. This allows developers to create and deploy cross-chain and EVM-only dApps, further expanding the XRPL ecosystem.

而且，我們不要忘記XRPL EVM Sidechain將在主網上進行。這使開發人員可以創建和部署跨鍊和僅EVM的DAPP，從而進一步擴展XRPL生態系統。

A Word on Other Cryptocurrencies

關於其他加密貨幣的一句話

While Ripple is making headlines, other cryptocurrencies are also vying for attention. Little Pepe ($LILPEPE), a meme-fueled token, is generating buzz with its own Layer 2 chain. While XRP aims for $8, $LILPEPE is making waves for a completely different reason. It’s not just vibing with Web3 but rewriting its rules. Investors are projecting that a $2,500 investment in $LILPEPE could potentially transform into $250,000 as the next bull cycle unfolds.

儘管Ripple成為頭條新聞，但其他加密貨幣也在爭奪關注。 Little Pepe（$ lilpepe）是一個模因燃料的代幣，正在用自己的2層鏈產生嗡嗡聲。儘管XRP的目標是$ 8，但$ lilpepe的原因是完全不同的原因。這不僅是對Web3的共鳴，還可以重寫其規則。投資者預計，隨著下一個公牛週期的發展，$ lilpepe的2500美元投資可能會變成250,000美元。

Final Thoughts: Is Ripple Leading the Charge?

最終想法：Ripple是否領導了指控？

Ripple's moves towards regulatory compliance and expanding RLUSD's utility are significant steps for the crypto industry. Whether it's Ripple seeking a national banking license or meme coins like Little Pepe making a splash, the crypto world is never short of surprises. Buckle up, folks – it's going to be an interesting ride!

Ripple朝著監管合規性和擴大RLUSD的實用程序方面的舉動是加密行業的重要步驟。無論是尋求國家銀行許可證還是像Little Pepe一樣飛濺的模因硬幣，加密貨幣世界都不會感到驚訝。搭扣，伙計們 - 這將是一個有趣的旅程！