Ripple，National Banking和Rlusd：加密货币的新时代？

Ripple的战略举动，包括寻求国家银行许可证和扩大RLUSD公用事业，这表明加密货币景观发生了重大变化。

Ripple, National Banking, and RLUSD: A New Era for Crypto?

Ripple，National Banking和Rlusd：加密货币的新时代？

Ripple is making big moves! From pursuing a national banking license to expanding the reach of RLUSD, the company is positioning itself at the forefront of crypto's integration with traditional finance.

Ripple正在做大动作！从追求国家银行许可证到扩大RLUSD的覆盖范围，该公司将自己定位在加密货币与传统金融的一体化的最前沿。

Ripple Seeks National Banking License: A Bid for Mainstream Integration

Ripple寻求国家银行许可证：主流整合的出价

Ripple's application for a national banking license with the OCC is a game-changer. This isn't just about regulatory compliance; it's about building trust. A federal charter would allow Ripple to operate across state lines, streamlining its services and making them more palatable to traditional financial institutions.

Ripple与OCC申请国家银行许可证的申请是改变游戏规则的。这不仅涉及法规合规性；这是关于建立信任。联邦宪章将允许Ripple跨州行动，简化其服务并使其更适合传统金融机构。

CEO Brad Garlinghouse emphasizes the importance of regulation, highlighting that Ripple subsidiary Standard Custody has also applied for a Fed Master Account. This move aims to ensure RLUSD reserves are held directly with the Fed, adding another layer of security and transparency.

首席执行官布拉德·加林豪斯（Brad Garlinghouse）强调了监管的重要性，强调了波纹辅助标准监护权也已申请了一个美联储的主帐户。此举旨在确保直接与美联储保持RLUSD储备，从而增加了另一层安全性和透明度。

RLUSD: Ripple's Stablecoin Under Federal Oversight

RLUSD：在联邦监督下的Ripple的Stablecoin

RLUSD, Ripple's stablecoin, is central to this regulatory push. By seeking federal oversight, Ripple wants to ensure RLUSD operates within a clear regulatory environment, attracting users wary of unregulated stablecoins. The OCC's oversight would provide security and transparency, making RLUSD a more attractive investment option.

Rlusd是Ripple的Stablecoin，是这种监管推动力的核心。通过寻求联邦监督，Ripple希望确保RLUSD在明确的监管环境中运作，以吸引用户警惕不受监管的Stablecoins。 OCC的监督将提供安全性和透明度，使RLUSD成为更具吸引力的投资选择。

OpenPayd Partnership: Expanding RLUSD's Reach

OpenPayd合作伙伴关系：扩大RLUSD的覆盖范围

Ripple is also expanding RLUSD's utility through strategic partnerships. The collaboration with OpenPayd, a banking-as-a-service platform, will increase access to cross-border payments. OpenPayd's infrastructure supports Ripple Payments in EUR and GBP, with direct RLUSD minting and burning capabilities, enabling seamless conversion between fiat and RLUSD. Ripple USD stablecoin RLUSD, launched in December 2024, has since gained traction, with a market capitalization of $455.52 million.

Ripple还通过战略合作伙伴关系来扩展RLUSD的实用性。与银行服务平台OpenPayd的合作将增加获得跨境付款的访问。 OpenPayd的基础设施支持Eur和GBP的波纹支付，并具有直接的RLUSD铸造和燃烧功能，从而使FIAT和RLUSD之间无缝转换。 Ripple USD Stablecoin Rlusd于2024年12月推出，此后引起了吸引力，市值为4.5552亿美元。

What Does This Mean for the Future?

这对未来意味着什么？

Ripple's proactive approach to regulatory compliance is a smart move, especially with increasing scrutiny from the SEC and DOJ. This strategy mitigates risks associated with regulatory uncertainty and demonstrates Ripple's commitment to a stable, secure crypto market.

Ripple积极的监管合规方法是一个明智的举动，尤其是在SEC和DOJ的审查中增加了审查。该策略减轻了与监管不确定性相关的风险，并证明了波纹对稳定，安全的加密市场的承诺。

And let's not forget about the XRPL EVM Sidechain going live on mainnet. This allows developers to create and deploy cross-chain and EVM-only dApps, further expanding the XRPL ecosystem.

而且，我们不要忘记XRPL EVM Sidechain将在主网上进行。这使开发人员可以创建和部署跨链和仅EVM的DAPP，从而进一步扩展XRPL生态系统。

A Word on Other Cryptocurrencies

关于其他加密货币的一句话

While Ripple is making headlines, other cryptocurrencies are also vying for attention. Little Pepe ($LILPEPE), a meme-fueled token, is generating buzz with its own Layer 2 chain. While XRP aims for $8, $LILPEPE is making waves for a completely different reason. It’s not just vibing with Web3 but rewriting its rules. Investors are projecting that a $2,500 investment in $LILPEPE could potentially transform into $250,000 as the next bull cycle unfolds.

尽管Ripple成为头条新闻，但其他加密货币也在争夺关注。 Little Pepe（$ lilpepe）是一个模因燃料的代币，正在用自己的2层链产生嗡嗡声。尽管XRP的目标是$ 8，但$ lilpepe的原因是完全不同的原因。这不仅是对Web3的共鸣，还可以重写其规则。投资者预计，随着下一个公牛周期的发展，$ lilpepe的2500美元投资可能会变成250,000美元。

Final Thoughts: Is Ripple Leading the Charge?

最终想法：Ripple是否领导了指控？

Ripple's moves towards regulatory compliance and expanding RLUSD's utility are significant steps for the crypto industry. Whether it's Ripple seeking a national banking license or meme coins like Little Pepe making a splash, the crypto world is never short of surprises. Buckle up, folks – it's going to be an interesting ride!

Ripple朝着监管合规性和扩大RLUSD的实用程序方面的举动是加密行业的重要步骤。无论是寻求国家银行许可证还是像Little Pepe一样飞溅的模因硬币，加密货币世界都不会感到惊讶。搭扣，伙计们 - 这将是一个有趣的旅程！