Ripple在阿拉伯联合酋长国发起跨境区块链支付，旨在激发加密货币的采用

阿联酋的第一家全数字银行Zand Bank和为企业提供数字支付平台的金融科技公司Mamo将成为区块链支付系统的主要用户

Cryptocurrency payments are launching in the United Arab Emirates with a cross-border blockchain system powered by Ripple and used by Zand Bank and Mamo, announced the fintech company on Friday.

加密货币付款正在阿拉伯联合酋长国发起，跨境区块链系统由Ripple提供支持，并由Zand Bank和Mamo使用，并于周五宣布了金融科技公司。

Zand Bank is the UAE’s first all-digital bank, while Mamo provides a digital payment platform for businesses. Both will use “Ripple Payments” to facilitate cross-border blockchain payments.

Zand Bank是阿联酋的第一家全数字银行，而Mamo为企业提供了数字支付平台。两者都将使用“连锁付款”来促进跨境区块链付款。

Ripple Payments is a platform that combines stablecoins, cryptocurrency and fiat to enable payments and quick settlement times, a feature of Web3 that cross-border traditional finance payment systems often lack.

Ripple Payments是一个将稳定币，加密货币和法定的平台结合在一起，以实现付款和快速解决时间，这是跨境传统财务支付系统通常缺乏的Web3的功能。

The fintech firm was licensed to offer crypto payments by the Dubai Financial Services Authority (DFSA) in March.

这家金融科技公司于3月由迪拜金融服务局（DFSA）提供加密付款。

“With this license, we are able to better serve the demand for solutions to the inefficiencies of traditional cross-border payments, such as high fees, long settlement times and lack of transparency, in one of the world’s largest cross-border payments hubs,” said Reece Merrick, managing director for Middle East and Africa at Ripple.

“凭借此许可，我们能够更好地满足对传统跨境支付效率低下的解决方案的需求，例如高费用，较长的和解时间和缺乏透明度，在世界上最大的跨境支付中心之一中，”中东和非洲在Ripple的中东和非洲常务董事Reece Merrick说。

UAE ranked 56 out of 151 countries for crypto adoption

阿联酋在151个国家 /地区的收养中排名56

Chainalysis, a blockchain data platform, ranked the United Arab Emirates 56th out of 151 countries for crypto adoption, according to a 2024 report. The country scored high in decentralized finance, stablecoin use and altcoins.

根据2024年的一份报告，区块链数据平台是一个区块链数据平台，在151个国家中排名第56位，以采用加密货币。该国在分散的金融，稳定的使用和山寨币方面得分很高。

The UAE has made some changes that may further increase its ranking. Various emirates, including Abu Dhabi and Dubai, have attempted to establish themselves as crypto hubs.

阿联酋进行了一些更改，可能会进一步提高其排名。包括阿布扎比和迪拜在内的各种酋长国都试图将自己确立为加密枢纽。

In December 2024, Tether’s USDt (USDT) became an accepted virtual asset in Abu Dhabi. In 2025, Circle’s USDC (USDC) and EURC became the first stablecoins recognized under the emirate’s crypto token regime.

2024年12月，Tether的USDT（USDT）成为阿布扎比公认的虚拟资产。 2025年，Circle的USDC（USDC）和Eurc成为酋长国的加密代币政权下的第一个认可的Stablecoins。

The country is also continuing plans to establish a digital dirham, which would be a central bank digital currency.

该国还在持续计划建立数字迪拉姆，这将是中央银行的数字货币。

On May 19, Dubai’s Virtual Assets Regulatory Authority (VARA) announced more oversight for crypto asset activities, specifically margin trading and token distribution. There will be a 30-day transition period, and affected companies will be expected to comply with the new rules by June 19.

5月19日，迪拜的虚拟资产监管机构（VARA）宣布对加密资产活动，特别是保证金交易和代币分配的更多监督。将有一个30天的过渡期，受影响的公司将在6月19日之前遵守新规则。