Ripple在阿拉伯聯合酋長國發起跨境區塊鏈支付，旨在激發加密貨幣的採用

阿聯酋的第一家全數字銀行Zand Bank和為企業提供數字支付平台的金融科技公司Mamo將成為區塊鏈支付系統的主要用戶

Cryptocurrency payments are launching in the United Arab Emirates with a cross-border blockchain system powered by Ripple and used by Zand Bank and Mamo, announced the fintech company on Friday.

加密貨幣付款正在阿拉伯聯合酋長國發起，跨境區塊鏈系統由Ripple提供支持，並由Zand Bank和Mamo使用，並於週五宣布了金融科技公司。

Zand Bank is the UAE’s first all-digital bank, while Mamo provides a digital payment platform for businesses. Both will use “Ripple Payments” to facilitate cross-border blockchain payments.

Zand Bank是阿聯酋的第一家全數字銀行，而Mamo為企業提供了數字支付平台。兩者都將使用“連鎖付款”來促進跨境區塊鏈付款。

Ripple Payments is a platform that combines stablecoins, cryptocurrency and fiat to enable payments and quick settlement times, a feature of Web3 that cross-border traditional finance payment systems often lack.

Ripple Payments是一個將穩定幣，加密貨幣和法定的平台結合在一起，以實現付款和快速解決時間，這是跨境傳統財務支付系統通常缺乏的Web3的功能。

The fintech firm was licensed to offer crypto payments by the Dubai Financial Services Authority (DFSA) in March.

這家金融科技公司於3月由迪拜金融服務局（DFSA）提供加密付款。

“With this license, we are able to better serve the demand for solutions to the inefficiencies of traditional cross-border payments, such as high fees, long settlement times and lack of transparency, in one of the world’s largest cross-border payments hubs,” said Reece Merrick, managing director for Middle East and Africa at Ripple.

“憑藉此許可，我們能夠更好地滿足對傳統跨境支付效率低下的解決方案的需求，例如高費用，較長的和解時間和缺乏透明度，在世界上最大的跨境支付中心之一中，”中東和非洲在Ripple的中東和非洲常務董事Reece Merrick說。

UAE ranked 56 out of 151 countries for crypto adoption

阿聯酋在151個國家 /地區的收養中排名56

Chainalysis, a blockchain data platform, ranked the United Arab Emirates 56th out of 151 countries for crypto adoption, according to a 2024 report. The country scored high in decentralized finance, stablecoin use and altcoins.

根據2024年的一份報告，區塊鏈數據平台是一個區塊鏈數據平台，在151個國家中排名第56位，以採用加密貨幣。該國在分散的金融，穩定的使用和山寨幣方面得分很高。

The UAE has made some changes that may further increase its ranking. Various emirates, including Abu Dhabi and Dubai, have attempted to establish themselves as crypto hubs.

阿聯酋進行了一些更改，可能會進一步提高其排名。包括阿布扎比和迪拜在內的各種酋長國都試圖將自己確立為加密樞紐。

In December 2024, Tether’s USDt (USDT) became an accepted virtual asset in Abu Dhabi. In 2025, Circle’s USDC (USDC) and EURC became the first stablecoins recognized under the emirate’s crypto token regime.

2024年12月，Tether的USDT（USDT）成為阿布扎比公認的虛擬資產。 2025年，Circle的USDC（USDC）和Eurc成為酋長國的加密代幣政權下的第一個認可的Stablecoins。

The country is also continuing plans to establish a digital dirham, which would be a central bank digital currency.

該國還在持續計劃建立數字迪拉姆，這將是中央銀行的數字貨幣。

On May 19, Dubai’s Virtual Assets Regulatory Authority (VARA) announced more oversight for crypto asset activities, specifically margin trading and token distribution. There will be a 30-day transition period, and affected companies will be expected to comply with the new rules by June 19.

5月19日，迪拜的虛擬資產監管機構（VARA）宣布對加密資產活動，特別是保證金交易和代幣分配的更多監督。將有一個30天的過渡期，受影響的公司將在6月19日之前遵守新規則。